从地域上来说，本轮金改区域包括浙江的温州、珠三角都在东南部沿海地区，民间资本规模庞大，金融业态相对完善，这些都成为金改的重要突破口。不过专业人士分析，随着金改的持续推进，接下来广大的中西部地区将有望“接棒”改革。

For from regions，This area includes the gold to zhejiang wenzhou、The pearl river delta are in southeast coastal areas，Folk capital size，Relatively perfect financial formats，These have become an important breakthrough to gold。But professional personage analysis，With the change of gold promoting continuously，Next the Midwest is expected to“Take great”reform。

　　曹凤岐认为，下一步中西部地区将成为我国金融改革的“活跃”地区。由于中西部地区属于经济欠发达地区，这些地区的金融改革方案和深圳、温州等地区的金融改革方案是不一样的。“因为不同的区域，其民间金融、民营经济等发展的程度都不一样。中西部地区金融改革，不仅需要金融货币政策，更需要财政政策的支持。”

CaoFengQi think，The next step in the Midwest will become our financial reform“active”area。Due to the Midwest belongs to the less developed areas，These areas of financial reform plan and shenzhen、Wenzhou and other regions financial reform plan is not the same。“Because of the different areas，The private finance、The private economy level of development, etc。The Midwest financial reform，Need not only financial monetary policy，Need more fiscal policy support。”

　　曹凤岐说，未来中西部尤其是西部地区的投资力度应继续加大，目前我国东部地区出现投资过剩，而西部的产业、资源、城镇化建设等都需要加大投资力度。首先还是需要财政的支持，其次是需要政策性资金的注入，再次就是商业银行要加快进入，最后才是大力发展民间金融。

CaoFengQi said，The future of the Midwest especially the west investment should continue to increase，At present our country appear in eastern investment excess，And the western industry、resources、The urbanization construction, all need to increase investment。First or need financial support，Next is the need of the injection of funds to policy，Once again is commercial bank to speed up the enter，The last is to develop private finance。

　　曹凤岐称：“未来的金融改革方案一定是因地制宜的，东中西部地区的方案不一样，必须充分考虑资源利用、基础设施建设、当地就业等问题。”而未来整个大金融的改革方向，应该是把地方的基础设施搞好了，然后再进一步推动金融改革。

CaoFengQi says：“The future of financial reform plan must be adjust measures to local conditions，East of the scheme in the Midwest，Must consider resource utilization、Infrastructure construction、The local employment, etc。”But the future of the whole big financial reform direction，Should be the local infrastructure do well，And then further financial reform。

　　陈道富认为，中西部地区的金融改革会涉及到很多落后地区的金融发展问题。因此，这些地区，一是金融政策需要结合财政政策，二是需要建立一个更为开放的、多元化的金融体系，三是仍然需要在金融服务实体经济、服务三农的框架中。

ChenDaoFu think，The Midwest region financial reform can involve a lot of financial development backward area。so，These areas，One is the financial policy should be combined with fiscal policy，2 it is needed to establish a more open、Diversified financial system，Three is still need in the financial service economy、The framework of the three rural service。

　　他指出，目前的区域改革方案，应该更多思考如何为当地有特色的实体经济服务。同时，区域的试点有助于总结经验，而金融改革未来的大方向还是要考虑全局性问题，包括利率市场化、准入自由化等。

He pointed out that，The current regional reform plan，Should more considering how to have the real economy, local characteristic service。At the same time，Area of pilot help to sum up experience，And the general direction of future financial reform or to consider global problems，Including interest rate marketization、Access freedom。