[ 单一担保公司业务单一，利润来源主要依靠担保费，且管理和财务信息不透明，成为担保公司上市的一大障碍 ]

[single guarantee company business single,Profit source relies mainly on the DanBaoFei,And management and financial information opaque,Be surety company listed a big obstacle to]

　　深处行业寒冬，有的担保公司已经离场而去，有的担保公司却逆势而上，积极筹备上市。

Depths industry winter,Some security companies have to leave,Some guarantee company but contrarian up,Preparing listed.

　　近日，《第一财经日报》记者从多个渠道获悉，广东佛山已有多家担保公司在筹划上市，其中佛山集成融资担保公司（下称“集成担保”）和中盈盛达融资担保投资股份有限公司（下称“中盈盛达”）上市已进入实质阶段，但尚未向有关方面递交上市申请。

recently,[The first financial daily]Reporters learned from multiple channels,Guangdong foshan has several guarantee company listed in planning,The foshan integrated financing guarantee company(said"Integrated security")And the surplus of cheng da financing guarantee investment co., LTD(said"Interference in cheng da")Listing has entered the stage of essence,But not yet submitted to the relevant aspects of application for listing.

　　不过，多位业内人士认为，受多重因素影响，担保行业目前正处于低谷期，加之时机不佳，担保公司想在近期上市存在困难。

but,Many the personage inside course of study thinks,By multiple factors,Guarantee industry is now in the trough,And time is not good,Security companies want to have difficulty in recent listing.

　　“冲刺”上市 "sprint"listed

　　佛山市金融局相关人士向本报记者透露，佛山有多家担保公司在积极筹备上市，但集成担保和中盈盛达两家是准备比较充分的。目前，这两家担保公司都在准备上市材料，并且已经进入上市辅导期。

Foshan financial bureau relevant personage to our reporter said,Foshan have several guarantee company in preparing listed,But integrated guarantee and the surplus of cheng da two is prepare to compare fully.At present,The two security companies are preparing to go public material,And it has been listed into the coach period.

　　公开资料显示，集成担保成立于2004年，注册资本2.5亿元。中盈盛达成立于2003年，目前已在广州、东莞、安徽等地成立分支机构。业务涵盖担保、小贷、典当等多个领域。

Public data shows,Integrated security was founded in 2004,Registered capital of 250 million yuan.In a full filled founded in 2003,At present already in guangzhou/The dongguan/Anhui, etc. Established branch offices.Business covers guarantee/Small credit/Pawn, and other fields.

　　而实际上，广东民间金融机构上市已有先例可循。今年5月，以股权融资为主业的广东河源的汇金典当在香港联交所创业板上市。而在此前，上海的银通典当早在2010年就已经在港交所上市。

But in fact,Guangdong folk listed financial institutions have precedent.In may this year,With equity financing as the main guangdong riverhead of huijin pawn in the Hong Kong stock exchange to be listed on the gem.And in previous,Shanghai silver pass pawn as early as in 2010, have been listed in Hong Kong.

　　集成担保相关人士告诉本报记者，其上市已经准备了一段时间，眼下进入实质阶段，目前正在准备上市材料，但尚未向有关方面递交上市申请。

Integrated guarantee relevant personage told our reporter,The public has been prepared for a period of time,Now enters the essence and stage,At present is preparing to go public material,But not yet submitted to the relevant aspects of application for listing.

　　“我们各方面条件已达到上市要求，只要各方面条件具备，随时可递交上市申请。”中盈盛达董事长吴列进对本报记者说，无论是股权结构、公司治理，都已经符合上市要求。

"We all aspects condition has reached listing requirements,As long as the various conditions have,Readily to submit application for listing."The chairman of the board of directors in cheng da wu column into to our reporter said,Whether ownership structure/Corporate governance,Has meet the requirement.

　　据了解，此前不久，中盈盛达刚刚完成了1.23亿股的增资扩股，总股本从5.22亿股增至6.45亿股。股东数量从37家增至44家，股东构成包括当地国资和北上广深多个城市的投资者。

It is understood,Before this before long,Interference in cheng da has just completed the 123 million strands of increase endowment spread,The total equity from 522 million strands to 645 million strands.Number of shareholders from 37 to 44 house home,Shareholders constitute include local mountainous cities and north guangzhou investors.

　　这已经是中盈盛达第二次冲击上市。据吴列进介绍，其2009年就完成了股改和上市辅导，并向证监会递交了上市材料，打算申请在中小板或创业板上市，但后来因故搁置。

This is the second time in cheng da impact listed.According to wu column into is introduced,Its 2009 completed the reform and listing guidance,The CSRC and to submit the materials listed,Plan to apply for in the small and medium-sized plate or to be listed on the gem,But later suspended for.

　　“如果能上市当然是好事。”广东担保行业协会执行会长、银达担保集团董事长李思聪分析，今年“华鼎创富事件”发生后，引起银行恐慌，监管部门的政策也更加审慎，担保公司普遍面临资金紧缺，如果有企业能在此时上市募集资金，将能撬动更多的银行资金开展业务。

"If can list of course is a good thing."Guangdong guarantee industry association executive chairman/Silver to guarantee group chairman of the board LiSiCong analysis,This year"China creating the event"After the occurrence of,Cause bank panic,Regulatory policy also more prudent,Security companies generally facing shortage of funds,If there is a enterprise can raise funds listed at this time,Will be able to move more bank business capital.

