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中国式留学:全家人筹钱 过半家庭年入不到30万--亲民维稳网络舆情监测室
2012-12-29

中国式留学:全家人筹钱 过半家庭年入不到30万 在一国际教育博览会上,学生和家长围在展台前咨询留学情况。 (资料图片) On a international education fair,Students and parents in the booth before consulting study abroad. (Material picture)

  朋友们都送孩子出国了,我们也不能落后;为了孩子前途,熬几年就好了;正规洋文凭比国内大学的文凭吃香……如今不少家庭为了让孩子出国深造,不惜“砸锅卖铁”。来自留学机构的数据显示,重庆出国留学的人数年增长超20%,在即将或有意留学的学生家庭中,年收入30万元以下的占被调查人群的52.28%。

The friends all send children to go abroad,We can't lag behind;In order to children's future,For several years;Formal foreign diploma than the domestic university diploma popular……Now many families in order to let the child go abroad for further study,Do not hesitate"Surrender one's last resource".From study abroad agency figures show,Chongqing super 20% annual growth, the number of people go abroad to study abroad,In or to the students in the family,Annual revenue is 300000 yuan of the following accounts for 52.28% of people surveyed.

  为何越来越多的人选择出国留学?留学给家庭带来了什么?留学是否能真正达到预期目标?近日,商报记者围绕上述问题展开了调查。

Why more and more people choose to study abroad?Study abroad brings family?Study abroad whether can really desired goals?recently,Business newspaper reporters around the above issues.

  这两天,张洪国夫妇焦头烂额,因为又要给在美国留学的儿子寄生活费了。

This two days,ZhangHongGuo couples,Because to send in the United States, the son of living expenses.

  张洪国夫妻俩都是工薪族,为让儿子留学,已花掉了所有积蓄,眼下儿子要生活费,钱还没着落……

ZhangHongGuo husband and wife are both dives,To let the son to study abroad,Has spent all his savings,At the moment the son to living expenses,The money haven't to do……

  

筹留学费用 卖房又卖车 Raise in costs go and sell cars

  “我们只有一个娃儿,所有的辛苦都是为了他。”张洪国说,他和爱人每月总收入一万元左右。三年前,看着朋友们的孩子纷纷出国留学,夫妻俩也坐不住了。

"We only have one ran,All the hard work is to him."ZhangHongGuo said,He and his lover monthly income ten thousand yuan.Three years ago,Looked at friends' children to study abroad in succession,The couple also sit.

  出国要一定数额的资金证明,只有一条路卖房子。张洪国说,那套房子本来是给儿子结婚准备的。“当时,我看着花四个月装修出来的新房也心疼,可比起儿子的前途来,我只能忍痛割爱把它卖了,筹了40万。”

Go abroad to prove a certain amount of money,There is only one way to sell a house.ZhangHongGuo said,The house was originally prepared to his son to get married."At that time,I look at flowers out of the bridal chamber that decorates four months also love dearly,But the future of the son,I can only very reluctantly give up what one favours sold it,Raise the 400000."

  张洪国算了一笔账,儿子在美国留学,学费加生活费每年至少要20万,而他和老婆的收入一年不吃不喝也只有13万左右。为节约开支,去年他把车也卖了。“主要是养车太花钱。”张洪国说,车卖了7万多元。他们现在想尽一切办法节约开支。去年开同学会,他原打算参加,听说要交500元最终放弃了。妻子几乎不逛街,下班两人就回家,最大的乐趣就是和儿子视频聊聊天。

ZhangHongGuo calculate a score,Son in the United States,At least 200000 a year tuition and living expenses,And he and his wife's income a year don't eat not to drink only around 130000.To save costs,He sold the car last year."Mainly is the car ownership is too expensive."ZhangHongGuo said,Car sold 70000 yuan.They try every means to save money now.Last year the homecoming,He planned to attend,Heard that should pay 500 yuan eventually gave up.His wife almost don't go shopping,Two people go home from work,The greatest pleasure is to video chat with your son.

  张洪国说,坚持了三年,还剩最后一年,但家底已掏空了。为给儿子筹下一年的费用,两口子只能拉下面子向亲朋好友借钱和到银行贷款。

ZhangHongGuo said,Insist on for three years,And then there were last year,But the money has been empty.For son to raise the cost of the next year,The couple can only face down loan to the bank and borrow money from relatives and friends.

  

留学当投资 全家人筹钱 To study abroad when investment family raise money

  “为了娃儿的前途,我们吃点苦没啥子,熬过这几年就好了。”正准备送儿子去澳洲留学的刘明辉说,为了儿子能出国留学,家里的兄弟姐妹都出了一些钱。

"In order to the future of the ran,We didn't what to eat bitter,Through these years."Are preparing to sending her son to study in Australia the LiuMingHui said,For son to study abroad,Brothers and sisters of the family are out some money.

