8月30日下午，重庆君豪大饭店，重庆汽车金融有限公司在此举行开业揭牌仪式。重庆市市长黄奇帆率一众官员亲临现场祝贺。

On August 30, afternoon,Chongqing jun hao hotel,Chongqing auto finance co., LTD. Held in the opening was inaugurated.The mayor of chongqing HuangJiFan rate a all the officials came to the spot to congratulate.

　　这家公司不仅填补了西部地区没有汽车金融公司的空白，也是全国第一家专注于汽车产业链销售和消费环节，提供“全国性、全品牌、全车型、全牌照”服务的创新型汽车金融公司。

The company not only filled the western region no automobile financial company's blank,Is also the first a focus on automobile industry chain sales and consumption link,provide"national/All brand/All types of vehicle/Full licence"The innovative service of the auto finance company.

　　更令“金融市长”黄奇帆在意的是，重庆汽车金融有限公司的成立，使重庆成为继北京、上海、广州之后金融业态最齐备的城市，为重庆谋建金融中心增添了重要筹码。

make"Financial mayor"HuangJiFan care about is,Chongqing auto finance co., LTD. Was established,Make chongqing become after Beijing/Shanghai/Guangzhou after the most complete city financial formats,Chongqing plans to build financial center added important chip.

　　自2001年从上海调任重庆以来，黄奇帆一直致力于把以工业立市的重庆打造成长江上游的金融中心。黄奇帆表示，这个金融中心力争2015年基本建成，届时重庆金融GDP预计1600亿元，占全市GDP的10%左右。

Since 2001 from Shanghai transfer since chongqing,HuangJiFan has been committed to the industry made the city of chongqing hit to cause the financial center of the upper reaches of Yangtze river.HuangJiFan said,The financial center strive to 2015 basically completed,The chongqing financial GDP is expected to 160 billion yuan,About 10% of the GDP of the whole city.

　　

“雏形已经显现” "Prototype has revealed"

　　重庆汽车金融公司注册资金5亿元人民币，为中国第一家全部由地方国有重点企业出资组建的汽车金融公司，股东重庆庆铃集团、渝富集团和重庆农商行，分别持股41%、39%、20%。

Chongqing automobile financial company registered capital of 500 million yuan,For the first in China by all the local state-owned key enterprise contributive automobile financial company,Shareholders chongqing QingLing group/Chongqing rich group and chongqing agricultural businesses,Holding 41% respectively/39%/20%.

　　目前，全国获准开业的汽车金融公司已达16家，但除重庆汽车金融公司以外，其他汽车金融公司均背靠某一汽车品牌厂家成立，主要为自身品牌的销售和消费服务。重庆汽车金融公司打破了这一传统格局，既突破“门户之见”，又不受区域之限，还能为所有品牌和所有车型服务。

At present,The opening to the automobile financial company has reached 16,But in addition to chongqing automobile financial company outside,Other automobile financial company are back on a car brand manufacturer established,Mainly for their own brand sales and consumer service.Chongqing automobile financial company broke the traditional pattern,Both breakthrough"sectarianism",And from the region limit,For all brands and all car service.

　　在开业仪式上，黄奇帆做了发言。和他无数场讲话一样，数据，逻辑，趋势,一一道来，清晰透彻。他最后亲自为重庆汽车金融公司下达任务：2015年汽车金融服务额做到上千亿元，2020年达到3000亿规模。

In the opening ceremony,HuangJiFan made a speech.And his countless field as speech,data,logic,trend,YiYiDaoLai,A clear and thorough explanation of.He finally himself for chongqing automobile financial company issued tasks:2015 years of automotive financial FuWuE do of billions of dollars,2020 scale.

　　这是黄奇帆力推的构建重庆区域金融中心的成果之一。2010年3月全国“两会”期间，黄奇帆会晤银监会主席刘明康时，提出要银监会支持重庆成立汽车金融公司。

This is HuangJiFan push the construction of the regional financial center of chongqing, one of the results.In March 2010 the national"lianghui"period,CBRC chairman HuangJiFan meeting when mingkang,Offered to the CBRC support chongqing auto finance company was established.

