李高阳

Li Gaoyang

　　[ 与综合金融改革、创新和实践的进程相比，相关的监管和立法相对滞后，如缺乏系统和完善的金融控股公司立法，没有给予金融控股公司明确的法律地位。金融监管协作模式有效性有待提高，金融监管效果不理想，应尽快通过立法将其纳入健康发展的轨道 ]

[with comprehensive financial reform/Compared with the process of innovation and practice,Related regulation and legislation relatively lags behind,Such as the lack of system and improve the legislation of financial holding companies,Don't give financial holding company a clear legal status.Financial regulation coordination effectiveness model needs to be improved,Financial regulation effect is not ideal,As soon as possible legislation to be included in the healthy development of the rail]

　　在今年的“两会”上，来自央企的政协委员，对央企进行混业经营的话题颇感兴趣。

In this year's"The two sessions"On the,CPPCC members from the state,State for mixed management topic interested.

　　昨日，全国政协委员、华润集团董事长宋林在接受《第一财经日报》记者采访时表示，金融如何与实体经济产生互动，从而创造更好的平台是值得探索的，应鼓励企业创新。

yesterday,The CPPCC national committee/China resources group chairman Song Lin in acceptance[First financial daily]Reporter in an interview,Finance how to interact with the real economy,To create a better platform is worth exploring,Enterprise innovation should be encouraged.

　　华润严控关联交易风险 Huarun rein risk of related party transactions

　　华润集团是一家多元化控股企业集团，金融是其七大核心业务板块之一，华润集团旗下的华润金融控股有限公司下设华润资产管理有限公司、华润投资控股有限公司、华润信托和华润银行。

China resources group is a diversified holding enterprise group,Finance is one of the seven core business sectors,China resources group, China resources financial holding co., LTD. Consists of China resources asset management co., LTD/China resources investment holding co., LTD/China resources and China resources bank of the trust.

　　宋林对本报记者表示，珠海市商业银行（华润银行前身）过去管理不善，存在许多问题，以至于濒临破产，华润集团介入之后，华润银行发展良好，资产规模大幅提高，是华润集团产融结合的一个重要平台。

Song Lin to our correspondent says,Zhuhai city commercial Banks(China resources bank, the predecessor)In the past bad management,There are a number of problems,That is on the verge of bankruptcy,China resources group after intervention,China resources bank of good development,Improve the asset size,Is China resources group combined with an important platform.

　　本报记者查阅资料显示，截至2011年年末，华润银行总资产达到463.31亿元，营业收入达到9.69亿元，净利润为3.02亿元，归属于母公司所有者权益为67.83亿元。而同期华润集团总资产达到7654亿港元，所有者权益达到2640亿港元，实现销售收入3362亿港元，股东应占净利润174亿港元。

Our reporter check data show,As of late 2011,China resources bank total assets reached 46.331 billion yuan,Operating income reached 969 million yuan,Net profit of 302 million yuan,Vest in owner's equity of the parent company is RMB 6.783 billion.While China resources group total assets of hk $765.4 billion,Owners' equity reached hk $264 billion,Sales income is 336.2 billion Hong Kong dollars,Shareholders share of net profit of hk $17.4 billion.

　　华润集团的金控板块另一个重要平台是华润信托，截至2011年年末，华润信托净利润达到10.8亿元，紧随信托业“龙头”中信信托之后。宋林称，华润进入深国投（华润信托前身）之后，解决历史遗留问题，经过改制重组，非常重视搭建这个平台。

China resources group of gold plate is another important platform for China resources' trust,As of late 2011,Huarun trust net income of 1.08 billion yuan,Following the business"tap"After citic trust.Song Lin said,China resources into deep development investment(China resources' trust the predecessor)after,To solve the problems left over by history,After the restructuring,Attaches great importance to set up the platform.

　　“过去信托公司以投资为主，现在信托公司为客户提供金融产品，实现投资者资金的保值增值。”宋林表示，虽然华润信托具有央企背景，但严格遵守银监会等部门的监管。

"In the past mainly to investment trust company,Now trust company to provide financial products to our customers,The realization of investor funds to maintain or increase its value."Song Lin said,Although China resources trust has the background state,But the regulation strictly abide by the China banking regulatory commission and other departments.

　　宋林还强调：“央企做金控，只要严控关联交易规模和风险，没有太多问题。”

Song Lin also stressed:"Golden state do control,As long as the control connection transaction scale and risk,Don't have much problem."

　　中信遵循政策加强管理 Citic to follow the policy to strengthen the management

　　讨论金控集团的话题，一定绕不开中信集团。

Discuss the topic's group,Must not open around the citic group.

　　中信集团是中国经济改革的重要试点和对外开放的重要窗口。中信集团下属的金融类公司包括中信信托、中信投资控股、中信银行(601998,股吧)、中信国际金控、信诚人寿、中信证券(600030,股吧)等，具有多张金融牌照。

Citic group is one of the important pilot China's economic reform and an important window for opening to the outside world.Citic group's financial companies including citic trust/Citic investment holding/China citic bank(601998,stocks)/Citic international gold point/Citic-prudential life insurance/Citic securities,(600030,stocks), etc.,With more Zhang Jinrong licence.