  据了解,刘明辉夫妇年收入在15万左右,对一年30万、三年近100万的留学费用,靠夫妻俩肯定撑不住。经过全家商量,得到全家的资助。孩子的爷爷奶奶将10万元养老钱也拿了出来,两个姑姑各资助了2万,姨妈借了5万。“大家都指望他有一天出人头地。”刘明辉说,算是一种投资,只要儿子将来前途光明,一切都值得。

It is understood,LiuMingHui couple annual income around 150000,For a year 300000/Nearly 1 million of the cost of studying abroad for three years,By the couple must hold not to live.After the whole family to discuss,Get a grant from the whole family.Children's grandparents will be $100000 endowment money also,Two aunt all paid for 20000,My aunt borrowed 50000."All expect him to be somebody one day."LiuMingHui said,Is a kind of investment,As long as the son of a bright future in the future,Everything is worth.

  

过半留学家庭 年收入不到30万 More than half the family annual income less than 300000

  类似张洪国、刘明辉这样的留学生家庭,在中国不少。

Similar ZhangHongGuo/Family LiuMingHui such students,In China a lot.

  重庆市自费出国(境)中介服务行业协会副会长刘君告诉记者,重庆今年自费出国留学的上万人,选择卖房、贷款为孩子留学的工薪阶层家庭并不少见。不少家长表示,“砸锅卖铁”让孩子出国也愿意。

Chongqing go abroad at one's own expenses(all)Intermediary service industry association, vice President of 刘君 told reporters,Chongqing tens of thousands of people at one's own expenses study abroad this year,Choose seller/Loans for children to study abroad is not a rare working-class family.Many parents said,"Surrender one's last resource"Let the child go abroad also willing to.

  “从留学生出国前来银行办理存款证明的情况看,今年留学人数比去年同期翻了一番。”市内某银行工作人员称,从办理存款证明、留学贷款、购汇到预订国际酒店、办理信用卡等,他们可为留学提供各种金融业务。

"From students to go abroad to see the condition of the bank certificate of deposit account,This year the number more than doubled over the same period last year."In a bank staff said,From the deal with certificate of deposit/Study abroad loans/Purchase to international hotel reservation/Deal with credit card,They can provide all kinds of financial business for study abroad.

  重庆出国留学机构的数据显示,重庆学生留学人数年增长超20%,其中,初、高中生占绝大多数。启德教育集团发布的《2011年中国学生留学意向调查报告》显示,在即将或有意出国留学的学生中,家庭年收入在30万元以下的占被调查人群的52.28%。

Chongqing study abroad agency figures show,Chongqing super 20% increase in number of students studying abroad,Among them,At the beginning of the/The majority of high school students.Kai tak education issued by the group[2011 years students study abroad intention survey report]display,In the upcoming or to go abroad to study abroad students,Family income in 300000 yuan of the following accounts for 52.28% of people surveyed.

  

原因 reason

  

家长攀比 中介推波助澜 Parents compare drives intermediary

  为何家庭收入难支撑,还愿意送孩子出国留学?

Why difficult to support family income,Are willing to send their children to study abroad?

  “我一个亲戚的女儿才上小学二年级,就送去英国读书了。”市民张静说,“我打算送儿子到英国读高中,享受英式教育。”

"I am the daughter of a relative to second grade in primary school,Sent to study in Britain."Resident zhang jing said,"I am going to send son to read high school in Britain,Enjoy English education."

  她介绍,目前,儿子就读的私立学校,大多数学生家庭条件较好,很多家长在孩子小学时就开始张罗留学的事。张静说:“娃儿的同学差不多都要出国读书,娃儿不去,好像心里很过不去。”

She introduced,At present,,Son attended private schools,Most students family condition is good,Many parents when children are primary school started to prepared to study abroad.Zhang jing said:"Ran almost all the students to study abroad,Ran to,As the in the mind is very hard time."

  “高考实在太累,干脆送孩子读国际高中,以后直接申请国外的大学。”渝中区余女士说,孩子不用应付高考,能扎扎实实地学知识。“留学接受新的教育方式,回国后也许发展潜力更大。”南岸区黎女士认为,正规洋文凭比国内大学的文凭吃香。

"The university entrance exam is really too tired,Simply send children read international high school,After apply for foreign university directly."Yuzhong district more than the lady said,Children don't have to deal with the college entrance examination,Can solid geological knowledge."The accepting the new way of education,To return to China after may be greater potential for development."Nanan distract LiNvShi think,Formal foreign diploma than the domestic university diploma popular.

  家长们希望孩子留学能出人头地,一些留学中介也在推波助澜。

Parents want children to study abroad can be somebody,Some study abroad intermediary also in promoting.

