据新华社电 德国财政部长朔伊布勒6日说，德国政府当天通过了一项旨在遏制商业银行过度风险投机的法案。

According to xinhua German finance minister ShuoYiBuLe 6 said,The German government passed a aims to curb commercial bank risk speculation over the bill.

　　朔伊布勒当天在柏林举行的新闻发布会上说，此举旨在从2008年席卷全球的金融风暴中汲取教训，有效防范金融风险并最大限度保护广大普通储户的利益。他说，没有不受监管的金融市场和金融产品，商业银行在从事自营资金交易以谋求超额收益时，必须对其相应的高风险独立承担全部责任。目前，德国政府正力图逐步建立并完善金融市场监管体系，有效防范金融风险。

On the day ShuoYiBuLe in Berlin said at a news conference,The move is aimed at from 2008 across the global financial storm learn your lesson,Effective prevention of financial risks and maximum protection the ordinary the interests of depositors.He said,No regulated financial markets and financial products,Commercial Banks in engaged in operating capital transactions to seek the excess earnings,It must be the corresponding risk independently bear full responsibility.At present,The German government is trying to gradually establish and perfect financial market supervision system,Effectively guard against financial risks.

　　根据这项法案，德国境内的商业银行高风险自营交易额超过1千亿欧元或占其资产负债额五分之一以上的，必须将其从事的风险交易项目从日常金融零售业务中剥离开来，使普通储户的存款不至于因银行大额资产交易亏损而蒙受损失。而如果出现金融机构因巨额交易亏损甚至倒闭的情况，其负责人或经理人将面临高额罚金及长达5年监禁的刑罚。

According to the bill,German commercial bank within the territory of the high-risk proprietary trading volume of more than 100 billion euros ($) of the assets or liabilities of more than one 5,The risk must be engaged in the trading project from daily financial retail business of separating them,Make ordinary depositors deposit not because of the large amount of bank assets transaction losses and sustain losses.And if a financial institutions because of the huge trading losses or even collapse of the situation,The responsible person or managers will face fines and high for five years in prison punishment.

　　该项法案还要求商业银行保证在出现经营困难或金融风险等紧急情况时，自动停止继续大额交易并采取资产重组等有效行为，最大限度地降低可能出现的损失。

The bill would also require commercial Banks to ensure that appeared in the management difficulties or financial risks or other emergencies,Automatic stop block trade and take the assets reorganization and so on the effective behavior,As to minimize the loss may occur.