信息时报综合报道 （记者 黄舒） 昨日晚间，中国证监会发布了《证券公司代销金融产品管理规定（草案）》，公开征求意见。该草案共21条，以保护客户合法权益、防范证券公司业务风险为出发点，明确了代销活动中各方的权利、义务和责任，着重强调了证券公司的适当性管理和信息披露义务，对证券公司代销金融产品的行为规范以及监督管理等事项作出了规定。

Information times comprehensive report （Reporter HuangShu） Yesterday evening，Issued by the China securities regulatory commission《Securities companies sell financial product management provisions（draft）》，Public to solicit their opinions。The draft article for a total of 21，In order to protect customer legal rights、Guard against securities company business risk as the starting point，Has been clear about the activities of the rights of the parties on a commission basis、Obligations and responsibilities，It emphasized the securities company's adequacy management and information disclosure obligation，A securities company to sell goods on a commission basis financial product codes of conduct and supervision and administration, etc to make the rules。

　　草案的核心内容在于适当性管理义务，具体包括：证券公司应当对所代销金融产品的风险状况进行评估，并据此划分其风险等级，确定适合购买的客户类别和范围；证券公司向客户推介金融产品之前，应当了解客户的身份、财产和收入状况、金融知识和投资经验、投资目标、风险偏好等基本情况，评估其购买金融产品的适当性；证券公司认为客户购买金融产品不适当或者无法判断适当性的，不得向其推介；客户主动要求购买的，证券公司应当将判断结论书面告知客户，提示其审慎决策，并由客户签字确认。

The core content of the draft is adequacy management obligation，Specific include：The securities company shall sell the financial products of risk status of the evaluation，And then divided the risk level，Determine suitable for purchase customers category and scope；The securities company to promote the customer before financial products，Should know the identity of the customer、Property and income situation、Financial knowledge and investment experience、Investment objectives、Risk preference and so basic situation，Evaluate the purchase the appropriateness of financial products；Securities companies think customers buy financial product is not appropriate or can't judge the appropriateness，Can not to the recommendation；Customer active requirements of the purchase，The securities company shall notify the customer will judge conclusion，Prompt its prudent decision-making，And the client signature confirmation。

　　目前证监会已允许证券公司从事代销证券投资基金和其他证券公司的资产管理计划。证监会表示，该规定的起草原因主要在于两个方面，一是扩大证券公司代销金融产品范围的条件基本具备，二是此次国际金融危机也充分暴露了金融机构不当销售所导致的问题。

At present the CSRC has allowed securities company is engaged in the consignment securities investment funds and other securities company's asset management plan。Securities regulatory commission said，The provisions in the drafting reason mainly lies in two aspects，One is to expand the securities companies sell the financial products range of conditions with basic，The second is the international financial crisis is fully exposed the financial institutions the problems caused by improper sales。