　　此前的2009年1月，国务院在《关于推进重庆市统筹城乡改革和发展的若干意见》中，明确了重庆长江上游金融中心的定位，并承诺了十项政策支持。

Earlier in January 2009,The state council in[Chongqing on promoting the coordination of urban and rural reform and development certain opinions]in,Clear the chongqing changjiang river upstream financial center positioning,And promised the ten policy support.

　　重庆汽车金融公司2011年11月获银监会批准筹建，今年8月2日获批开业。这在黄奇帆看来，重庆至此已拥有建成长江上游金融中心的有利条件：产业基础好、区位优势明显、金融环境较好，金融机构数量西部最多、金融业态最齐备，银行不良贷款率西部最低。

Chongqing automobile financial company in November 2011 approved by the CBRC,On August 2, this year approved practice.In this HuangJiFan looks,Chongqing so far has built the upper Yangtze river financial center of favorable conditions:Industrial base good/Obviously superior location/The financial environment is good,Most western financial institutions quantity/The most complete financial formats,The west bank bad loans minimum.

　　而这张成绩单的背后，凝聚了黄奇帆本人多年来的努力心血：2001年，他刚从上海调来重庆出任副市长时，面临的是重庆穷困的财政、巨额的金融坏账与工商产业危机之间形成恶性循环。

And this piece of transcript back,Condensed the HuangJiFan I years of effort:In 2001,,He has just arrived from Shanghai chongqing as deputy mayor shobach the when,Is facing chongqing poor financial/Huge financial bad loans and commerce and industry crisis formed between the vicious cycle.

　　选择怎样一个突破口来解开重庆经济的穴道？黄奇帆选了金融。“在重庆未来发展中，金融要先行。金融发展了，才能为工业、商业、贸易创造更好条件。”他说。

How to choose a breakthrough to unlock chongqing economic acupuncture point?HuangJiFan chose financial."In chongqing in the future development,Financial to advance.Financial development,For industry to/business/Trade brings better conditions."He said.

　　黄奇帆开始了大刀阔斧的金融改革：在全国成立首家地方性资产管理公司，构建八大投融资平台，改善金融生态；重组重庆银行、西南证券(600369,股吧)、重庆国投、三峡银行，重庆农信社也整体改制为西部第一家省级农村商业银行；新建安诚保险、中新大东方人寿保险公司。

HuangJiFan started aggressive financial reform:Established in the country first local asset management companies,Constructing eight big investment and financing platform,Improve financial ecological;Restructuring chongqing bank/Southwest securities(600369,guba)/Chongqing international trust &investment/Bank of three gorges,Chongqing rural credit cooperative is the overall restructuring for western first a provincial rural commercial bank;New hyder insurance/Miocene big Oriental life insurance company.

　　与此同时，美国利宝财险、中美大都会人寿、荷兰银行、渣打银行等外资金融机构，纷纷入渝抢滩布点……一个相对完善的金融体系已在重庆呈现。

meanwhile,The United States the treasure general insurance/China and the United States metropolitan life/Abn amro bank/Standard chartered bank and other foreign financial institutions,In succession into chongqing beaching stationing...A relatively perfect financial system has been presented in chongqing.

　　黄奇帆在今年2月举行的重庆市金融工作会上通报称，重庆金融品种齐全，市场活跃度逐年加大，传统银证保金融机构总数241家，2011年增加36家；创新型金融机构总数达413家，增长77%，此外要素市场7个。

HuangJiFan in February this year at the chongqing financial work conference bulletin said,Chongqing financial variety is complete,Market is active degree increased year by year,Traditional silver-colored card to the financial institutions a total of 241 home,2011 an increase of 36 home;Innovative financial institutions total 413,Growth of 77%,In addition factor market seven.

　　不仅如此，重庆信贷规模已晋级万亿俱乐部，2011年贷款与GDP比重达到1.3∶1；金融业已成支柱产业，金融GDP占全市GDP比重达7%，位居全国第四。

Not only that,Chongqing credit scale already promotion trillions of the club,In 2011 the proportion of loans and GDP reached 1.3:1;Financial has into pillar industry,Financial GDP accounted for the proportion of GDP reaches 7%,In the fourth national.

