阅读提示 Reading tips

　　在北京工作的赵先生反映，他于2003年在河南机电高等专科学校（以下简称河南机专）任教，后来辞职。在去年购房办理公积金贷款时发现，河南机专曾在2003年以赵先生名义贷款10万元，导致其无法办理公积金贷款。河南机专相关负责人接受大河报记者采访时承认有此事，目前正协调解决。

Work in Beijing's Mr. Zhao reflect,He died in 2003 in henan mechanical and electrical engineering college(Hereinafter referred to as the "henan machine is special)teaching,Later resigned.In the last year that deal with accumulation fund loan,Henan machine was designed in 2003 by Mr. Zhao loans 100000 yuan,Cause it could not deal with accumulation fund loan.Henan machine designed the relevant person in charge of the river to accept an interview with reporters have admitted it,At present is to coordinate and solve.

　　记者 温中豪

The reporter temperature

报料 disgruntled

学校冒用职工名义贷款 School loans, using the worker

　　在北京工作的赵怀瑞向大河报记者反映，他近期在北京买房申请住房公积金贷款的过程中，被公积金中心工作人员告知他在2003年有一笔10万元的住房贷款，让其提供贷款合同和房产证后才能办理公积金。

Working in Beijing to the river ZhaoHuaiRui news reporter reflect,He recently in Beijing to buy a house applies for loan of housing accumulation fund process,Be accumulation fund center staff told him in 2003, a 100000 yuan of the housing loan,Let it provide loan contract and house property card to deal with accumulation fund.

　　这让赵怀瑞很困惑：“我本人从没有向银行申请过住房贷款，咋会有这种记录呢？我就去银行进行个人信用查询。个人信用报告显示，我在2003年5月27日的确有一笔10万元的住房贷款，并于2006年5月还清。”

It makes ZhaoHuaiRui puzzled:"I never applies to the bank for a housing loan,Zha will have this kind of record it?I will go to a bank personal credit inquiry.Personal credit report,I was on May 27, 2003 have a sum of 100000 yuan of the housing loan,And in 2006 May pay off."

　　赵怀瑞告诉记者，贷款发生时他是河南机专的一名老师，就在去年12月17日到河南机专问贷款的事。学校承认曾在2003年以职工的名义向新乡多家银行申请过住房贷款，并给他一份“关于赵怀瑞同志贷款的证明”。

ZhaoHuaiRui told reporters,Loan occurs he is henan machine designed of a teacher,On December 17, to henan machine specially asked the loan.The school has admitted in 2003, with the name of the worker to xinxiang many Banks have applied for housing loan,And to give him a"About ZhaoHuaiRui comrade loan proof".

　　对于赵怀瑞办公积金所需要的贷款合同，学校开始说当初让银行拿走了，后来又说找不到了，寻求无果后，赵怀瑞只好打算选择商业贷款。

For ZhaoHuaiRui do accumulation fund need loan contract,The school began had let bank away,Then said I can't find it,Without seeking after,ZhaoHuaiRui had to plan to choose business loans.

　　“由于学校的原因导致我没法办理公积金，这导致我得多花好几万元！而且只能按照二套房的政策，按60%的首付购房。”赵怀瑞说。

"Because the school cause I can't deal with accumulation fund,This leads to I have to spend several ten thousand yuan!And only in accordance with the second suite policy,According to the 60% down payment."ZhaoHuaiRui said.

学校 The school

正在沟通协调此事 It is communication and coordination

　　记者看到，“关于赵怀瑞同志贷款的证明”上盖有河南机专的公章，上面写着“2003年由于学校建设资金紧张，学校以赵怀瑞个人的名义向银行申请住房贷款10万……2006年5月已全部归还本金和利息”。

The reporter sees,"About ZhaoHuaiRui comrade loan proof"Carries the henan machine designed of the official seal,It says"In 2003, because the school construction funds,Schools to ZhaoHuaiRui in the name of the individual housing loan applies to the bank for 100000……In May 2006, already all returned to the principal and interest".

　　对此，河南机专监察处的赵老师告诉大河报记者，这的确是学校给赵怀瑞开的证明。

this,Henan machine is special supervision division of zhao teacher told the river news reporter,It is the school to ZhaoHuaiRui open proof.

　　赵老师说：“2003年，由于资金紧张，为了学校的发展，我们学校确实借用一部分教师的名义，以购房名义贷款。在办理贷款手续时，学校领导给学校中层各系处老师，把这个精神给大家讲明白了，希望大家能配合学校，也有一些老师可能忙于教学任务，没亲自去办有关贷款手续，学校和银行沟通好后，贷款手续就办下来了。这导致一些老师买房就碰到了这个问题，赵老师也同样遇到了这个问题，我们正在协调沟通这个事。”

Miss zhao said:"In 2003,,Due to the financial strain,In order to the development of the school,Our school do borrow some teachers' name,To purchase loans.In conduction loan procedure,School leaders to middle school in each of the teacher,The spirit to tell you understand,Hope that we can cooperate with the school,There are some teachers may busy teaching task,Don't go to do the loan procedures,Schools and bank after communication,Loan procedures to do down.This leads to some teachers to buy a house will run into the problem,Miss zhao is also encountered this problem,We are coordinated communication this thing."

　　赵老师说：“购房合同内容是虚构的，合同也就没有在学校留存，学校这样办的确是不妥当的……究竟用的是老师的身份证原件还是复印件，现在已经说不清了。”

Miss zhao said:"The house purchase contract, content is fictional,The contract is not in school retained,The school do it really is not proper……What is the teacher's id original or copy,Now the sure."

　　当记者问此事究竟涉及多少老师时，赵老师说具体不知多少人，“应该有一部分。”

When the reporter asked whether it involves many teachers,Miss zhao said specific don't know many people,"There should be a part of."

　　对于学校的说法，赵怀瑞昨日下午告诉记者，学校当时根本没告知过他贷款的事儿，他也弄不清学校到底是用身份证原件还是复印件贷的款。

For the school said,ZhaoHuaiRui told reporters yesterday afternoon,The school didn't have told him the loan business,He also can not distinguish what is school with id original or copy of money lending.

　　昨日下午，记者再次联系河南机专的赵老师，“到现在还没能找到赵怀瑞的贷款合同。”赵老师告诉记者。K

Yesterday afternoon,Reporter contact again henan machine designed of miss zhao,"To now still can't find ZhaoHuaiRui loan contract."Miss zhao told reporters.K