扎堆扎在“高薪”“高端” Gathers together into"High salary""high-end"

　　“金融专业比较好就业，选择多。”就读于芝加哥大学金融工程专业的贾冰说。随着金融市场需求的增大，如各类银行积极扩大营业网点，保险业、证券业发展壮大以及企业、机关单位税务部门的用人需求扩大等，金融专业可被提供的职位数量更多，且选择范围更广。

"Financial professional obtain employment is better,Choose more."Studying in university of Chicago financial engineering professional JiaBing said.With the increase of the financial market demand,Such as all kinds of bank actively expand business outlets,insurance/The securities industry development and enterprise/Unit of choose and employ persons organ of the tax department needs to expand, etc,Financial professional can be provide position more number,And choose a wider range.

　　好就业只是海归扎堆金融业的一个原因，更重要的原因在于金融业的高薪资与一种“高端服务业”的行业地位象征。据国家统计局今年5月份公布的各行业平均工资数据，金融业以平均年薪9万元居首。“这个数字还太保守，金融行业的工资一般与业务量、奖金挂钩，比如接到好的项目，工资往往翻倍。”北京一家信托公司的投资经理万先生说，他目前月基本工资万元以上。“与其他行业相比，金融业的薪金基准高，收益也快，如果在海外学习文科专业，就业范围窄，收益也慢。”毕业于英国杜伦大学经济与金融专业的于欣说：“一提到金融，大家就会想到银行家之类，感觉很有钱，这就是对金融行业的一种惯有印象，它象征着一定的社会地位。”

Good job just returnees gathers together one reason for the financial industry,The more important reason is that the financial industry with a high salary"High-end service"Industry status symbol.According to the national bureau of statistics released in May this year industry average wage data,The financial industry to average $90000 a year to lead."The number is too conservative,The financial industry wages generally and traffic/Bonus hook,Such as received good project,Often pay doubled."A Beijing trust investment manager Mr. Wan said,He is currently on basic pay ten thousand yuan of above."Compared with other industry,The financial industry salary high benchmark,Income also fast,If the overseas study liberal arts,Employment range narrow,Income also slow."Graduated from durham university economic and financial professional in sunny said:"At the mention of financial,Everyone will think of bankers and so on,Feel very rich,This is the financial industry to a consistent set impression,It represents a certain social status."

　　扎堆提升就业风险 Gathers together the employment risk ascension

　　扎堆金融业的海归里不乏盲目跟风者，他们出国留学时转学金融或经济专业，或就业时改行做金融。目前，我国出国留学的学生59%选择经济管理类专业。“大家都想赚快钱，一心往金融业钻。但现在大量海归竞争国内金融岗位，这说明就业形势不太好。从近几年我们公司以及同行业来看，金融业已经开始有人员过剩的迹象。”万先生说。对此，中国人民大学环境经济学教授马中也表示：“教育往往具有滞后性，选专业时都挑当时好就业的，学成后就可能就业难。当一个行业出现就业饱和或岗位需求小于求职者时，热门行业就开始降温。”

Gathers together the financial industry in the sea there is no lack of blind fellow travellers,They go abroad study abroad transfer financial or economic professional,Or employment when switching to finance.At present,In our country for overseas students choose 59% economic management specialty."Everybody wants to profit in the short run,With my whole heart to the financial industry drill.But now a large number of returnees competitive domestic financial position,This shows that the employment situation is not so good.In recent years, we have from the company and the industry to see,The financial industry has begun to have personnel signs of excess."Mr. Wan said.this,Chinese people's university professor of environmental economics in the horse also said:"Education tend to have the hysteresis quality,When choose professional pick when good employment,After learning may obtain employment difficult.When a industry in employment saturated or post demand less than when job seekers,Hot industry began to cool."

