大洋彼岸的美国，就业数据一直不乐观，失业率已连续42个月位于8%之上。由于投行业务的缩减，金融行业7月裁减职位高达6156个，创半年新高，华尔街正悄然掀起新一轮裁员风暴。那里的银行家们正在积极采取措施以勒紧裤带过日子，其中大摩和花旗裁员力度最大，而且裁员已经蔓延到了亚洲。

Ocean the other shore of the United States,Employment data has not been optimistic,Unemployment has continuous 42 months is located in above 8%.Due to the investment banking reduction,The financial industry July cutting position as high as 6156,Gen half year highs,Wall Street is quietly starting a new job cuts storm.Where the bankers are actively take measures to tighten their belts,Including the most aggressive and citigroup layoffs,And layoffs has already spread to Asia.

　　曾在2010年8月，准确预测金融业将在未来18个月裁员8万人的著名分析师梅雷迪斯·惠特尼日前表示，华尔街未来会裁员5万人。

Once in August 2010,Accurate prediction financial industry in the next 18 months will be 80000 jobs famous analysts Meredith · Whitney said on Monday,Wall Street will cut 50000 jobs.

投行业务拖垮华尔街 Investment banking down Wall Street

　　美国五大银行财报已经全部公布完毕。但受累于萎靡的全球经济，全球并购市场规模和IPO数量及规模大幅缩水的影响，银行交易部门的收入也因投资者风险偏好降低而大幅滑落，各大银行广义投行业务基本上都维持了上季度的下滑趋势，并再度领跌二季报。

The United States five big bank earnings have been released all finished.But the figures involved in the sag of the global economy,The global m&a market scale and IPO quantity and scale down considerably influence,Bank transaction department's income also for investor appetite for risk and greatly slide,Each big bank generalized investment banking basically maintain the quarter of decline,And once again brought down the second quarterly report.

　　除富国银行外，摩根大通、美国银行、高盛和摩根士丹利均是“跌”字为主，尤其是投行业务继续雪上加霜，大大拖了各大银行收益表的后腿。

In addition to Wells Fargo bank outside,Jpmorgan chase/Bank of America/Goldman sachs and Morgan Stanley are"fall"Word is given priority to,Especially in investment banking continue to add insult to injury,Greatly drag each big bank income statement of the hind leg.

　　从摩根大通公布二季度财报可以看出，总收入为228.9亿美元，环比下降16%，同比下滑8.5%。一如市场预期，除了首席投资办公室造成的巨亏之外，投行业务对收入和利润的贡献率继续排在零售银行后面，低于平均水平。投行业务佣金收入12亿美元，同比下降35%；实现固定收入37亿美元、权益市场12亿美元，分别同比下降17%和9%。

From jpmorgan chase announced second quarter earnings can be seen,Total revenue for 22.89 billion dollars,Link fell by 16%,Fell 8.5% year-on-year.As the market is expected to,In addition to the office of chief investment caused huge losses outside,Investment banking on the income and profit contribution in the retail Banks continue to row behind,Below the average level.Investment banking commission income of $1.2 billion,35% year-on-year drop;To realize the fixed income is 3.7 billion dollars/Equity market $1.2 billion,Year-on-year decline 17% and 9% respectively.

　　而花旗银行公布财报，二季度花旗银行总收入为186亿美元，同比下滑9.7%；净利润为29.4亿美元，同比下滑16%。拉后腿的同样是投行部门，其中投行佣金收入环比下滑1%至8.5亿美元，固定收入季度环比下滑40%至28亿美元，权益市场收入环比下滑39%至5.5亿美元，甚至有分析师用“几乎冰冻”来形容花旗二季度表现。

And citigroup report earnings,The second quarter citibank generated revenues of us $18.6 billion,Fell 9.7% year-on-year;Net income for 2.94 billion dollars,Fell 16% year-on-year.Since the same investment bank department is,The investment banking commission income chain fell 1% to $850 million,Fixed income quarter chain fell 40% to $2.8 billion,Equity market income chain fell 39% to $550 million,There is even analysts use"Almost frozen"To describe the second quarter's performance.

　　高盛二季度的投行净收入为12亿美元，同比下降17%。其中，金融咨询服务费用为4.69亿美元，同比下滑26%，这主要是缘于全球范围内的M&A市场的萎靡所致。承销业务收入为7.34亿美元，同比下滑9%。

The second quarter of the investment bank Goldman sachs net income for 1.2 billion dollars,17% year-on-year drop.the,Financial advisory service fee for 469 million dollars,Fell 26% year-on-year,This is mainly due to global M&A market caused by the weak.The underwriting business income for 734 million dollars,Fell 9% year-on-year.

