每日经济新闻(博客,微博)记者 徐杰 发自杭州

Daily economic news(blog,Micro bo)Reporter XuJie from hangzhou

　　在萧山，有一家名为润银投资管理有限公司的企业，名气不大，但其业务的经营额却不少，最近每天所涉及的金额都在3亿至5亿元。经警方调查，这家投资管理公司实际上是非法倒买倒卖承兑汇票赚取利息和差价。

In xiaoshan，There is a silver called embellish investment management limited enterprise，Lesser known，But the business is a lot of business revenue，Recently the amount involved every day in 300 million to 500 million yuan。The police investigation，The investment management company is actually illegal profiteering purpose acceptance of draft earn interest and the price difference。

　　杭州市公安局7月11日通报称，该市警方在7月10日至11日展开 “决战1号”集中整治行动，打击金融领域非法经营票据贴现犯罪，统一收网抓获涉案人员254人，初步核查非法经营额达900余亿元，为浙江省涉案金额最大的非法票据贴现案件，所有立案案件正在进一步侦查之中。

Hangzhou municipal public security bureau report said on July 11，Police in the city on July 10, open to 11, “Decisive battle 1”Focus on the action，Fighting financial crime bill discount illegal business field，Unity to draw the net in captured the people involved 254 people，Preliminary check illegal operational proceeds of more than 900 one hundred million yuan，The largest amount of zhejiang province involving illegal bills discounting case，All put on record is further investigation of the case。

　　近年浙江省最大非法贴现案 In recent years, the biggest discount case illegally in zhejiang province

　　经警方侦查发现，润银投资管理有限公司员工约有230余人，在北京、南京、深圳等地均设有分公司。该公司总部设在上海，在杭州萧山有三个独立部门，员工共约有60余人，于2007年就开始从事承兑汇票贴现业务。

The police investigation found，Embellish silver investment management limited staff about 230 more than person，In Beijing、nanjing、Shenzhen have branch office。The company is based in Shanghai，In hangzhou xiaoshan has three independent department，Employees of some has more than 60 people，In 2007 have been engaged in acceptance of draft discount business。

　　萧山区三个独立部门分别为：业务部，该部门主要负责向客户收取银行承兑汇票、验票，以及联系支付贴现款；财务部，主要负责转帐所用的资金账户的开设以及销户等；同业部，主要是负责将收进的承兑汇票销售给下家（主要是银行）。

Xiaoshan district three independent departments respectively：Business department，The department is mainly responsible for charging customers bank acceptance of draft、recount，And contact pay of discount；Finance department，Mainly responsible for transfer of the opening of capital account used and sell a door, etc；Trade department，Main is responsible for will take in accept bill of exchange sales to the next homes（Main is a bank）。

　　7月10日，杭州调动300余名警力，对杭州润银投资管理有限公司在萧山的三个部门进行集中检查，当场抓获林某等高管在内各类人员45名，冻结可疑资金1.65亿元，承兑汇票原件一张 （500万元）、作案用电脑50余台，非法贴现的承兑汇票复印件3车，公章386枚，增值税专用发票2箱。经初查审查，林岗等人对非法从事票据贴现业务的犯罪事实供认不讳。现36名涉案人员已被刑事拘留。

July 10,，Hangzhou to mobilize more than 300 officers，Hangzhou to embellish silver investment management Co., LTD in xiaoshan three departments to focus on inspection，The capture of of all kinds of personnel executives, such as Lin mou probably 45，Frozen suspicious capital of 165 million yuan，Acceptance of draft the original one （$5 million）、With more than 50 sets computer crime，Illegal copies of discount accept bill of exchange 3 car，The official seal of 386 pieces，Value added tax is special bill 2 boxes。ChuZha review by the，LinGang to illegally engage in the business of bill discount crime fact confessed。Now of the people involved have been criminal detention。

　　据当地媒体披露，这家公司的总裁林某，今年37岁，目前已在上海置业落户。因看准了萧山地区发达的金融环境，林某开办了这家公司，并迅速开拓全国市场。

According to local media disclosed，The company's President Lin mou probably，37 years old this year，At present already in Shanghai in real estate。For certain about xiaoshan area developed financial environment，Lin mou probably started the company，And quickly and develop the national market。

　　涉票据案件频发 Bill frequent in the case

　　“经营承兑汇票贴现的"倒票"一直都存在，但这样的规模比较罕见。”浙江省一金融业资深人士向《每日经济新闻》记者介绍，此前比较出名的在金华永康等地。记者昨日随意在互联网上搜索承兑汇票贴现，跳出许多招徕业务信息。如义乌一票据贴现招徕公司称，国有、股份等银行常驻服务，利率低、打款迅速、有保证、（量大可优惠）等。

“Business to accept draft (s) of the discount"Speculative reselling"Exist all the，But the scope is rare。”A senior personage to the financial industry in zhejiang province《Daily economic news》The reporter is introduced，After more famous in the jinhua yongkang, etc。Reporters yesterday in the Internet search at d/a discount，Jump out to attract many business information。Such as yiwu a bills discounting attract company said，state-owned、Equity shares in the bank service，Interest rates low、Made a money quickly、To have the guarantee、（Quantity can be favorable）etc。

　　近年来，在银根收紧的大背景下，一批不法人员非法进行承兑汇票的转让（俗称倒票），他们以不同渠道买卖承兑汇票并通过转出、贴现等方式牟取利差，并逐渐形成了非法的地下承兑汇票交易市场。“比如一张100万元的汇票，到银行承兑要等3～6个月，而且还不一定能承兑得到。他们就以95万元买来，再以97万元卖出。”侦办警官向媒体介绍。

In recent years，In the background of monetary tightening，A group of illegal workers on the transfer of illegally accept draft (s)（Commonly known as speculative reselling），They accept draft (s) with different channel business and through the turn out、Discount interest such as making way，And gradually formed the illegal underground acceptance of draft market。“For example a 1 million draft，To the bank acceptance 3 ~ 6 months，And still can not accept get。They bought for $950000，Again with sold for $970000。”Police investigating force to the media is introduced。

　　浙江省江山市一规模较大实体企业主向记者称，去年银根紧缩，企业经营状况不景气，很多公司都会选择以银行存兑汇票来支付货款，有些企业手里拿着一堆充当货款的银行存兑汇票，同时出现了不少专门倒票的中介机构，为了套现，一些企业主只好折价转让，让经营利润本就愈发微薄的企业日子更多雪上加霜。

Zhejiang jiangshan city a larger entity business owners to reporters said，Last year credit-tightening，Enterprise operating conditions of recession，Many companies will choose to CunDui bank draft to the payment，Some enterprise holding a pile of ACTS as payment for goods CunDui bank draft，And there were many special re-selling intermediary organizations，In order to taking，Some business owners have to discount the transfer，Let operation profit is this involved small enterprise more day down。