9月FDI降6.8% September FDI drop 6.8%

　　连续4月负增长 Continuous April negative growth

　　昨日，商务部发布的数据显示，前9月我国实际使用外资金额（FDI）834.2亿美元，同比下降3.8%。9月当月FDI为84.3亿美元，同比下降6.8%。

yesterday,The ministry of commerce released data show,September before our country actual use of foreign capital amount(FDI)83.42 billion dollars,3.8% year-on-year drop.During the month of September FDI for 8.43 billion dollars,6.8% year-on-year drop.

　　这是今年FDI连续第4个月呈现负增长。2012年以来，除5月FDI小幅微增0.05%外，其他月份均呈现负增长。而继8月份同比降幅落至1.43%后，9月份FDI降幅再次加深。1～9月，实际使用外资金额834.2亿美元，同比下降3.8%。全国新批设立外商投资企业18025家，同比下降11.7%。

This is the fourth consecutive months this year FDI presents negative growth.Since 2012,In addition to FDI may slightly increase 0.05% micro outside,In other are significantly negative growth.And in August the year-on-year drop down to 1.43%,September FDI by deepening again.1 ~ 9 months,The actual use of foreign investment of 83.42 billion us dollars,3.8% year-on-year drop.The new group to establish a foreign-funded enterprise 18025,11.7% year-on-year drop.

　　“两方面因素的共同作用导致外商直接投资下降。”商务部新闻发言人沈丹阳在昨日的例行新闻发布会上详细解释说，从国际看，世界经济增长放缓，不确定性、不稳定性加强，欧洲债务危机尚没有妥善解决方案。从国内来看，土地供应趋紧，劳动力成本不断上升，国内市场需求还没有完全释放，使中国吸收外资的竞争优势有所弱化。（许岩）

"Two factors lead to the common effect of foreign direct investment dropped."Commerce ministry spokesman said ShenDanYang in yesterday's regular news conference detailed explained,See from the international,The world economic growth,uncertainty/Instability strengthen,European debt crisis is not properly solution.From domestic to see,A tightening in the supply of land,Rising labor costs,The domestic market demand is still not fully release,Make China attract foreign investment competitive advantage is weakening.(XuYan)

　　上周银证转账资金 Last week silver-colored card to transfer funds

　　净流入585亿元 Net inflow is 58.5 billion yuan

　　昨日，中国证券投资者保护基金披露，上周证券市场交易结算资金银证转账净流入585亿元。具体来看，上周证券市场交易结算资金银证转账增加额为2033亿元，减少额为1448亿元，两者相抵净流入585亿元。从最近4周情况来看，银证转账依次为流入与流出相抵、净流出270亿元、净流出1088亿元、净流入585亿元。（刘璐）

yesterday,The China securities investor protection fund disclosure,Last week the securities market transaction settlement funds net silver-colored card to transfer 58.5 billion yuan.Specific to see,Last week the securities market transaction settlement funds banking-securities transfer accrual for 203.3 billion yuan,Reduce the amount is 144.8 billion yuan,The net balance is 58.5 billion yuan.Recent situation from 4 weeks,Banking-securities transfer in turn for inflow and outflow offsetting/Net outflow is 27 billion yuan/Net outflow is 108.8 billion yuan/Net inflow is 58.5 billion yuan.(when)

　银监会发布 The CBRC issued

　　农户贷款管理办法 The measures for the administration of the peasant household loans

　　近日，在广泛征求各界意见基础上，中国银监会发布《农户贷款管理办法》。这是继6月中旬全面启动实施“金融服务进村入社区”、“阳光信贷”和“富民惠农金融创新”三大工程以来，银监会在支持“三农”方面的又一新举措。

recently,In extensively solicit opinions from all walks of life based on,Issued by the China banking regulatory commission[The measures for the administration of the peasant household loans].This is the middle of June comprehensive start implementation"Financial services into the village into the community"/"Sunshine credit"and"The prosperous common people and benefit of financial innovation"Since three engineering,In support of banking regulatory commission (CBRC)"Agriculture, countryside and farmers"Also new measures.

　　《管理办法》结合农户贷款业务特点，按照手续便利性与业务规范性相结合、贷款可获得性与风控严密性相结合的原则，充分考虑农户所在地域、农林牧渔生产、农户消费等不同贷款需求特点，并吸收借鉴了国际小微贷款管理技术，对业务发展与风险管理提出了具体要求。

[Management measures]Combined with characteristics of the peasant household loan business,According to the procedure convenience and business combining normative/Loan availability and wind control the principle of combining rigor,Fully consider farmer areas/Farming, forestry, husbandry and fishing production/Peasant household consumption and so on the different loan demand characteristic,And absorb lessons from the international small micro loan management technology,For business development and risk management puts forward specific requirements.

