2005年10月，发生在中国的两件事震惊了世界。先是10月12日神舟六号飞船发射成功，接着，10月27日，中国建设银行在香港成功上市，打响了中国国有商业银行上市的第一枪。

In October 2005，Took place in China's two things that shocked the world。On October 12, first shenzhou vi spaceship launched successfully，then，On October 27,，China construction bank successfully listed in Hong Kong，Climaxing China state-owned commercial Banks listed first gun。

　　当时，有媒体曾如此诗情画意地写到：10月14日，建行开始在香港招股。那天清晨，神舟六号两名航天员巡天时，正飞过香港，鸟瞰香江……一时间，“神六上天，建行上市”成了金融界的流行语。

At that time，Media had been so poetic to write：On October 14,，The construction bank began offering in Hong Kong。Early that morning，Shenzhou vi two astronauts when patrol，Are across Hong Kong，Have a bird's eye view of xiangjiang...time，“God six heaven，CCB listed”A financial circles of the vulgar。

　　的确，对于旧体制下积弊良多的中国银行业，国有大型银行股改上市的成功无异于凤凰涅槃，浴火重生。而这一切，都发端于十年前那场脱胎换骨式的改革。

indeed，Under the old system a lot for any Chinese banking，Other large state-owned bank listed success is the order of the phoenix nirvana，ashes。And all these，Both started in ten years ago the thoroughly remould oneself type reform。

　　作为改革的直接成果——十年前，四大国有商业银行被国际同行视为技术上已经破产、随时可能爆发危机，而如今，当全球金融业深陷危机的凄风苦雨之时，中国银行业却风景这边独好。

As the reform directly results - ten years ago，Four big state-owned commercial Banks by international counterparts as technology is bankrupt、A crisis may at any time，And now，When the global financial industry is in deep crisis of the vile weather，China banking but you've got a great view。

　　2003年，国际权威评级机构标准普尔发布报告称，包括四大国有商业银行在内的中国12家商业银行的信用状况全部被评为投机级（即BBB-级以下），震惊世界；而2011年，英国《银行家》杂志最新公布的全球1000家最大银行排序显示，工、建两行分列全球净利润排行榜冠、亚军，并与中行、农行全部进入核心资本排名前十位。

In 2003,，An authoritative international credit rating agency standard &poor's report says，Including four big state-owned commercial Banks in China and commercial Banks credit status were all rated speculative stage（That is below level has），Shocked the world；And in 2011，British《bankers》Magazine published the latest global 1000 largest bank sort display，work、Built two lines of parse global net profit charts crown、runners-up，With boc and、Agriculture bank all into the core capital ranked in the top ten。

　　经历了过去十年波澜壮阔的改革发展，截至2011年底，中国银行业金融机构总资产达到113万亿元，是2003年底的4．1倍；不良贷款率从2003年底的17．8％降至2011年底的1．8％；资本充足率和核心资本充足率升至12．7％和10．2％；商业银行平均拨备覆盖率达278．1％。

Experienced in the past ten years the mammoth reform and development，By the end of 2011，China banking financial institutions to total assets of 113 trillion yuan，By the end of 2003 is 4.1 times；Bad loans from the end of 2003 17.8% to 1.8% by the end of 2011；Capital adequacy ratio and core capital adequacy ratio rose to 12.7% and 10.2%；Commercial bank average provision coverage rate of 278.1%。

　　成功股改上市：大行蝶变重生 Successful reform listed：Big line adjustment regeneration

　　如果说，在中国银行体系变迁的历史版图上，1978年是一道重要的“分水岭”，那么到2002年底，中国银行业已经走到了又一个命运攸关的时刻。

if，In the history of China's banking system change on the map，1978 years is a important“watershed”，So by the end of 2002，China banking has come to another fate vital moment。

　　正是2002年召开的全国金融工作会议，决定启动商业银行改革。后来，温家宝总理在回答记者提问时，说了一段非常动情的话：“商业银行改革将是我们下一步金融改革的重中之重，是背水一战，只能成功不能失败。”

It is held in 2002 the national financial work conference，Decided to start commercial bank reform。later，Premier wen jiabao in response to a question，Said a very emotional words：“Commercial bank reform will be our next the top priority of the financial reform，'s back is，Success can be only failure。”

　　2003年，备受瞩目的国有商业银行改革再一次走到了历史性拐点，并且，在此后近7年的时间里，这辆改革列车几乎是呼啸着驶入人们的视野，其气势和速度超过了以往任何一个时期。

In 2003,，High-profile state-owned commercial bank reform once again came to historic inflection point，and，After nearly seven years of time，This reform train is almost roared down into people's field of vision，Its imposing manner and faster than any previous a period。