　　“重庆自身条件已具备，并且已进入国家战略，我们现在就是要把建设长江上游金融中心的旗帜高调地亮出来。”黄奇帆说，2009年4月以来，重庆已从硬软环境上展开了金融中心建设的大会战，“目前长江上游金融中心的雏形已经显现”。

"Chongqing has their own conditions,And has entered the national strategy,We are now is to put the construction of the upper reaches of Yangtze river financial center flag high-profile to light out."HuangJiFan said,Since April 2009,Chongqing already from hard on the soft environment on the construction of the financial center DaHuiZhan,"At present the upper reaches of Yangtze river the prototype of the financial center has been revealed".

　　

金融中心卡位 Financial center jockey for position

　　然而，在国内图谋金融中心称号的，不只重庆一个城市。近年来，我国众多城市提出自己的“金融中心”战略：上海，国际金融中心；北京，具有国际影响力的金融中心城市；深圳，港深国际金融中心；天津，北方金融中心……

however,In the domestic plot of financial center,Not only a city of chongqing.In recent years,Many cities in our country put forward its own"Financial center"strategy:Shanghai,The international financial center;Beijing,With international influence the financial center of the city;shenzhen,Port deep international financial centre;tianjin,The north financial center...

　　就是在西部，重庆也面临成都和西安的竞争。成都提出到2015年初步建成西部金融中心，再用5-10年建成具有国际辐射力和带动作用的金融中心城市；西安的目标也直指西部区域金融中心和欧亚大陆桥国际金融中心。

Is in the west,Chongqing faces chengdu and xian competition.Chengdu puts forward to 2015 initially set up the western financial center,Garnish with 5-10 years to build an international radiation and leading role of financial center city;Xian goal also directed at the western regional financial center and Eurasia land bridge international financial centre.

　　但黄奇帆认为，在中国内地，目前真正称得上是全国性金融中心的，目前只有上海和北京。

But HuangJiFan think,In mainland China,The real it is a national financial center,At present, only Shanghai and Beijing.

　　

重庆如何找准自己的坐标？ Chongqing how to find their own coordinates?

　　目前，国内外金融中心大致分为四类：一是行政总部集中的金融中心，如北京，国际、国内银行总部聚集；二是要素市场聚集的金融中心，如上海，国家级股票市场、外汇市场、石油市场、期货市场等聚集；三是结算类的金融中心，如新加坡，每年有1万多亿美元的结算额；四是混合型的金融中心，如纽约和香港，聚集大量的金融总部、要素市场、结算中心，香港是亚洲级中心，纽约是世界级中心。

At present,Domestic and foreign financial center can be divided into four categories:One is the administrative headquarters centralized financial center,Such as Beijing,international/Domestic bank headquarters gathered;The second is factor market gathered financial center,Such as Shanghai,National stock market/Foreign exchange market/Oil market/Futures market together;The third is the financial center of settlement category,Such as Singapore,Every year more than $10000 of settlement amount;The fourth is mixed financial center,Such as the New York and Hong Kong,Gathered a large number of financial headquarters/Factor market/Settlement center,Hong Kong is Asia level center,New York is a world-class center.

　　行政总部型、要素聚集型两类金融中心主要靠政策、国家意志配置资源。黄奇帆认为，结算型金融中心虽也需要政策支撑，但更多地由市场来主导，且不受地域空间的限制，“只要条件具备，努力争取，就可能获得成功”。

Administrative headquarters type/Elements gathered type two kinds of financial center, mainly by policy/The will of the state resources allocation.HuangJiFan think,Settlement type financial center is also need policy support,But more by market leading,And is not subject to regional space limit,"If the conditions have,Strive for,May success".

　　“在世界金融中心格局中，重庆集聚金融行政总部不现实，国家级要素市场又是国家赋予的，”黄奇帆明确表示，重庆的现实条件决定不能比照北京、上海成为总部型、要素型金融中心，而是学习借鉴新加坡，建设以结算为主体的中国内陆金融中心。

"In the world financial center in the pattern,Chongqing cluster financial administrative headquarters not reality,National factor market is given by the state,"HuangJiFan made clear,Chongqing's real conditions, a decision can't in Beijing/Shanghai as a headquarters type/Element type financial center,But learn from Singapore,To build a settlement as the main body of Chinese inland financial center.

