金融混业经营是趋势，但监管制度的改革时机尚未成熟。

Financial mixed management is the trend,But the time is not yet ripe for the reform of regulation system.

　　昨日，中央机构编制委员会办公室副主任王峰在回答记者提问时坦言，现在基本上还是实行分业监管，金融混业监管是一个发展趋势。但“金融大部制改革，问题很复杂，作为改革研究者，我们自己都拿不准”。

yesterday,The establishments of wang feng, deputy director of committee's office said when answered reporters' questions,Shall be adopted by now basically or regulation,Financial mixed regulation is a development trend.but"Finance the super-ministries reform,It's a very complicated question,As the reform of researchers,We are not sure yourself".

　　他的“拿不准”是：在当前情况下，我国有无可能通过体制改革，从分业监管一步过渡到混业监管？现在是否到了真要改的时候？

his"Not sure"is:In the current circumstances,Possible through system reform in our country,From separate regulatory step transition to mixed regulation?If's time to change now?

　　金融大部制改革一直是市场关注的焦点话题，在分业监管的现状下，混业经营成为趋势。对此，本报上周采访了多位出席两会的人大代表、政协委员，以《大资管时代金融综合监管已成必然趋势》为题，集中报道了业界对这一问题的看法，受到社会广泛关注。

Financial the super-ministries reform has been the focus issues concerned by the market,Under the current situation in supervised respectively,Mixed management become the trend.For this,This newspaper quizzed to attend two sessions of the National People's Congress representative last week/Chinese people's political consultative conference committee,In order to[Large comprehensive financial regulatory information era has become a inevitable trend]entitled,Focusing on the view of the problem,Wide attention from society.

　　今年政府工作报告强调，要守住不发生系统性和区域性金融风险底线，引导金融机构稳健经营，加强对局部和区域性风险以及金融机构表外业务风险的监管，提高金融支持经济发展的可持续性。

This year's government work report emphasized,Keep not systemic and regional financial risk the bottom line,Encourage financial institutions to the steady operation,Local and regional risk, and financial institutions to strengthen off-balance sheet risk regulation,Increase financial support for the sustainable development of the economy.

　　“在未做好充分准备前，很难把握金融监管大部制改革可能存在哪些风险，若贸然合并，也许还会交叉传导或催生金融风险，不仅无法监管好，还可能导致金融机构经营出现问题。”中央财经大学中国银行(601988,股吧)业研究中心主任郭田勇说。

"In front of the not fully prepared,It is hard to grasp what risks may occur the super-ministries reform of financial regulation,If rushed to merge,May also cross conduction or create financial risks,Not only can't good regulation,It can also cause financial institutions handling problems."The central university of finance and the bank of China(601988,stocks)Industry, said guo tianyong, director of the center for the study.

　　“拿不准，怎么办？就得稳一稳、看一看，看准了再动这块。究竟怎么动，要有一个研究和实践过程。”王峰说。

"Not sure,What to do?Have to stabilizing a steady/Take a look at,To touch the target.What move,To have a study and practice process."Mr Wang said.