  10万元给你孩子一个崭新的人生、不但见世面还挣美元、不需考试轻松就读国外名校轻松找工作、一人留学全家移民……在小区电梯里、停车场通道内、各中小学附近,留学广告让人眼花缭乱。

100000 yuan to give your child a brand new life/Life is not only make us dollars/Do not need to test easily in famous overseas to find a job easily/One study family immigration……In an elevator/The parking lot channel/The primary and secondary schools nearby,Studying advertising make a person dazzling.

  “经济条件一般的家庭大多选择让孩子留学日韩,经济状况较好的则选择美国、欧洲等国家。”一中介机构工作人员称,针对不同家庭,他们有不同的留学地点推荐。

"Economic conditions generally most of the families choose let children study in South Korea,Economic condition better, choose the United States/Europe and other countries."Officials say a intermediary institutions,According to different family,They have different place of study.

  刘先生的孩子今年高考考了300多分,在国内读大学无望,想将孩子送到美国读书。一留学中介机构承诺,只要刘先生肯花钱,就能保证上美国一流的大学。

Mr. Liu children this year college entrance examination examination of 300 points,In the domestic university hopeless,Want to send their children to study in the United States.A study abroad intermediary agencies,As long as Mr Liu will spend money,Can guarantee the first-class university in the United States.

  重庆大学教授曾国平分析称,收入提高、国内优质教育资源稀缺及就业形势严峻,导致留学潮持续升温。同时,从众心理也给留学加了一把火。

Chongqing university professor CengGuoPing analysis says,Improve the income/Domestic high-quality education resources are scarce and the severe employment situation,Lead to increasing study abroad boom.At the same time,Conformity psychology to study abroad with a fire.

  

热门留学国家费用 Hot study abroad countries

  美国 25万/年,每周可打工20小时

The United States 250000 / year,Can work 20 hours a week

  英国 25万/年,每周可打工20小时

Britain's 250000 / year,Can work 20 hours a week

  澳大利亚 20万/年,每周打工不得超25小时

Australia's 200000 / year,Work must not exceed 25 hours a week

  加拿大 18万/年,只能在学校打工

Canada 180000 / year,Can only work at school

  新加坡 13万/年,不允许打工

Singapore 130000 / year,Are not allowed to work

  韩国 8万/年,打工方便

South Korea 80000 / year,Work is convenient

  

内幕 inside

  

“黑中介”挖坑趁机捞钱 "Black intermediary"Dig a pit which is money

  留学,这条看似繁花似锦的路上不乏陷阱。在留学中介工作的李先生透露,一些“黑中介”看准不少家长让孩子留学的迫切心理,早就挖好了坑。

To study abroad,This seemingly flourishing road thering is no lack of trap.Work in the study abroad intermediary Mr Lee said,Some of the"Black intermediary"The urgent psychology of certain many parents let their children to study abroad,Have dug a pit.

  争生源拿回扣。中国学生和家长一般对国外教育都不太了解,中介就忽略了帮家长分析学生到哪个国家、哪所学校学习更合适,极力向其推荐自己代理的学校。招生成功后,中介不仅可获得一笔中介费,还可拿到一笔回扣。一些国外的“野鸡大学”,回扣可达到学费的20%。

Take kickbacks for students.Chinese students and their parents don't know much about general education in foreign countries,Intermediary can help parents ignore the analysis of the students to which country/Which school learning more appropriate,Strongly recommended to its own agent of the school.After the success of the students,Intermediary can not only get a commission,Still can get a rebate.Some foreign"Pheasants university",Rebates can reach 20% of the tuition fee.

  非法中介揽生源吃差价。有的中介不具备资格,获得生源后转交给其他中介,从中获取差价。根据留学费用,差价从几千元到一万多元不等。

Illegal intermediary embrace students eat post.Some intermediary is not qualified,After a student to other agencies,Obtain the difference.According to the study abroad costs,The difference from thousands of yuan to ten thousand yuan.

  宣称出国打工收益高。一些黑中介称出国可打工挣学费,让经济条件一般的留学生家庭吃“定心丸”。实际上,并不是所有国家都允许留学生打工。

That go abroad work income is high.Some black intermediary that go abroad can work to earn my tuition,Let the economic conditions of average family to eat"figure".In fact,Not all countries allow students' doing a part-time job.

  

纵深 deep

  

超四成海归月入三五千 Over forty percent of overseas income 35000

  自费出国留学,少则一二十万,多则上百万,留学生们就业状况究竟如何?

At one's own expenses study abroad,Less is 1.2 million,Many millions of,Students employment how?