　　“结算中心不一定在沿海，你只要具备现代数据通信条件、好的写字楼、好的生活环境、好的会计师，在内陆同样可以建立。”在黄奇帆看来，重庆历来是中国西部工商重镇。重庆结算金融中心就是要为工商经济服务，在为工商经济服务的过程中形成金融中心。

"Settlement center does not necessarily in the coastal,If you have modern data communication conditions/Good office/Good life environment/A good accountant,In the inland also can build."In HuangJiFan seems,Chongqing has always been a commerce town in western China.Chongqing settlement financial center is to provide financial services industry,In commerce for economic service formed in the course of financial center.

　　另一方面，黄奇帆认为，结算类的金融中心可以真正成就重庆特色。他称，该类型金融中心的推进，有许多法律、技术上的窍门，并与跨国公司在特定的业务上进行合作。

On the other hand,HuangJiFan think,Settlement class financial center can really achievement chongqing features.He says,This type of financial center propulsion,There are many legal/Technical tips,And with multinational corporation in specific business cooperation.

　　“如果你不熟悉这些业务，不大可能形成金融中心。”黄奇帆说，“事实上，在中国内地这一类的结算中心还没有形成。我们已经破了题，而这种破题要有国家有关部门支持。”

"If you're not familiar with the business,Is unlikely to form financial center."HuangJiFan said,"In fact,In mainland China this kind of settlement center has not formed.We had solved the problem,And this kind of "to have the relevant departments of the state support."

　　为此，在当下国内众多城市掀起的金融中心大战中，黄奇帆对重庆采取的模式充满信心：“这不是大家要学就可以学起来的。”

therefore,In the present domestic numerous city of a financial center in the war,HuangJiFan to chongqing adopted mode are full of confidence:"It is not everybody to want to learn can learn up."

　　目前，重庆取得了一些成果：首先已将大概1000亿美元的笔记本电脑加工贸易离岸金融结算搬到重庆，涉及惠普、宏碁、华硕等巨头。2011年重庆加工贸易国际结算近400亿美元，预计2012年达900亿至1000亿美元，重庆目标是到2015年加工贸易离岸金融结算做到3000亿美元，也就是说，到时中国一万五千亿、两万亿的加工贸易，重庆至少拿回五分之一或六分之一结算量。

At present,Chongqing has acquired some achievements:First has about 100 billion dollars notebook computer processing trade offshore financial settlement moved to chongqing,Involves hewlett-packard/acer/Asustek etc giant.In 2011, chongqing processing trade international settlement nearly $40 billion,In 2012 is expected to reach $90 billion to $100 billion,Chongqing goal is to 2015 processing trade offshore financial settlement do us $300 billion,That is,When China one trillion five hundred billion/Two trillion of the processing trade,Chongqing at least back to the one 5 or one 6 JieSuanLiang.

　　其次，发展电子商务的国际金融结算，重庆已和世界上最大的电子商务结算网站—美国贝宝公司合资在渝建了一个结算公司。再次，发展贸易批发类国际结算，重庆现正与中东、东南亚的一些贸易商商谈，希望他们把亚太地区的结算总部放到重庆。

secondly,The development of e-commerce in the international financial settlement,Chongqing has and the world's largest electronic business settlement site - the United States paypal company joint venture in chongqing built a settlement company.again,The development of trade wholesale class international settlement,Chongqing is now and the Middle East/Southeast Asia discuss some traders,Hope they put the asia-pacific region settlement headquarters in chongqing.

　　重庆已拟定了建成金融中心的时间表和指标：到2015年基本建成，届时金融GDP占该市GDP10%左右，总量预计1600亿元；保费超千亿元，达到全国的1/35；上市公司达到100家以上，总市值1万亿以上，与GDP的比例达到1∶1；跨境离岸金融结算达到3000亿美元。

Chongqing has developed completed financial center schedule and index:By 2015 basically completed,The financial GDP accounted for the city GDP10 % or so,Is expected to total $160 billion;Premium exceeds one hundred billion yuan,To achieve the national 1/35;The listed company to achieve more than 100,The total market value of more than 1 trillion,And the proportion of GDP, up to 1:1;Cross-border offshore financial settlement reached $300 billion.