　　《管理办法》分九章、五十七条，分别对管理架构与政策、贷款基本要素、受理与调查、审查与审批、发放与支付、贷后管理、激励与约束等进行了规范。在改善农村金融服务的便利性和可获得性，强调保护农户消费者权益的同时，又着重规范农户贷款业务流程，强化风险控制。

[Management measures]Of nine chapters/Article 57,Respectively on management structure and policy/Loan basic elements/Accepting and survey/Examination and approval/Issue and pay/After credit management/Incentive and constraint of the specification.To improve the rural financial service convenience and availability,Farmers emphasis on the protection of the rights and interests of consumers at the same time,And focus on standard peasant household loans business process,Strengthen risk control.

　　近年来，随着国家扶持“三农”政策的深入贯彻实施，我国农村地区经济发展水平不断提高，银行业信贷支农力度持续加大。作为涉农贷款重要组成部分，农户贷款的规模也在逐年稳步增长。截至2012年6月末，金融机构农户贷款余额34840亿元，比2007年末增长160%，占涉农贷款的比例达21.4%。 （贾壮）

In recent years,As countries support"Agriculture, countryside and farmers"The deepening of the policy implementation,In rural areas constantly improve the level of economic development,Banking credit support efforts continue to widen.As an important part of the agriculture loan,The size of the peasant household loans also grew steadily year by year.By the end of June 2012,Financial institutions peasant household loans balance is 3.484 trillion yuan,By the end of 2007 than 160% growth,Agriculture loans accounted for 21.4%. (JiaZhuang)

　　郑州煤电(600121,股吧)重组方案 Zhengzhou coal(600121,guba)Restructuring plan

　　获有条件通过 The conditional through

　　昨日，证监会并购重组委经审核有条件通过了郑州煤电股份有限公司发行股份购买资产方案。主板发审委公布将于10月24日审核安徽泰尔重工(002347,股吧)股份有限公司、中信海洋直升机股份有限公司可转债申请。 （刘璐）

yesterday,CSRC, acquisition and reorganization of the audit committee have conditions through the zhengzhou coal co., LTD., the purchase of assets through issuing shares scheme.FaShenWei mainboard announced on October 24 audit anhui tyer heavy industry(002347,guba)Co., LTD./Citic Marine helicopter co., LTD. For convertible bonds. (when)

　日产北美部分汽车产品 Nissan north part of automobile products

　　将被海关加征保证金 The customs will be imposing a margin

　　海关总署昨日发布2012年第49号公告，决定自2012年10月19日起，对申报进口原产于日产（北美）汽车有限公司的部分汽车产品，除征收关税、进口环节消费税和进口环节增值税外，还应按照海关总署公告2011年第75号规定“其他美国公司”适用的反倾销税率（21.5%）和反补贴税率（12.9%）征收反倾销税保证金和反补贴税保证金及相应的进口环节消费税保证金和进口环节增值税保证金。

The general administration of customs in 2012 released yesterday the 49th number announcement,Since the decision on October 19, 2012 up,To declare the import originated from nissan(North America)Automobile co., LTD. Is part of the automobile products,In addition to tariff/In the link of import consumption tax and import link value-added tax outside,Also should according to the general administration of customs announcement no. 75 2011 regulations"Other American company"Applicable anti-dumping tax rate(21.5%)And countervailing tax rate(12.9%)Anti-dumping tax margin and countervailing duty margin and the corresponding import consumption tax margin and import link value-added tax margin.

　　公告明确，在商务部作出复审裁决前，暂不征收反倾销税和反补贴税。对于所征收的反倾销税保证金和反补贴税保证金及相应的进口环节消费税保证金和进口环节增值税保证金的处理，海关总署将根据复审裁决另行公告。 （郑晓波）

Announcement clearly,In the ministry of commerce to make review before award,Temporary don't impose anti-dumping and countervailing duties.In the collection of anti-dumping duties margin and countervailing duty margin and the corresponding import consumption tax margin and import link value-added tax treatment of cash deposits,The general administration of customs will be based on reviewing the ruling further notice. (ZhengXiaoBo)