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我在华尔街做风险管理--亲民维稳网络舆情监测室
2013-03-15

  江平在华尔街的十几年看上去顺风顺水,其实跟他个人的勤奋和敬业密不可分。

Jiang ping in more than a decade on Wall Street look well,As his personal hard work and dedication go hand in hand.

  40多岁的江平是Alliance Bernstein 资产管理公司另类投资风险管理部的主管。该公司是一家管理4000多亿美元的全球性资产管理公司。公司在曼哈顿中城有一栋气派的大楼。见到江平时,他穿着烟灰色的西装,显得干净利落。当时已经是晚上6点45分,他仍在灯火通明的办公室工作

Jiang is in her forties Alliance Bernstein, asset management, head of alternative investment risk management.The company is a company with more than $4000 of global assets management management company.Company has a grand building in midtown Manhattan.See jiang at ordinary times,He wore a smoky gray suit,Look clean.At that time is 6 PM 45 points,He was still working in the bright lights in the office.

  经过19年的打拼,江平已经从一名产品咨询师不断升级为资深副总裁。

After 19 years,Jiang has escalated from a product consultant to senior vice President.

  每周工作60小时以上

Work 60 hours a week

  和江平说话时,他总是面带微笑,慢条斯理。掐指一算,他来美国已近20年。 回想当年,一切都显得那么顺利和理所当然,江平大学本科毕业并在国内工作两年多后,于1994年来到美国攻读计算机硕士。毕业后先在一家咨询公司工作,1998年进入美林证券,负责计算机数据分析,并同时在职攻读哥伦比亚大学金融工程专业。

And he spoke,He is always smiling,slow.Pinch refers to a calculate,He came to the United States has nearly 20 years. Back then,Everything is so smooth and taken for granted,Jiang university undergraduate course and work at home more than two years after graduation,Came to the United States in 1994, master degree on mba in computer.Before working in a consulting company after graduation,Enter the bank of America merrill lynch in 1998,Responsible for computer data analysis,Majoring in financial engineering at Columbia University and at the same time working.

  “2000年左右,随着网络时代的泡沫,金融业也随之大发展。当时,许多金融公司纷纷招贤纳士,我的朋友中每星期都可以听到跳槽的消息。”江平说,“但是我觉得自己还有很多东西需要学习,所以一直留在公司。”

"Around the year 2000,Along with the network era of bubbles,Financial sector development.At that time,Many financial companies, recruiting,Of my friends can hear job-hopping news every week."Jiang Pingshui,"But I think I still have a lot of things to learn,So has been stay in company."

  2003年可以说是江平事业上的新起点,他离开了工作近5年的美林,来到当时还是很小的一家公司Risk Metrics。当时公司员工以白人为主,相当部分为犹太人。

In 2003, is a new starting point of jiang's career, so to speak,He left the work nearly five years of merrill lynch,To Risk Metrics was still a small company.When employees is given priority to with white,Quite a part for the jews.

  “这个公司文化非常好,相当于一个新成立的公司,我当时希望做分析,不过事与愿违,后来成为一名和客户直接面对面的产品咨询师。”

"The company culture is very good,Equivalent to a newly formed company,I hope to do analysis,But backfire,Went on to become a and customer face-to-face product consultant directly."

  江平的任务就是做量化分析和模型,为客户解释公司的金融风险管理产品,回答跟技术相关的问题。他的工作必须经常做演讲或者进行电话沟通,这对英语非母语的江平不能不说是一种挑战。

Jiang's task is to do quantitative analysis and model,Explain the company's financial risk management products to the customers,Answer questions associated with technology.His work must often make a speech or telephone communication,The non native speakers of English he is a challenge.

  “一开始压力非常大。不过这家公司愿意投资来帮助员工成长,我们有各种演讲和销售的培训机会;另一方面,我所做的技术讲解是我擅长的,我只要把问题分析清楚就可以了。”江平说,“金融行业是一个很务实的行业,不管你语言能力如何,最终还是要看能否解决问题。”

"Pressure is very big.But the company is willing to invest to help employees grow,We have all kinds of presentations and sales training;On the other hand,I do technical advice is my good at,I just have to clear the problem analysis."Jiang Pingshui,"The financial industry is a very practical industry,Regardless of your language ability,Ultimately depends on whether it can solve the problem."