　　金融从业者面临的待业、失业、转行和职业健康等风险也在加大。就职于山西一家银行的海归张琴说：“高薪也是高风险。一笔单子有一个数据出错，背负的责任可能无法估计。固定的任务量要求也给从业者带来不小的压力。”针对金融行业的健康风险，张琴说了很多：“以我为例，正常的工作时间是朝九晚五，但是大量的准备工作以及不断地开会学习，会占用很多业余时间。更不用提业务竞争之下的心理压力有多大了，自己有时会不惜身体代价而忙碌工作。”高风险和高压力的工作状况之下，金融业从业者的流动性也很大。

Financial professionals face unemployment/unemployment/Turned and professional health risks are increasing.Shanxi worked in a bank returnees musical instrument said:"High salary is high risk.A list have a data error,Bear responsibility may not be able to estimate.Fixed task requirements for practitioners and bring a lot of pressure."According to the financial industry health risks,Musical instrument said a lot:"Take myself as an example,Normal working hours are nine to five,But a lot of preparation work, and constantly learning the meeting,Will take a lot of spare time.Not to mention the business competition under the psychological pressure how old,Their sometimes at the body cost and busy work."High risk and high pressure under working condition,The financial industry practitioners liquidity is very big also.

　　扎堆困住多项选择 Gathers together trapped multiple choice

　　“随着市场经济的发展，金融业业务量不断增大，对人力资源需求量也增大，出现海归扎堆的现象很合理也很正常，这主要是涉及供需平衡的问题。”马中说，金融行业的不断上升发展，对人力和人才还保持着很大的需求。而万经理则表示：“扎堆金融业不是个好现象，总想挣快钱，而没有做好长远的职业规划，是一种浮躁的社会心理。”

"With the development of the market economy,The financial industry is continuously increasing traffic,For human resource demand also increases,Appear returnees gathers together phenomenon is reasonable is also very normal,This is mainly involved in the problem of the supply and demand balance."The horse said,The financial industry development rising,For human and talents also kept a lot of demand.And all the manager, said:"Gathers together the financial industry is not a good phenomenon,Always want to earn profit quickly,And don't do a good long term career planning,Is a blundering social psychology."

　　“今年的很多银行、证券都在缩招，就业压力挺大的。”于欣说，她现在还在投简历等待面试。对此，马中建议：“社会需求只是择业的一方面，个人还要学有所长，根据兴趣为自己想做的事做准备。学什么不一定就做什么，但做的事情一定要能包含所学的内容。”毕业于加拿大卡尔廷大学金融学的王璐说：“刚开始找工作的时候很迷茫，不知道自己能胜任什么职位。”她现在在一家律师事务所工作，负责中外的案件对接。“一般跨国案子比较麻烦。经济案件牵涉的经济利益就更复杂，我学金融专业，加上在海外留学的语言优势，所以工作起来比较轻松。”王璐说。

"This year's many Banks/Securities are shrinkage recruit,Employment under a lot of pressure."In sunny said,Now she is still in a resume wait for the interview.this,The horse that:"Social needs just choosing profession on one hand,People will learn a director,According to the interest for the things you want to do to prepare.Learn what is not necessarily do,But do must contain the content of what they have learned."Graduated from Canada Carl's university of finance jade (wang lu said:"Just starts looking for a job very confused,Don't know if I can do what position."She is now in a lawyer's office years ago,Responsible for Chinese and foreign case butt."General multinational case more troublesome.Economic cases involve economic interests are more complicated,I learn financial professional,Add in the overseas study language advantage,So is an easy work."Jade (wang lu said.

　　（文中出现的姓名皆为化名）

(This paper appear name are alias)

　　现象 phenomenon

　　招商证券(600999,股吧)发布的2013年校园招聘在线笔试名单曾引起热议。名单中不乏麻省理工、斯坦福大学等众多国外名校的硕士生。而近日，该单位又公布了最新的面试名单，初步统计，通过在线与现场的方式参加笔试的共有约2400人，其中海归近340人。虽然这一行业竞争激烈，不过仍有如此多的海归集中在金融业拼搏。

China merchants securities(600999,guba)From 2013 released online campus recruitment written list once caused a hot debate.There is no lack of list at the Massachusetts institute of technology/Stanford university and other famous overseas many of the master.And recently,The unit and released the latest interview list,Preliminary statistics,Through online and the scene of the way in the written examination there were about 2400 people,The returnees nearly 340 people.Although the industry competition is intense,But there are still so many returnees concentrated in the financial industry struggle.