他们曾是最享福的孩子，但也或将是最受苦的大人，网上一篇题为《独生子女的沉重未来》的帖子说出了许多“80后”的心声。如今，中国的80后独生子女正逐步进入而立之年，面对父母渐老、孩子尚小的局面，这些“421”家庭中的“2”，如何承担起养老抚幼的担子？

They have is the most well with children,But also or will be the most suffering adults,Online essay titled[The singleton female heavy future]Post out of many"After 80"heart.now,China's 80 singleton female is gradually into the thirty years of age,Facing parents grow older/The child is still small situation,these"421"Of the family"2",How to assume endowment caresses young burden?

　　近日，潇湘晨报联合大湘网做了针对80后的“中国式养老”网络调查，2000多人参与，其中45.42%的受访者表示暂时没有能力给予父母养老费。

recently,Xiaoxiang morning joint big xiang net to do after 80"Chinese endowment"Network survey,More than 2000 people to participate in,45.42% of the respondents said temporarily do not have the ability to give parents the endowment fee.

　　本报记者夏盛 实习生姚一琳 孔燕萍 长沙报道

Our reporter XiaCheng interns yao a elim KongYanPing changsha report

　　[421家庭]指由4个老年人、1对夫妇和1个孩子所构成的金字塔形的家庭结构。

[421 family] show by the four old people/1 couple and a child a pyramidal family structure.

[故事一] [story a]

最怕父母与孩子一起生病 The most afraid of parents and children to get sick

　　10月18日晚，母亲和儿子同时进了医院，30岁的林康第一次感觉到身上的担子如此之重，只觉得分身乏术。

On October 18 late,Mother and son at the same time into the hospital,30 years old rincon first feel the burden of body so heavy,Only think member to make improvements.

　　林康和妻子小琪都是独生子女。三年前在长沙房价还未大涨之际，林康厚着脸皮“啃老”，在丽景香山小区买了一套三室两厅的房子，并将在娄底老家的父母接到了长沙。

Rincon and his wife small jade are only children.Three years ago in changsha house prices are not the rose,LinKangHou to you"Nibble at old",In the beautiful JingXiangShan village bought a set of three room two hall house,And will be in loudi hometown parents received changsha.

　　林康在一家事业单位上班，每个月2000余元的房贷差不多是他半个月的工资。去年，儿子程程出生，因为小琪上班，程程一般都是由林康父母带。17日晚10点，刚满周岁的程程开始拉肚子并哭个不停，林康的母亲一直抱着程程哄着。第二天傍晚，程程还是吵闹，林康的母亲也出现拉肚子症状，“带孩子没休息好，免疫力降低了，可能也被传染了。”当晚，夫妻俩带着母亲和程程前往医院打针。第二天，林康只好跟单位请了假。“孩子要我的父母带，他们一病就遭殃了。”

Rincon in a business unit to work,More than 2000 yuan every month mortgage is almost he half a month's salary.Last year,ChengCheng son was born,Because the little girl to work,ChengCheng is commonly by rincon their parents to take.17, 10 o 'clock in the evening,Just full one full year of life ChengCheng began to have loose bowels and crying,Rincon mother has been holding the ChengCheng coax.The next evening,ChengCheng or noisy,Rincon mother also appears have loose bowels symptoms,"The children didn't rest well,Immunity to reduce the,May also be infected."That night,A couple with mother and ChengCheng went to a hospital to inject.The next day,Rincon had to with unit asked for leave."Children to my parents belt,They a disease will suffer the."

　　林康知道，父母用来养老的钱被他拿来买房和装修了。尽管父亲有退休金，但母亲是农村户口，没有退休金。而小琪的父母也是农村户口，这样一来，四个老人的养老费用都将压在这对小夫妻身上。林康和小琪说，他们夫妻俩要做的是，除了生活养孩子，从现在开始，就要为双方的父母储备养老金。

Rincon know,Parents used to endowment money is he took to buy a house and decorated.Although his father have a pension,But mother is rural registered permanent residence,No pension.And the little girl's parents also is rural registered permanent residence,so,Four old man's endowment cost will be pressure in the small, husband and wife.Rincon and small jade said,The husband and wife to do is,Besides life raising children,From now on,For both sides to the parents of pension reserve.