  两年前从英国留学回国的杨巧告诉记者,在英国学的经贸专业,回来想找份专业对口的工作,但高不成低不就一直没找到合适的。今年才在一家公司找到一份金融投资咨询的工作,一个月4000元左右。

From the UK to study abroad two years ago to qiao Yang told reporters,In the UK to learn the economic and trade professional,Come back want to find a appropriate job,But high inadequate DiBuJiu haven't find the right.This year in the company to find a job as a financial investment consulting,4000 yuan a month.

  启德教育重庆分公司提供的《海归就业力调查报告》显示,目前,七成海归主动选择回国就业。在受访者中,月收入5000~10000元的占39%,3000~5000元的占32%,3000元的占11%,月薪3万元以上的仅3%,甚至有不少“海归”成了“海带”。

Kai tak education provided by the chongqing branch[Overseas employment force survey report]display,At present,,Seventy percent marry voluntarily choose to obtain employment.The respondents,Monthly income of 5000 ~ 10000 yuan accounted for 39%,3000 ~ 5000 yuan accounted for 32%,3000 yuan (11%),Monthly salary of 30000 yuan of above 3%,Even there are quite a few"sea"Become a"kelp".

  杨巧说,她留学英国4年花了100万元左右。按目前的工资,不吃不喝至少要20年才能拿回本钱。

Yang qiao said,She study in the UK for 4 years spent 1 million yuan.According to the current salary,Don't eat not to drink at least 20 years to get back to the capital.

  

建议 Suggestions

  

留学当投资风险高 To study abroad when high investment risk

  

出国深造须量体裁衣 Studying abroad must be fast

  出国留学,不是所有人都能获得认可,该如何看待留学?

To study abroad,Not everyone can get approval,How to think of studying abroad?

  四川外语学院副院长乐勇指出,留学有一定风险,尤其是年龄较小的孩子。他建议,留学作为人生规划的一部分,到哪个国家、学什么专业、将来的就业方向等,一定要做好计划,不要盲目跟风。

Sichuan foreign languages institute, vice President of the LeYong said,Study abroad has certain risk,Especially in younger children.He suggested,Study abroad as part of a life planning,To which country/Learn what major/The future employment direction, etc,Must plan,Don't blindly follow suit.

  重庆大学教授曾国平认为,出国读中学,需要孩子心理相对成熟,有一定自制能力和主动学习的能力,还要具备一定的交际能力和理财能力。他认为,倾其所有送孩子出国留学不可取,因为这样把全家的期望都寄托在学生一个人身上,无形中对孩子会造成很大的压力。同时,由于家庭资金紧张,万一遇到其他困难,将无法应付。

Chongqing university professor CengGuoPing think,Go abroad to read high school,Should children mental relatively mature,Have self-control ability and the ability of active learning,Also have a certain communication skills and financial management skills.He thought that,Pour all to send their children to study abroad is not desirable,Because all the family expectations on students,Virtually can cause a lot of pressure to the child.At the same time,Due to family funds nervous,One thousand other difficulties,Will not be able to cope with.

  俞敏洪认为,留学实际上就是一种投资,以自己的事业、前程,甚至是家庭幸福为抵押的一种高风险投资。这就必须考虑回报,留学前就必须要考虑这个投资是否会有好的回报。有这样的例子,一些同学出国念的是条件很差的学校,投资不小,但毕业后在当地无法立足,回国后由于学历不被承认,也找不到像样的工作。

Mr Yu think,Study abroad is actually a kind of investment,With my own business/future,Even family happiness for the mortgage of a high-risk investment.It must be considered in return,Study abroad before they must consider whether the investment would have good returns.There are examples of this,Some students go abroad to read is the bad conditions of the school,Investment a lot,But would not stand out in a local after graduation,Returned home because of the degree will not be admitted,Can't find a decent job.

  事实上,国外大学遵循“宽进严出”的原则,每所大学都有淘汰率,知名大学淘汰率甚至超过50%。

As a matter of fact,Foreign universities to follow"Wide into severe out"The principle of,Each university has attrition rate,Famous university firms even more than 50%.

  “工薪家庭留学要看‘薪情’。”重庆市自费出国(境)中介服务行业协会会长王宇说,留学不要盲目听信宣传广告,对只要交钱就能解决留学问题的说法要警惕,天上不会掉馅饼。应该根据家庭经济状况量体裁衣,设计一套适合孩子的留学方案,主要考虑学费、生活费。要从国家、专业、大学、城市等条件一层层筛选,最后设计出留学方案。 "Study to see working families‘Pay feelings’."Chongqing go abroad at one's own expenses(all)Intermediary service industry association said the CDC),Study abroad don't blindly listen to advertisement,For as long as pay can solve the problem of study abroad is to alert,Heaven will fall pie.Tailor products should be based on the family economy,Design a set of suitable for children to study abroad,Main consideration tuition/Living on.From the country/professional/At the university of/City of layers,The final design study plan.


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