　　摩根士丹利也是损失严重，二季报显示，公司当季总营收下跌24%至69.5亿美元，利润下跌50%，最主要的拖累因素是其机构证券业务，该部门营业收入同比大跌37%。

Morgan Stanley is also serious loss,The second quarterly report shows that,The current total revenue fell 24% to $6.95 billion,Profit fell 50%,The main drag factor is the agency securities business,The department business income tumbling 37% year-on-year.

　　美国银行同样面临此问题，二季度其投行部门收入环比下滑5%，主要是承销和M&A收入降低；另外，交易部门的收入同样出现下滑，在财报中，美国银行将其归因于投资者的风险偏好降低。

Bank of America also faced this problem,In the second quarter of the investment bank department income chain fell 5%,Is mainly the underwriting and M&A drop in income;In addition,Trading department's income also declined,Earnings in the,Bank of America will its due to investors' appetite for risk.

　　与上述银行相比，五大行之一的富国银行则因为更加依赖传统商业银行业务，成为五大行中二季报表现“最完美”的银行。

Compared with the bank,One of the five line of the Wells Fargo bank is because the more dependent on traditional commercial banking,Become five line two quarterly report performance"The most perfect"bank.

　投行部成裁员重灾区 Investment banking department into layoffs worst-hit areas

　　在当前疲软的全球经济下，各种丑闻牵绊的欧美银行业还面临日益严苛的监管新规，为降低成本，欧美银行业计划新一轮的大规模裁员似乎成了必然之选。

In the current weak global economy,All kinds of scandal stumble European and American banking is still faced with increasingly rigorous supervision new gauge,In order to reduce the cost,Europe and the United States banking plan a new round of large-scale layoffs seemed to become inevitable choice.

　　投行收入降低短期内是不可逆转的趋势，一方面是因为全球商业环境萎靡导致传统投行业务规模大幅降低，蛋糕变小；另一方面，金融危机暴露出的投行业务模式对金融系统造成的冲击，问题也越来越严重。因此投行业务部门成为欧美银行裁员的重灾区。

Investment Banks to reduce income in the short term is inevitable trend,On the one hand, because the global business environment to a traditional investment banking scale greatly reduced,Cake becomes;On the other hand,Financial crisis exposed the investment banking business model to the impact of the financial system,Problems are more and more serious.Therefore investment banking department become a major disaster area of Europe and the United States bank layoffs.

　　据境外媒体统计，截至6月30日，美国六大银行在过去一年中削减了1.8万个工作岗位，占到六大银行全部雇员的1.6%。尽管摩根大通因为要处理抵押贷款业务而新增1.27万个工作岗位，但受投行业绩不佳影响，投行业务部已明显瘦身，年初以来，投行部门的人均薪酬下降了25%，仅二季度摩根大通投行部门薪酬支出就削减了22%。

According to the overseas media statistics,As of June 30,America's six big Banks in the past year cut 18000 jobs,Six big Banks accounted for 1.6% of all employees.Although Morgan chase for to deal with mortgage loan business and 12700 new jobs,But investment Banks by poor performance influence,Investment banking business department has obvious thin body,Since the beginning of,Investment banking department's per capita salary dropped 25%,Only the second quarter Morgan chase investment banking department salary and spending by 22%.

　　各大银行在二季报中也纷纷强调削减支出的决心和计划。

Each big bank in the second quarterly report also have emphasized the determination to cut back on spending and plan.

　　高盛称，其上半年收入降至2005年以来的最低值，并表示要在年内削减5亿美元的开支；美银同样在其财报中表示，年内将从投行部门、交易和财富管理部门削减30亿美元的支出。摩根士丹利在其财报中表示，将会在年内裁减4000个工作岗位，占到其总雇员人数的6.5%。另据境外媒体报道，花旗银行正计划进一步削减证券部350个工作岗位，占到整个证券部全部雇员人数的2%。

Goldman sachs said,In the first half of the income fell to the lowest since 2005,In the year and said to cut spending $500 million;Beautiful silver also in its earnings said,Years from investment banking department/Trading and wealth management departments to cut spending $3 billion.Morgan Stanley said in its earnings,Will be in the years cut 4000 jobs,Account for 6.5% of the total number of its employees.Another according to the overseas media reports,Citigroup is planning to further cut bond department 350 jobs,Account for the entire bond department all employee number of 2%.

