随着全国各大高校陆续开学，很多刚入学的大学生在每个月的生活费支出安排上往往无所适从，更不用说理财了。如何规划好这笔资金，也是不少大学新生和家长的烦恼。　　

As the national universities the in succession,Many first-year college student in every months of living expenditure arrangement often at loose ends,Not to mention the finance.How to plan the money,Also many freshmen and their parents worry.

　　银率网理财专家指出，一些大学生通常缺乏计划性，容易出现盲目消费的情况。如何规划好自己有限的资金，是大学生的一门必修课，大学生合理理财，既能使自己的大学生活更有规划，也能为今后的理财奠定基础。

Silver rate net financial experts say,Some students usually lack of planning,Prone to blind consumption situation.How to plan yourself the limited funds,Is a required course for college students,College students' reasonable financing,Not only can make our college life more planning,Can the future financial lay the foundation.

　　刚刚大学毕业的胡同学也为学弟学妹支了个招：大学新生一定要养成记账的好习惯，特别是大一的第一个学期。此外，胡同学还建议学弟学妹们，一定要把钱花在"刀刃"上，在去电影院、KTV等地方针对学生群体往往会有一些优惠，因此要记得带上学生证。另外，许多学校里都有一些勤工俭学的机会，可以结合实际情况参与，既可以锻炼自己，又可以挣一些"零花钱"。

Just graduated from the university of hutong learning for students also lower classwoman branch a recruit:Freshmen have to develop the good habit of charge,Especially the first semester freshman.In addition,Hutong study also suggested that students learn the younger sister,Must spend money"blade"on,In going to the cinema/The place such as KTV in view of the student groups tend to have some preferential,So remember to take student id.In addition,Many schools have some chance of part-work and part-study system,Combined with practical situation can participate in,Can exercise myself,And can earn some"Pocket money".

　　此外，银率网理财专家表示，大学新生合理理财，家长是关键。对于刚入学的新生，家长不要把一学期的生活费全交给孩子，可以给孩子办一张储蓄卡，每个月定期定额的将生活费汇在卡里。这样孩子会更谨慎地使用这笔钱。由于大多数大学生无经济收入来源，因此不建议家长为孩子办理信用卡。

In addition,Silver rate net financial experts say,University freshman reasonable financing,Parents is the key.For first-year freshman,Parents don't put a semester living expenses full to children,Can give children do a piece of deposit,The monthly quota will collect on the card living expenses.So that the child will be more careful to use the money.Because most of the students have no economy source of income,Therefore do not suggest the parents for the children to handle credit card.

　　同时，专家还建议大学新生可以多了解一些诸如存取款、利率、银行卡功能等最基本的金融常识，这些对其今后如何理财也有一定的帮助。 (实习记者张韦 记者马文婷)

At the same time,The experts also suggest freshmen can know more about such as different/Interest rates/Bank card function such as the basic financial sense,These to the future how to finance also to have certain help. (ZhangWei practice reporter reporter MaWenTing)