　　

重庆炼“金”术 Chongqing refined"gold"operation

　　黄奇帆将结算型金融中心分为四个层次，一是通过大量引进市内外金融机构，继续推行银行、证券、保险业等业务发展；二是发展非银行金融机构；三是建立多种市场化资产交易平台。第四个层次就是发展各类结算中心，如加工贸易离岸金融结算中心、电子商务国际结算中心、电子票据交易结算中心，以及各种银行间的业务结算和清算中心等。

HuangJiFan will settlement type financial center is divided into four levels,One is the introduction of the city by a large number of internal and external financial institutions,Continued to implement the bank/securities/The development of the insurance industry, etc;The second is to develop the non-bank financial institutions;Three is to establish a variety of market assets transaction platform.The fourth level is to develop all kinds of settlement center,Such as the processing trade offshore financial settlement center/The electronic commerce international settlement center/Electronic instrument transaction settlement center,And various inter-bank business settlement and clearing center, etc.

　　为此，重庆正从五个方面衔枚疾进，力推金融中心建设—首先，推动银行、证券、保险等主流金融业务快速健康发展，特别是做大做强本土主流金融机构。目前，重庆有重庆农村商业银行、重庆银行、重庆三峡银行等3家本地银行，中新大东方(600327,股吧)人寿保险公司、安诚财产保险公司两家市属保险公司，重庆国投、新华信托两家信托公司，以及西南证券。

therefore,Chongqing is from five aspects in XianMei disease,Push the financial center construction - first,Promote bank/securities/Insurance mainstream financial business, rapid and sound development,Especially bigger and stronger domestic mainstream financial institutions.At present,Chongqing has chongqing rural commercial bank/Chongqing bank/Chongqing three gorges Banks and other three local Banks,Miocene big Oriental(600327,guba)Life insurance company/Hyder property insurance company two under the insurance company,Chongqing international trust &investment/Xinhua trust two trust company,And southwest securities.

　　上市将是重庆这些本土金融机构做大做强的重要途径。今年年初，重庆已定下目标：重庆银行今年要努力实现上市；三峡银行今年启动上市工作；西南证券要打造成金融集团。

Listed will be chongqing these local financial institutions is an important way to become bigger and stronger.Earlier this year,Chongqing has set a goal:Chongqing bank should strive to achieve this year listed;The three gorges bank listed this year start work;Southwest securities to hit to cause financial group.

　　黄奇帆要求，重庆贷款余额与全市GDP到2015年必须达到1：2。目前，北京为1:3，上海为1:2，重庆1:1.3。

HuangJiFan requirements,Chongqing loan balance and the GDP by 2015 must achieve 1:2.At present,Beijing for 1:3,Shanghai is 1:2,Chongqing 1:1. 3.

　　其次，在非银行金融发展上，重庆积极发展担保公司、小额贷款公司、租赁公司、信托公司、财务公司、私募基金、风险投资基金、汽车金融公司，形成新型的金融机构集群，重点帮助中小企业解决融资难题。

secondly,In the non-bank financial development,Actively developing chongqing guarantee company/Petty loan company/Leasing company/Trust company/Financial company/Private equity fund/Risk investment funds/Auto financing company,Create a new financial institutions cluster,Focus on helping small and medium-sized enterprise financing difficult problem to solve.

　　目前，重庆成立担保公司180多家，总资本金达到200亿，可担保资金1000多亿。组建租赁公司9家，也可融通1000亿元左右的金融租赁业务。已成立的各类型基金包括风投、私募等100多个。

At present,Chongqing guarantee company was established more than 180 home,Total capital reached 20 billion,Can guarantee fund more than $1000.A leasing company nine,Can also be accommodation 100 billion yuan of financial leasing business.The various types of fund has been established including wind is cast/Private and so on, more than 100.