  为了让自己技术能力突出,江平平均每星期工作60小时以上。2005年,江平进公司两年后,首次被升职成经理,管理4个人。

In order to let their technical ability,Jiang's work 60 hours or more per week on average.In 2005,,Jiang Pingjin company after two years,Be promoted to manager for the first time,Management of four people.

  “我的同事也都是我的朋友,他们同样优秀,所以当时如果提拔他们的话,我给他们做,也会心服口服。”江平说,“我的标准很高,对自己要求高,对别人要求也高。压力是自我施加的。”

"My colleagues are my friends,They are also good,So if they promoted at that time,I gave them to do,Also can take orally."Jiang Pingshui,"My standard is high,High to own request,Requirement is high also to others.Stress is a self-imposed."

  从小经理到资深VP From the manager to the senior VP

  风险管理,不像交易员的工作那么刺激,他们不会转眼间几百万美元在手下进出,但是,他们却是金融公司不可缺少的保护伞。

Risk management,Not as stimulating as traders work,They won't be in and out of millions of dollars in the hands in a twinkling of an eye,but,They are indispensable to financial firms.

  “基金经理从他们的角度来考虑投资风险,而我们就好像是二道把关。我们会用和他们不同的模型来判断现在和将来的风险以及可持续性。因为我们的客户不仅仅要看现在的情况,还要看未来的风险是否可预期、是否有稳定性。”江平这样形容他的工作。

"Fund managers consider the investment risk from their point of view,And we are like two way.We will use and their different models to determine present and future risks and sustainability.Because our customers not only depends on the situation,Also look at whether the risk can be expected in the future/If there is a stability."He described his work.

  江平在Risk Metrics公司7年多的时间里,这家主要为金融客户提供各种程序和服务来进行风险管理的公司,营业收入几乎每年上涨40%。江平回忆,2003年公司收入5000万美元左右,到2010年它和MSCI合并时年收入已经达到4亿美元,公司雇员从最初的约200人成长到 2000人。江平也从一个小经理成长为管理40多人的部门主管,负责管理公司的南北美洲售前售后业务。

Jiang ping in Risk Metrics company more than 7 years,The major offers a variety of programs and services for customers of financial company to risk management,Revenue of almost 40% a year.Jiang recalled,In 2003 the company around $50 million in revenue,By 2010 it and the MSCI combined age income has reached $400 million,Company employees from the initial growth of about 200 people to 200 people.Jiang also grow from a small manager for department in charge of more than 40 people,Is responsible for managing the company's north and South America pre-market after-sales service.

  “我也是和大家一起成长的。”江平说,“我们公司的成长和大环境很有关系,因为越来越多的金融公司开始重视风险管理,愿意用我们的产品,所以我们的销售越来越强劲。”

"I also grow together with everybody."Jiang Pingshui,"Has much to do with our company's growth and the environment,As more and more financial firms began to attach importance to risk management,Willing to use our product,So our sales more and more strong."

  对于江平来说,和客户一起发展至关重要,在满足客户当前风险管理需求的同时,他还常常付出额外的时间,了解业界的趋势,从而能够保证公司的产品与时俱进。“努力比竞争对手提早半步。”

For he,Development together with customers is very important,In the current risk management requirements meet the customer at the same time,He also often pay extra time,Understand the industry trend,To ensure the company's products to keep pace with The Times."Efforts to half a step ahead of competitors."

  2011年,江平进入Alliance Bernstein,工作强度更大了。

In 2011,,Jiang ping into the Alliance Bernstein,There is a greater intensity of work.

  “我一般在早晨的地铁上就开始读金融新闻,并和现在的仓位情况综合起来,在市场的大背景下,考虑模型和数据分析。”

"I usually start reading financial news on the subway in the morning,And now the positions together,Under the background of the market,Considering model and data analysis."