[故事二] [story 2]

想再生一个，又怕父母养老没保障 Want to regeneration a,Again afraid parents endowment didn't guarantee

　　80后的肖丽琼和老公吴天明都是独生子女，女儿已经三岁大了，正在上幼儿园。吴天明是长沙人，父母都有退休工资，他和老婆的月收入也有一万元，除去房贷两千多，生活还算是富足。

After the 80 XiaoLiQiong and husband will are only children,She was three years old,Was in kindergarten.Changsha is will,Parents are retired wages,He and his wife also have ten thousand yuan monthly income,Remove housing more than two thousand,Life is rich.

　　因为双方都是独生子女，吴天明和老婆商量：是不是再要一个小孩？一方面，想再生个孩子，让孩子从小有个玩伴，互相有个照应；等孩子大了，也能减轻孩子养老负担。

Because both are only children,Will discuss with his wife:Whether to have another child?On the one hand,Want to regeneration a child,Let the child have a playmate,Have a look after each other;Etc the child became big,Children can also reduce pension burden.

　　不过，养孩子的经济花销也让二人纠结。养女儿三年，平均一年花销两万元左右，如果再要一个小孩，开销就是成倍的了。两人算了账，两人一年收入15万，现在每年结余5万左右。“再生一个基本上就没多少钱存了，以后等孩子上学开销就更大了。”

but,Keep the child's economic costs also let two people ravel.Keep daughter three years,Average spending twenty thousand yuan a year,If you want a child,Cost is the multiple.Two people calculate the TAB,Two people an annual revenue is 150000,Now each year about 50000 balance."Regeneration a basically didn't have much money saved,When their children to school expenses is bigger."

　　肖丽琼说，自己的父母都是农民，以后她打算将父母接过来住，让他们安享晚年。如果再生一个，经济负担肯定很重，父母的养老问题恐怕会没了保障。

XiaoLiQiong said,His parents are farmers,Later she plans to parents take over and live,Let them, an old lady.If regeneration a,Economic burden must be very heavy,Parents' pension problem I'm afraid will not guarantee.

[调查] [investigation]

六成受访者表示现在没有给父母赡养费 Sixty percent of respondents said it did not give parents alimony

　　潇湘晨报联合大湘网做了针对80后的“中国式养老”网络调查。“您认为以您目前的收入，可以为父母的养老做到何种程度？”有937名受访者（占45.42%）表示暂时没有能力给予父母养老费，25.91%的选择只够父母简单的日常生活支出。

Xiaoxiang morning joint big xiang net to do after 80"Chinese endowment"Network survey."Do you think in your current income,Can the endowment for the parents to what extent?"There are 937 respondents(Accounted for 45.42%)Said temporarily do not have the ability to give parents the endowment fee,The choice of 25.91% only enough parents simple daily living expenses.

　　现在你每个月给父母多少赡养费？1264名(占61.27%)受访者表示没有给父母养老费，33.96%选择1000元以内。

Now you each month to parents how much alimony?1264(Accounted for 61.27%)Respondents did not give parents endowment fee,Choose 1000 yuan of less than 33.96%.

　　赡养父母存在哪些困难？42.99%的受访者表示，生活工作压力大，照顾父母力不从心。

What are the problems exist to support their parents?42.99% of respondents said,Life stressful work,Take care of parents ability not equal to one's ambition.

　　84.92%的受访者表示，现在没有为自己制订养老计划，其中因为是“车奴+房奴+孩奴”没资本考虑养老的占41.78%，还有三成受访者觉得“对未知充满恐惧感，计划赶不上变化”。

84.92% of respondents said,Now does not make pension plan,Among them because it is"Car slave + mortgage slave + child slavery"No capital consider endowment accounted for 41.78%,And thirty percent of respondents felt"The unknown is full of fear,Plan couldn't catch up with change".