　　全国政协委员、中信集团董事长常振明昨日对《第一财经日报》记者表示，由于中国实施分业经营和分业监管，金控的探索和推进，应适应法律法规的要求，作为金控只是管理机构，并不是整体的机构。

The CPPCC national committee/Citic group chairman chang zhenming for yesterday[First financial daily]reporters,Because of China's implementation of separate operation and supervised respectively,An exploration and propulsion,Should adapt to the requirement of laws and regulations,As a gold point is management organization,Is not the whole institution.

　　在谈及泛资产管理问题时，常振明指出，各金融机构应在国家法律法规、一行三会的政策框架内进行组织设计。中信信托是中国最大的信托公司，正在进行产品创新。

When referring to generic asset management problem,Mr Chang said,All financial institutions should be in the national laws and regulations/A line of three policy within the framework of organizational design.Citic trust is China's largest trust companies,Ongoing product innovation.

　　截至2011年底，中信集团总资产32771亿元，净资产2051亿元，全年实现营业收入3190亿元，净利润365亿元。同期，中信信托实现营业收入37.47亿元，同比增长57%；净利润19.2亿元，同比增长73%；净资产收益率约为30%。

By the end of 2011,Citic group total assets of 3.2771 trillion yuan,Net worth of $205.1 billion,Annual business income is 319 billion yuan,Net profit of 36.5 billion yuan.At the same time,Citic trust to achieve the business income is 3.747 billion yuan,Up 57% from a year earlier;Net profit of 1.92 billion yuan,Up 73% from a year earlier;Return on equity of about 30%.

　　光大十年“磨剑” Everbright for ten years"Grinding sword"

　　与中信集团并称为中国金融业综合经营的桥头堡——光大集团，其改革重组问题终于在十年之后接近尘埃落定。

With citic group is referred to as the bridgehead of China's financial industry comprehensive management -- everbright group,The reform and restructuring problem finally close to the dust settles after ten years.

　　光大集团在境内的主要金融企业有光大银行(601818,股吧)、光大证券(601788,股吧)、光大永明人寿、光大金控，去年12月20日，光大集团与甘肃省政府签订甘肃信托资产重组合作意向书，拟收购其35%股份，成为第一大股东，然后实现增资扩股。这标志着光大集团进一步做实“金控”，填补其业务空白。

Everbright group in the nation's leading financial firms have the everbright bank(601818,stocks)/Everbright securities(601788,stocks)/Everbright everbright life/Daikin light control,On 20 December last year,Everbright group cooperation letter of intent signed with the government in gansu province gansu trust assets reorganization,To buy a 35% stake,Become the first big shareholders,And then achieve increase endowment spread.It marks the everbright group to do further"Gold point",Fill the gaps in their businesses.

　　全国人大代表、光大集团董事长唐双宁昨日对记者表示，光大银行是光大集团最主要的金融企业，近日光大银行首家境外分行在香港揭幕，标志着光大银行迈出国际化战略的历史性一大步。光大银行目前正在研究和推进包括H股IPO在内的外源式资本补充方式，一旦确定具体融资方案，光大银行将按照上市公司的有关监管规定公开披露信息。

The National People's Congress/Everbright group chairman Tang Shuangning yesterday told reporters,Everbright bank is the most major financial firms everbright group,Everbright bank recently unveiled the first overseas branch in Hong Kong,Marks a big step in international strategy of historic everbright bank.Everbright bank is currently in research and advance of foreign capital, including h-share ipos supplementary way,Once the financing options,Everbright bank will be in accordance with the related regulations of the listed company information disclosure.

　　本届“两会”，唐双宁提交《关于加快我国金融行业综合发展及金融控股公司立法的建议》，建议尽快通过立法将金融控股集团公司纳入健康发展的轨道。

the"The two sessions",Tang Shuangning submitted[About speeding up China's financial industry comprehensive development and the financial holding company legislation suggestion],Advice as soon as possible through the legislation of financial holding group company incorporated in the healthy development track.

　　唐双宁在人民网(603000,股吧)访谈中表示，从实践层面看，中国金融综合经营近年获得长足发展，已出现多种模式，包括金融控股集团公司模式。而与综合金融改革、创新和实践的进程相比，相关的监管和立法相对滞后，如缺乏系统和完善的金融控股公司立法，没有给予金融控股公司明确的法律地位。金融监管协作模式有效性有待提高，金融监管效果不理想，应尽快通过立法将其纳入健康发展的轨道。

Tang Shuangning in People's Daily online(603000,stocks)Said in a interview,From the practical level,China's financial comprehensive operation has achieved great development in recent years,There has been a variety of patterns,Including financial holding group co., LTD. Model.With comprehensive financial reform/Compared with the process of innovation and practice,Related regulation and legislation relatively lags behind,Such as the lack of system and improve the legislation of financial holding companies,Don't give financial holding company a clear legal status.Financial regulation coordination effectiveness model needs to be improved,Financial regulation effect is not ideal,As soon as possible legislation to be included in the healthy development track.