　　在李思聪看来，在行业形象遭受重创的情况下，若有担保企业上市，也能改善外界对担保业的看法，提高社会认可度。

In LiSiCong seems,In the industry image take a heavy toll of the case,If there is a guarantee enterprise listed,Can also improve the outside world views of assurance,Improve the social approval.

　　前景难料 Prospect difficult material

　　上述佛山市金融局人士称，虽然今年“华鼎创富事件”对担保行业造成了不小的影响，但集成担保和中盈盛达规模比较大，行业口碑也不错，受影响比较小，这也是这两家担保公司敢于逆势提出上市计划的一大原因。

The financial bureau, foshan city, officials said,Although this year"China creating the event"To guarantee industry created a lot of influence,But integrated guarantee and the surplus of cheng da scale is larger,Industry reputation is good also,The relatively small affected,This is also the two guarantee company dare to put forward contrarian listed plan one big reason.

　　但包括中盈盛达在内，上市之路可以用“命途多舛”来形容。资本金不足、违规贷款引发风险事件等问题层出不穷，最终引发监管部门大规模整顿。而中盈盛达的上市计划，也因此折戟。

But including the surplus, cheng da,Listed road can use"Very unlucky"To describe.Capital shortage/Illegal loan risk events caused problems emerge in endlessly,Finally by the regulatory departments large-scale reorganization.And the in cheng da listing plan,Also therefore folding halberd.

　　吴列进说，2009年上市受挫，主要是受担保行业清理整顿影响。2010年国家八部委出台《融资性担保公司管理暂行办法》，担保行业成为特许行业，需要进行前置审批，对担保公司的资本金、业务、治理等进行全面整顿，中盈盛达上市就此搁浅，时至今日未能成行。

Wu column into said,2009 listed frustration,Main is affected by guarantee industry influence rectifications.The 2010 national eight ministries issued[Financing guarantee interim measures for the administration of the company],Guarantee industry become a franchise industry,The need for lead for examination and approval,To guarantee the company's capital/business/Management of comprehensive reorganization,Interference in cheng da listed on the run aground,Today is unable to attend.

　　曾经计划借壳上市的银达担保，亦有同样遭遇。当时，银达集团相中了总股本只有1.5亿股的小盘股新嘉联（002188.SZ），银达集团介入后，新嘉联于2010年3月初为此停牌。但20多天后新嘉联突然强制复牌，重组失败。公告显示，重组失败是因为能否在当年4月30日前，取得行业监管部门的全部书面审核意见存在不确定性。

Had planned to lend hull to appear on market of silver to guarantee,Also have the same experience.At that time,Silver as a group phase the total equity only 150 million strands of the small dish stock new jia league(002188 SZ),Silver of group after intervention,New jia league in 2010 for early march suspended.But more than 20 days new jia league suddenly forced complex brand,Restructuring failure.announcement,Restructuring can failed because the year before April 30,The industry watchdog has all the written examination opinions exist uncertainty.

　　虽然对上市均跃跃欲试，但业内人士认为，在当前的情况下，担保公司上市前景并不明朗。虽然行业整顿已经结束，但担保行业面临的形势，并不比2010年乐观。处于宏观经济形势下行中，以及频发的担保行业事件，让担保公司上市蒙上了一层新的阴影。

Although the listed are itch to try,But the personage inside course of study thinks,In the current situation,Guarantee the company appears on the market prospect is not clear.Although the profession reorganization has ended,But guarantee the situation facing the industry,No more than 2010 optimistic.In macro economic situation in the downlink,Frequent and guarantee industry events,Let the bonding company listed covered with a layer of new shadow.

　　“我个人觉得，担保公司上市现在还比较遥远，现在的情况，要取得监管部门的批准非常困难。”李思聪说。

"Personally, I think,Guarantee the company appears on the market now is relatively far away,now,To get the approval of the regulatory department is very difficult."LiSiCong said.

　　不过，中盈盛达和集成担保，并不以内地为唯一上市目的地。据上述佛山市金融局人士介绍，中盈盛达准备在内地或香港上市，集成担保则计划赴港上市。

but,Interference in cheng da and integrated guarantee,Not to the mainland is the only listed the destination.According to the above foshan financial bureau personage introduction,Interference in cheng da preparation in the mainland and Hong Kong listing,Integrated security is planning to visit Hong Kong listed.

　　李思聪认为，赴港上市在法律法规上并不存在障碍，无须监管部门审批，只要达到上市标准，即可挂牌上市。但单一担保公司业务单一，利润来源主要依靠担保费，且管理和财务信息不透明，成为担保公司上市的一大障碍。更为严峻的是，今年以来担保行业事件频发，且担保全行业处于低谷期，要想取得市场的认可并不容易。

LiSiCong think,To the port listed in the laws and regulations there exists no obstacle,Without supervision department for examination and approval,As long as achieve listing standard,Listed can.But a single guarantee company business single,Profit source relies mainly on the DanBaoFei,And management and financial information opaque,Be surety company listed a big obstacle.More serious is,Since this year guarantee industry frequent events,And guarantee the industry in a trough,If you want to achieve market recognition is not easy.

　　佛山市金融局数据显示，今年前三季度，佛山担保行业新增融资担保业务68亿元，仅比去年同期增长1.5%。

Foshan financial bureau data display,The first three quarters of this year,Foshan guarantee industry new financing guarantee business is 6.8 billion yuan,Only than last year the corresponding period grows 1.5%.