实际上，100个项目到最后上市成功的不到30个项目，成功率也就20%-30%左右 In fact，100 a project to the last less than 30 listed successful project，The success rate is 20% to 30%

　　理财周报记者 丁青云 杨庆婉 黄剑/文

Finance DingQingYun YangQing wan HuangJian weekly newspaper reporter/text

　　一岁多的小维尼也许以为，父亲只是和往常一样，要出一趟很长的差。他太小了，还无法理解，这一次的告别是永远。

One more little whinny the pooh may think that，Father is the same as it was，A trip to a very long poor。He is too young，Still can't understand，This time the farewell is forever。

　　8月7日清晨，国信证券保荐代表人郭熙敏，突发心肌梗塞，7点钟左右送往北京武警总医院抢救。4个小时后，还没来得及过33岁生日的郭熙敏，带着对父母妻儿的无限眷恋，与世长辞。

Early in the morning of August 7,，GuoXiMin sponsor representative expressed securities，Had an attack，7 o 'clock sent to Beijing armed police general hospital。Four hours later，Not enough time over 33 years old of birthday GuoXiMin，Armed with a wife and children, parents boundless attachment，died。

　　“实在太意外了。老郭那天在家起床后，感到不舒服，和孩子玩了一会，后来叫了救护车，车还没到，人已经不行了。”国信证券内部人士透露。

“Was so wrong。LaoGuo day after get up at home，Feel uncomfortable，And children play for a while，Later called an ambulance，Car haven't to，People have not。”Expressed securities source said。

　　在此之前，郭熙敏的社会标签是投行保代。他在微博留下的最后签名档是“脚踏实地，为国家卖力”。去世前一天，他还在指导同事制作保荐项目东易日盛（东易日盛家居装饰集团）的路演推介PPT。去世前两天的周末，他还在熬夜加班。

Before this，GuoXiMin social label is the generation of investment Banks。He left in micro bo last signature is“down-to-earth，For countries hard”。Died the day before，He also made sponsor project in guiding colleagues yi richeng（Yi richeng household adornment group）Roadshow promote PPT。Died two days before the weekend，He stayed up in overtime。

　　离开时，他仅仅是一位纯粹的儿子，丈夫，父亲。他甚至还来不及和从湖北老家赶到北京的年迈双亲告别。资本市场的诡异复杂，投行金领保代职业的风光与压力，艰辛与荣辱，已是身外事。

leave，He is just a pure son，Her husband，father。He even too late and get to Beijing from hubei hometown of aging parents goodbye。Capital market weird complex，The generation of professional investment Banks jinling scenery and stress，Hard and honor，Already is foreign affairs and。

　　这位年轻保代的猝然离世，触动了每一个投行人心底那根脆弱的弦。“大家只看到我们光鲜的一面，却不知道我们付出了多少汗水，承受了多大压力。”一位保代心痛地表示，“郭熙敏不会是最后一个。”

The young generation of jerking away from the world，Touches every heart for the root of the fragile string。“You see only we showcase side，But don't know how much we pay a sweat，How much under pressure。”A the generation of heartache to said，“GuoXiMin won't be the last。”

　　而牺牲健康为代价的高强度工作、日益激烈的IPO业务竞争、越来越高的监管要求、越来越重的责任，让保代以及一线投行人员面临着不能承受之重。

To sacrifice health at the expense of the high strength work、The increasingly fierce competition IPO business、More and more high regulatory requirements、More and more heavy responsibility，Let the generation and a line investment Banks face unbearable personnel heavy。

　

　保代之死 The generation of the death of

　　去世前，郭熙敏心里一直惦记着，到路演发行冲刺关键阶段的东易日盛。8月5日、6日周末两天，为了赶项目进度，郭熙敏加了班。

Before he died，GuoXiMin heart had been thinking about，To issue the sprint phase of key staging yi richeng。August 5,、6, two day weekend，In order to catch the project schedule，GuoXiMin added a class。

　　作为东易日盛的签字保代，郭熙敏需要事无巨细地打点好路演安排，包括推介PPT，与询价机构沟通等一系列的细节。

As the signature of the yi richeng the generations，GuoXiMin need to execute temporary road shows arrangement，Including promote PPT，And inquiry agencies such as the details of the series of communication。

　　东易日盛今年5月9日过会，虽然目前还没有拿到发行批文，但发行市场的低迷现状，让郭熙敏和他的同事们不敢有丝毫懈怠，提前做好准备工作。

Yi richeng on May 9, this year ever，Although there is no get approval issued，But circulation market downturn the status quo，Let GuoXiMin and his colleagues can't any slack，Prepared in advance。

　　8月6日早上9时，郭熙敏发布了其生前的最后一条微博，转发了一条崔永元关于对待“抱怨”看法的微博。

August 6, at 9 in the morning，GuoXiMin released before his death last a micro bo，Forwarding a cui always dollar about treatment“complain”Views of micro bo。