　　三是发展金融要素市场，瞄准国民经济中交易规模能达到几千亿甚至上万亿元的领域。重庆已建成了农村土地交易所、联合产权交易所、OTC柜台交易中心、药品交易所、农畜产品交易所、航运交易所。黄奇帆称，这些要素市场有利于实现资源优化配置，对区域发展起到了很好的平衡和补充作用，该市还将力争开设票据交易中心。

Three is to develop financial factor market,Aim at the national economy trade scale can reach thousands of even trillions of dollars field.Chongqing has built the rural land exchange/United assets and equity exchange/OTC counter trading center/Drug exchange/Inspecting products exchange/Shipping exchange.HuangJiFan says,These factor market is helpful to realize resource allocation optimization,On the regional development play a very good balance and supplementary function,The city will also strive to open bill trading center.

　　四是更猛发力结算中心的建设。美国惠普已斥资6000万美元在两江新区内的保税港内建立“亚太结算中心”，2012年重庆离岸金融国际结算将超过1000亿美元；电子商务国际金融结算已在2011年破题真正运作，2012年争取这一块有实打实的50亿美元，2015年达到500亿美元。

Four is more hail force settlement center construction.The United States hewlett-packard has $60 million in new two within the bonded port to establish"Asia Pacific settlement center",In 2012, chongqing offshore financial international settlement will exceed $100 billion;The electronic commerce international financial settlement already in 2011 "the real operation,2012 years for this one have real $5 billion,In 2015 to $50 billion.

　　黄奇帆称，重庆下一步将继续在这方面进行探索，一方面吸引更多的跨国公司国际结算落户重庆，同时推动中国境内各类法人银行、保险机构发展离岸金融业务；另一方面，寻求离岸金融资金运用方式的突破，包括：以离岸银行海外代付、协议付款等方式便利进出口企业贸易融资；以境内企业担保方式利用离岸银行资金为“走出去”的企业提供融资；通过境外特殊目的公司股权融资、发行离岸金融市场债券等方式支持企业直接融资；推动人民币融资与外币融资并行发展，鼓励银行通过同业拆借吸引境外大额资金；鼓励出口企业收汇资金、跨国公司投资利润及其闲散资金存放离岸账户，多渠道多币种拓宽离岸银行资金来源。

HuangJiFan says,Chongqing next will continue to explore in this aspect,On the one hand attract more multinational companies in chongqing international settlement,At the same time promote all kinds of legal person bank within the territory of China/Insurance institutions development offshore financial business;On the other hand,For offshore funds utilization way breakthrough,including:To offshore bank overseas pay for another/Payment agreement means such as convenient import and export enterprise trade financing;Domestic enterprises to assure means using offshore bank capital is"Go out"Enterprise to provide financing;Through the overseas special purpose companies equity financing/Issue offshore financial market bonds ways to support enterprises of our country direct financing;Promote RMB financing and foreign currency financing parallel development,Encourage bank through the interbank lending to attract overseas large sum of money;Encourage the export enterprises in the capital/The multinational corporation's investment profit and idle funds deposited offshore account,Multi-channel more currency expand offshore bank capital source.

　　此外，重庆还十分注重金融生态的建设。黄奇帆强调，要有金融的诚信，若有各种灰色的事情、有各种赖账的行为，金融生态不好，金融企业将得不到很好的发展。事实上，重庆已加大了对地下钱庄等非法金融机构的围剿力度。

In addition,Chongqing also pays attention to the construction of financial ecology.HuangJiFan emphasize,Want to have financial integrity,If there are all kinds of gray things/There are various deadbeat behavior,Financial ecological bad,The financial enterprise will have a very good development.In fact,Chongqing has stepped up underground, and other illegal financial institutions efforts encirclement.

　　而金融人才聚集是实现金融中心的保障。华尔街的金融人才约40万人，伦敦25万人，上海18万人，重庆的现实是只有5万人左右，尤缺具有国际视野、熟悉国际金融市场运作的高级专业人员。

And financial talents gathered is to realize the security of financial center.Wall Street's financial talented person of about 400000 people,London 250000 people,Shanghai 180000 people,Chongqing's reality is only about 50000 people,Especially lack of with international vision/Familiar with international financial market operation of the senior professional personnel.

　　重庆金融学院2011年11月在重庆工商大学挂牌成立。重庆还对落地的金融机构和高级管理人员表示，将给予奖励和税收优惠。

Chongqing financial institute in November 2011 in chongqing university of commerce was founded on August.Chongqing also to be born of financial institutions and senior management personnel said,Will give rewards and preferential tax.