　　瘦身不仅出现在美国，也出现在欧洲各大银行。据境外媒体报道，欧洲最大的银行德意志银行因投行收入遭受损失正在考虑削减1000个工作岗位，高级银行家和银行的支持部门都有可能成为裁员的重点对象。而瑞士信贷已经明确宣布8月份会在纽约地区裁员138名，并宣布上半年削减支出20亿瑞士法郎，还将在2013年年底前继续削减10亿瑞郎。

Thin body not only appear in the United States,Also appears in the European Banks.According to foreign media reports,Europe's biggest bank, deutsche bank for investment Banks income losses are considering cut 1000 jobs,Senior bankers and bank support departments may be the major object of layoffs.And credit suisse has declared clearly in August in New York area cut 138 jobs,And announced cut spending in the first half of 2 billion Swiss francs,Will also be the end of 2013 continue to cut 1 billion CHF.

　　裁员潮蔓延到了亚洲 Job cuts tide spread to Asia

　　欧美投行的裁员，已经蔓延到了亚洲地区。其中，花旗银行裁减了数个和中国企业发展业务相关的岗位，今年裁员已达1200人。瑞信在过去四年里将其在日本的地产贷款业务部门人数从30人削减至2人，法国农业信贷银行最近几个月关闭了在日本的股票自营部门。

Europe and the United States investment Banks of job cuts,Has already spread to Asia.the,Citibank cuts in a number of and China enterprise development business related jobs,Jobs this year has reached 1200.He believed in the past four years in Japan will be the real estate loan business department of the toll from 30 people cut to 2 people,French agricultural credit bank in recent months closed in Japan's stock operating department.

　　金融行业外，美国其他行业企业裁员状况也不容乐观。雅虎四年裁员近6000人，4月份，IBM在北美裁员1790人，黑莓公司又将有3000人面临失业，摩托罗拉移动业务计划裁员4000人，还有卡夫食品、波音、思科??都是世界知名企业。

Outside the financial industry,The United States other industry enterprise layoffs situation is not optimistic.Yahoo four years layoffs of nearly 6000 people,In April,IBM 1790 jobs in North America,Blackberry company and there will be 3000 people are unemployed,MOTOROLA mobile service plan to lay off 4000 people,And kraft foods/Boeing/cisco??Is the world famous enterprise.

　　另外，与往年不同的是，今年欧美银行业裁员的范围进一步向上层扩展。在过去数年，华尔街裁员中的最高职位可能是副总裁级别。但如今，金融机构中更高级别的雇员也难逃卷起铺盖走人的厄运。有消息人士称，瑞士信贷美国信贷总策略师金·艾尔加以及该公司投资部门负责人戴尼尔·迪斯高已经在最近离职；而在2011年，超过50名合伙人先后离开了高盛。有分析师表示，未来将可能看到更多欧美金融机构中的高层人士被裁掉。

In addition,Unlike previous years,This year the range of Europe and the United States banking layoffs to further expand the upper.In the past few years,Wall Street downsizing the highest position may be vice President level.But now,Financial institutions of higher level employees can pick up and leave of bad luck.Have sources said,Credit suisse us credit total strategists gold · al to and the company investment department person in charge to wear Neil diss high has in recent turnover;In 2011,More than 50 partner has left Goldman sachs.Analysts said,The future is likely to see more Europe and the United States financial institutions in the top people be cut off.

　　尽管极力地削减欧美市场的运营成本，不少国际金融机构却仍旧在新兴市场继续“招兵买马”。7月高盛首席金融师大卫·威尼尔在一次会议中表示，高盛将拓展其在亚洲和拉丁美洲的财富管理部门。而另一家英国银行渣打也同样对新兴市场表现得雄心勃勃。渣打本月早些时候表示，该公司将在新兴市场继续招聘1000至1500人。除此之外，渣打同时计划到明年在中国和印度增加16个分支机构，并在未来几年在非洲增加70个分支机构。

Although tried to cut the operation cost of the European and American market,A lot of international financial institutions are still in emerging markets continue to"recruiting".July Goldman sachs chief financial ShiDaWei · neville Neil said in a statement,Goldman sachs will expand its in Asia and Latin America wealth management department.And the other a British bank standard chartered does the same for emerging markets behave ambitious.Standard chartered said earlier this month,The company will in emerging markets continue to recruit 1000 to 1500 people.In addition,Standard chartered also plans to increase next year in China and India 16 branch,And in the next few years in Africa increase 70 branches.