  进入办公室后,江平开始阅读内部的风险报告,如果有什么问题,就和基金经理讨论。一上午经常转眼就这样过去了。

Enter the office,He started to read internal risk report,If you have any questions,It discussed and fund managers.Morning has been so often.

  “如果我对某个仓位有所疑问,我会直接去和基金经理交流,大部分时候,双方会就某一个仓位的风险达成一致。”江平说,“退一万步,如果和基金经理交流后,我仍旧认为该仓位风险过大,而基金经理不愿意采纳我的意见,那我会汇报给我们的首席风险官和CEO。他们一般都会支持我。这样的支持在金融危机前是不太可能的,但是金融危机后,金融行业明显对风险管理重视起来。”

"If I have my doubt to a position,I will go directly to communicate with managers,Most of the time,Both sides will agree on a certain risk positions."Jiang Pingshui,"Back ten thousand steps,If and fund managers after the communication,I still think the positions too risky,But fund managers are reluctant to adopt my opinion,Then I will report to our CEO and chief risk officer.They are generally supportive of me.Such support before the financial crisis is unlikely,But after the financial crisis,Financial industry is obvious for risk management."

  下午,他还要和基金经理开会,处理各种事务等;市场收盘后,他则要关心当天的市场如何,和昨天的风险预期是否吻合。

In the afternoon,He has to and fund managers for the meeting,Deal with various affairs, etc;After the market closes,He is concerned about the market that day,And it fits the risk forecast yesterday.

  “如果市场有很大的变动,我们就会比较紧张,因为要确保所有的风险控制万无一失。”

"If the market has great changes,We will be more nervous,Because want to make sure that all of the risk control."

  也正是因为他的敬业精神,如今江平已经是公司资深副总裁,级别仅低于CEO等。

It was also because of his dedication,Now he has is senior vice President of the company,Level just below the CEO, etc.

  下班不代表工作结束 Don't work on behalf of the end of work

  和很多成家立业的金融工作者一样,江平家住在离公司一个半小时的新泽西中部Livingston市,那是一个中上产阶级聚集的地方。江平坦言,当初选择那里,主要是考虑到学区好,适合儿子读书,然而代价就是他和妻子每天上下班要开车转地铁,每天来回3个小时的交通时间。他一般早晨7点多出门,9点不到进办公室,晚上起码7:30后才出办公室,9点多才到家。

Like many adults financial worker,Jiang's family lived in one and a half hours from the office of the central Livingston, New Jersey,It is a upper middle class gathered place.Jiang said,I chose it,Mainly considering the good school district,Suitable for son to read,However the price is he and his wife to and from work every day to transfer to the subway car,Three hours of traffic back and forth every day.He generally more at 7 o 'clock in the morning to go out,Not into the office at 9 o 'clock,At least 7 at night:Only after 30 out of the office,Don't get home more than 9 points.

  “到家正好赶上儿子上床睡觉,大概有十多分钟可以跟他讲话。”江平笑着说,“我周末会弥补一下,给他当司机,如果他要参加活动,或者和同学玩的话。

"Arrived home just in time for son to go to bed,There are about more than ten minutes to talk to him."Jiang Pingxiao said,"I will make up for the weekend,Give him when the driver,If he will take part in activities,Or play with your classmates.

  其实,对于江平来说,回家并不代表一天工作的结束,由于Alliance Bernstein是一家全球性的大公司,有些信息会很晚才获得,所以,回家有时还要工作。

In fact,For he,Home doesn't mean the end of the day's work,Due to the Alliance Bernstein is a global company,Some information will be very late,so,Sometimes working at home.

  “有时候老板白天会比较忙,晚上才给我们写信,询问相关的工作,一般他们的邮件都很重要,我看到都会回信。”江平说。

"Sometimes, the boss will be busy during the day,In the evening to write to us,Ask related work,Generally they are important mail,I see will reply."Jiang Pingshui.

  和江平说话间,公司的员工早已走得差不多了,整个办公室显得静悄悄的。江平说,其实他的老板也还在办公室。辛苦的并不只是他一个人。

Talk to jiang,The company's employees go about already,The whole office was quiet.Jiang Pingshui,In fact his boss also still in the office.Not only he a man of hard work.



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