中银国际副执行总裁、前海咨询委员会15名顾问之一的谢涌海日前表示，前海是中国未来10年金融发展以及资本开放的新模式，前海将被打造成又一个离岸中心，前海应同时允许发展离岸以及在岸业务，未来成功关键还需建立有效的金融防火墙。

Boc international executive vice President、The sea before advisory committee 15 one of the sea of XieChong adviser said yesterday，The sea before China's future is 10 years of financial development and the new mode of open capital，Will the sea before is hit to cause another offshore center，The sea before should also allow offshore and business development bet，The key to success in the future to establish an effective financial firewall。

　　谢涌海指出，前海作为中国资本开放的试验田，需要为离岸以及在岸的资本流动建立金融防火墙。他建议，可在银行账户方面建立离岸以及在岸两个账户，其中大原则是，中央银行可根据不同情况，鼓励内地资金“向外走”，有限度允许在岸市场多余的资金拆借到离岸市场，但是流出到离岸市场的人民币资金则不能任意拆借回在岸市场，以保证中国内地的金融安全。他表示，日本此前采取此种类似的“两个账户”运作方式，在规管资本流动方面十分有效。

XieChong sea points out that，As the sea before China's capital of the opening of the experimental plot，Need for offshore and bet capital flows to establish financial firewall。He suggested that，But in the bank account to build an offshore and bet two account，In big principle is，The central bank may, according to the different conditions，Encourage the mainland capital“To go out”，A maximum bet allow market extra money lending and borrowing to offshore market，But out of the market to offshore RMB funds are not borrow any bet back to the market，To ensure that the mainland of China's financial security。He said，Japan had to take this kind of similar“Two account”Operation way，In the regulatory capital flows is very effective。

　　谢涌海表示，前海应当建立一个超级金融管理局，以适应金融混业经营的管理，下面再设立银行业、证券业、保险业等分管部门。他认为，前海作为中国内地的金融实验区，不应当延续内地目前金融分业经营的旧模式，这样会阻碍金融创新，而应适应国际趋势，尝试允许混业经营。

XieChong sea said，The sea before shall establish a super financial administration，In order to adapt to the financial mixed operation management，Set up again below the banking industry、securities、Department for insurance industry, etc。He thinks，The sea before as the mainland of China's financial area，The mainland should not continue the current financial separate operation of the old model，This will hinder financial innovation，And should be adapted to the international trend，Try to allow mixes industry the management。

　　谢涌海建议，进驻前海的企业要以子公司或集团公司的形式出现，而不是分公司，这是由于子公司是一个独立的公司，有利于在前海进行金融尝试以及风险管理，而不会传导风险到母公司或其他地方。在前海的公司应允许同时进行离岸以及在岸业务，可允许进行同业拆借、企业贷款、企业信贷以及贸易融资业务，此外，两地民间资本可在离岸市场层面上互相流动，在前海的企业可以选择到内地或香港进行融资或投资，如果前海资金需要进入内地实体经济，需要通过外国直接投资（FDI）进行申请。

XieChong sea Suggestions，In the enterprise to the sea before with subsidiaries or group in the form of company，Not branch，This is because the subsidiary company is an independent company，In the sea before to try and financial risk management，Without conduction risk in parent company or other place。The company shall be allowed to be in the sea before and offshore bet and business，Allow for interbank lending、Enterprise loan、Enterprise credit and trade financing business，In addition，Both private capital can offshore in the market level flow of each other，In the sea before the enterprise may choose to the mainland and Hong Kong for financing or investment，If the sea before capital need to enter the mainland economy，Need through foreign direct investment（FDI）To apply。

　　此外，谢涌海建议放宽两地的人才流动限制，可进行两地人才资格互相认证；在企业发生商业合同纠纷时，诉讼将可选择在内地或者香港进行，适用所选地法律。

In addition，XieChong sea suggested relaxing restrictions by the flow of talent，The two talents can be each other qualification authentication；In the business enterprise happening when a contract dispute，Lawsuit will choose in mainland China or Hong Kong，Applicable to the law of the selected。

　　对于中银国际的业务发展方面，谢涌海表示，未来中银国际将重点发展企业融资、收购兼并以及私人理财业务，其中在企业融资方面，人民币债券业务将是一大重点。他指出，去年中银国际在人民币发债业务上排行第一，并预计今年在香港市场上的人民币发债总额将达1500亿元。（徐欢）

For the China international business development，XieChong sea said，The future of China international will focus on developing enterprise financing、Acquisition and merger and private finance business，Among them in corporate finance，RMB bonds business will be a big focus。He pointed out that，Last year in the China international business ranking first translated，And in the Hong Kong market this year is expected to total debt issuing RMB of up to 150 billion yuan。（XuHuan）