新增农村金融改革内容

New rural financial reform content

　　个人境外直投将在天津、上海、温州同步推出

Personal overseas straight investment will be in tianjin、Shanghai、Wenzhou synchronous launch

　　温州产权交易市场下月开业

Wenzhou property right trade market open next month

　　⊙记者 颜剑 ○编辑 孙忠

Reporter YanJian ○ ⊙ SunZhong editor

　　“我们预计最快将在8月份发布实施方案具体内容。”温州市金融办主任张震宇昨日在上海举行的“温州金融综合改革试验区招商推介会”间隙对记者表示。

“We expect the fastest will be released in August implementation plan specific content。”Wenzhou financial do ZhangZhenYu director yesterday held in Shanghai“Wenzhou comprehensive financial reform region investment promotion meeting”Clearance on reporters。

　　他透露，近期，温州方面对金融改革实施方案进行了修改与完善，增加了农村金融改革等方面的内容，并已将修订后的版本上报给浙江省金融改革领导小组。

He revealed，recent，Wenzhou aspects of financial reform plan change and improvement，Increased rural financial reform content，And already revised version will be reported to leading group for financial reform in zhejiang province。

　　张震宇还表示，温州银行业的不良率已经基本见顶，“可以预见的是，温州的不良率将会逐步回落。”近期，温州市银监分局公布的数据显示，截至2012年6月末，温州市银行业本外币不良贷款余额181.4亿元，比年初增加94.47亿元；不良贷款率2.69%，比年初上升1.33个百分点。

ZhangZhenYu also said，Wenzhou of the banking industry has basically been defective rate peaked，“It is expected，Wenzhou non-conforming rate would step down。”recent，Wenzhou branch silver prison figures show，By the end of June 2012，Wenzhou banking balance of 18.14 billion yuan of local bad loans，More than at the beginning of 9.447 billion yuan；Bad loans by 2.69%，Rose 1.33% from a year earlier。

　　“我们当时在设计金融改革实施方案之时，缺了农村金融改革方面的内容。而经过修订之后，我们将把农村金融改革与原先的综合金融改革内容齐头推进。”张震宇表示，农村金融改革主要强调“三位一体”：农村的供销合作、资金合作和产业合作紧密结合在一起。

“We were in design of financial reform plan，Lack of rural financial reform in content。And after a revised，We will put the financial reform in the rural areas and the original comprehensive financial reform content blocked propulsion。”ZhangZhenYu said，The rural financial reform main emphasis“trinity”：Rural supply and marketing cooperative、Capital cooperation and industrial cooperation tightly together。

　　张震宇说：“农村资金除了有金融机构的服务，还有民间借贷。我们希望通过"农产联"这样的机构服务使得资金不要盲目地无序投资，以达到引导民间借贷资金投向实体经济的效果。”

ZhangZhenYu said：“In addition to rural capital of financial institutions in the service，And folk lending。We hope that through"Country united"This agency service makes money don't blindly disorder investment，In order to achieve the guiding non-governmental lending their money to the effect of the real economy。”

　　对于温州金融改革试点中提出的个人境外直投的问题，张震宇表示，国务院已经明确表示，天津、上海、温州三个城市将会同步推出个人境外直投的政策，“其推出的时间取决于央行等有关部委。”

For financial reform in wenzhou pilot proposed outside the problem of personal straight investment，ZhangZhenYu said，The state council has clearly said，tianjin、Shanghai、Wenzhou three cities will be synchronous launch overseas straight investment policy of the individual，“It launched its time depends on the central bank and other relevant ministries。”

　　对于温州的不良率问题，张震宇承认2.69%的不良贷款率在温州历史上是一个很高的数据。不过，他认为，181亿的不良贷款余额并不是呆账，不良贷款不等于收不回来。据其介绍，181亿的不良贷款中真正呆账的只占0.5%不到，规模约在9-10个亿，而去年温州银行业190亿的利润完全可以覆盖这10亿呆账风险。

For wenzhou's scrap rate，ZhangZhenYu admitted that 2.69% of bad loans in wenzhou history is a very high data。but，He thinks，18.1 billion bad loans and not the occurring of balance，Bad loans is not equal to close not to come back。According to this，18.1 billion bad loans in the occurring of real will be 0.5% or less，Scale about the 9-10 to，Last year 19 billion profit wenzhou banking completely cover the occurring of 1 billion can risk。

　　记者还从此次招商推介会上获悉，下一步温州金改的重中之重将是加快建设温州产权（股权）交易市场。目前，“温州产权交易市场有限公司”已完成工商预登记工作，公司的组建工作正在推进中，预计8月份开业。

Reporters from the investment promotion meeting has learned，The next step will be the top priority of the wenzhou gold is to speed up the construction of the wenzhou property rights（equity）Trading market。At present，“Wenzhou property market Co., LTD”Has completed the industry and commerce registration work，The company is pushing forward the construction of work，Is expected to start in August。