据报道，台湾金融监管机构9月4日公布“两岸特色金融”规划案，全面启动人民币业务。除开办人民币业务外，还将开放上市公司在台湾地区发行人民币计价的债券。

According to the report,Taiwan's financial regulatory agencies released on September 4,"Characteristics on both sides of the financial"Planning case,Comprehensive start the RMB business.In addition to engage in renminbi (RMB) business outside,Will be open to the listed companies in Taiwan issue yuan-denominated bonds.

　　中国社科院台湾研究所经济室主任朱磊对《每日经济新闻(博客,微博)》记者证实，据他了解，台湾当局确实正在推行“两岸特色金融”业务，其中包括六大开放举措。

By the Chinese academy of social sciences institute of Taiwan economic ZhuLei leadership to[Daily economic news(blog,Micro bo)]Reporter confirmed,According to his understanding,The Taiwan authorities really is pushing"Characteristics on both sides of the financial"business,Including six big opening moves.

　　朱磊表示，推行两岸特色金融业务符合两岸发展需要，有利于提升台湾金融业的竞争力。此外，台湾经济已连续9个月衰退，因此也想借助大陆市场来推动本地经济发展。

ZhuLei said,Implementation of the cross-strait characteristics with the financial business development needs,Help to promote the competitiveness of Taiwan's financial industry.In addition,Taiwan's economy has continuous nine months of decline,Therefore also apply to the mainland market to promote local economic development.

　　据台湾媒体称，两岸特色金融业务已经报台湾行政当局，短期内应有决议。发展两岸特色金融，已成为台湾当局及从业者的共识。

According to Taiwan media reports said,The characteristics of financial business has to Taiwan administrative authorities,In the short term should have resolution.The development of cross-strait financial characteristics,Has become the consensus of the Taiwan authorities and practitioners.

　　8月31日，两岸货币管理机构签署了《海峡两岸货币清算合作备忘录》。中国人民银行称，两岸货币清算机制的建立，为实现两岸贸易和投资使用本币结算扫除了障碍，有助于降低两岸民众和企业在汇款、贸易和投资等方面的交易和结算成本。此外，台湾人民币业务的开放与发展也将为台湾金融业带来新的业务增长点，拓宽台湾民众和企业的投资领域。

August 31,,The monetary authorities signed[Cross-strait currency clearing memorandum of cooperation].The people's bank of China said,The establishment of cross-strait currency settlement mechanism,To achieve cross-strait trade and investment use local currency settlement eliminate obstacles,Help reduce the people and enterprises in the remittance/Trade and investment and trading and settlement cost.In addition,Taiwan RMB business opening and developing the financial industry in Taiwan will also bring new business growth,Broaden the Taiwan people and enterprise investment fields.

　　由于台湾银行业竞争激烈，存贷款利差微小，因此台湾许多银行业人士将大陆视为台湾金融业的新希望。

Because Taiwan banking competition is intense,Small loan interest margin,Therefore many of Taiwan's bankers will be the mainland as Taiwan's financial industry new hope.

　　朱磊对记者表示，目前两岸每年有1600亿美元的贸易额，在10月底生效的货币清算机制下，将节省100万～400万元人民币的汇兑费用，并为银行、保险、证券公司等金融机构提供更多盈利空间。目前香港人民币存款约占总存款的10%左右，以此推算，台湾人民币业务将有充足潜力待释放。

ZhuLei told reporters,At present the $160 billion each year the volume of trade,In the end of October effective monetary settlement mechanism,Will save 1 million ~ 4 million yuan RMB exchange cost,For the bank and/insurance/Securities companies, and other financial institutions to provide more profit space.At present Hong Kong RMB deposit accounts for about 10% of the total deposit,To calculate,Taiwan RMB business will have enough to release potential.

　　据悉，台金融监管机构把人民币国际化商机作为两岸特色金融业务的重点，主要包括人民币理财、资产管理、贸易结算等三大方向，争取台湾地区成为人民币离岸市场。而推进两岸特色金融业务对大陆金融从业者也有裨益。

It is reported,Taiwan financial regulators the RMB internationalization business opportunities as the characteristics of the key financial business,Mainly includes the financial/Asset management/Trade settlement, the three big direction,For Taiwan as an offshore RMB market.And promote cross-strait characteristics financial business in the mainland financial practitioners also have profit.

　　瑞银证券一位高管接受记者采访时指出，台湾的金融制度及财富文化和大陆有很多相似的地方，台湾金融业者在管理和产品创新等方面丰富的从业经验，也值得正在改革中的大陆金融业借鉴。

Ubs securities an executive is pointed out that when accepting a reporter to interview,Taiwan's financial system and wealth culture and the mainland have a lot in common,Taiwan's financial industry in the management and product innovation rich experience,Also in the reform of the financial industry is worth reference for the mainland.