　　8月7日上午，郭熙敏并没有出现在办公室，同事以为他前几天加班太辛苦会迟点来，并没有太在意。

On 7 August morning，GuoXiMin and did not appear in the office，A few days before his colleagues thought overtime work too hard will come later，And not too concerned。

　　噩耗突如其来，让所有人都难以置信。彼时，郭熙敏的项目组同事们，正在进行一场热烈的会议，会议被立即中断。中午12点半左右，国信证券总部对外确认了这一消息。

Sudden news，Let all people are incredible。Back then，GuoXiMin project team of colleagues，On a warm meeting，The meeting is immediately interrupt。About half past twelve noon，Securities headquarters expressed foreign confirmed the news。

　　“昨天（8月7日）中午有人告诉我这个消息，我的第一反应是开玩笑，后来证实没说错，我觉得很不公平。”龙星化工(002442,股吧)董秘江浩哽咽：“他还那么年轻，很有朝气，脸上总带着笑容。”

“yesterday（August 7,）Noon someone told me the news，My first reaction was joking，It turned out that right，I feel very unfair。”Longxing chemical(002442,Shares it)Dong secret JiangHao SOB：“He is so young，Very youthful，Always with a smile on his face。”

　　龙星化工是郭熙敏签字的第一个IPO项目，2007年这家公司开始筹备上市，当时作为国信证券保荐团队成员的郭熙敏才28岁。

Longxing chemical is GuoXiMin signed the first IPO project，In 2007 the company preparing for listing，That time as securities sponsor team members expressed the GuoXiMin just 28 years old。

　　“很痛苦，以前的点滴回忆都浮现出来了”，龙星化工董秘江浩难掩悲伤，“我们接触得比较早，他人很好，接近1米8的个子，不注意穿着，但言谈举止很儒雅。”

“Very pain，Every bit of memory before emerge”，The secret to JiangHao longxing chemical Chou yan sad，“We contact early，Others very good，Close to 1 m 8 stature，Do not pay attention to in，But very elegant manners。”

　　“做事很仔细”，这是郭熙敏留给江浩最深的印象，“他很敬业，我接触过不止一位保代，投行写的材料水平差异很大，但每次上报郭熙敏都很快有反馈。”

“Work very carefully”，This is GuoXiMin to JiangHao the most impressed，“He is very dedicated，I contact with more than one the generations，Investment Banks to write material level difference is very big，But every time GuoXiMin report all soon have feedback。”

　　曾与郭熙敏共事不止三个月的东易日盛证券部一位女士也回忆：“他思考敏锐、很尽职尽责，周末经常加班，但对人很细心体贴，我是女生，晚上加班他会让我先回。”

Once and GuoXiMin work with more than three months of yi richeng stock certificate department to a lady and memories：“He think keen、Very conscientious，Weekend often work overtime，But the people are very thoughtful，I am the girl，Evenings he will let me go back to。”

　　除了奔波劳累的工作，郭熙敏心里最柔软的地方是两周岁不到的儿子维尼。郭熙敏把自己的微博取名为“老郭和维尼”。

In addition to rush about of hard work，GuoXiMin heart the most soft place is less than two years old son whinny the pooh。GuoXiMin oneself of the micro seeks named“LaoGuo and whinny the pooh”。

　　在外地深夜加班之时，郭熙敏不忘转发与育儿相关的微博，这个爱儿子的父亲，只能将对儿子的爱，含蓄地隐在自己的微博里。

In the field of late into the night to work overtime，GuoXiMin does not forget to forward and parenting related micro bo，The love of the father son，Only to the son will love，Implicit in their veiled slightly bo。

　　“我觉得他是前期太辛苦了，东奔西跑，埋下病根。另一方面是心态，他的小孩那么小照顾不到，心里也着急。”江浩说。

“I think he is early too hard，Running here and there，Buried at the source of the trouble。On the other hand is a state of mind，He can't take care of the children so young，In the mind also worry。”JiangHao said。

　　2010年12月10日，郭熙敏儿子出生，他并不在场，之后满月、百日亦然。“我已连续出差了三个月！什么满月，什么百天，我都错过了。这是什么狗屁投行！！！”2011年3月26日，郭熙敏在微博上发出如此悲凉的感慨。

December 10, 2010，GuoXiMin son was born，He is not present，Full moon after、One hundred day vice versa。“I've been on business for three months！What the full moon，What one hundred days，I missed the。This is what nonsense investment Banks！！！”March 26, 2011，GuoXiMin in micro bo out on so dismal regrets。

　　今后，在儿子未来的每一个重要场合，他都将永远缺席。

In the future，In each of the future son important occasions，He will never miss。

　　精英之痛 Elite pain

　　死者长已矣。

The dead long already yi。

　　8月9日上午，八宝山东北角白楼东礼堂，300多人参加了郭熙敏的追悼会。门内外堆满了花圈，国信证券投行部十八个投行业务团队一一送上花圈。郭熙敏生前所合作的公司荣盛发展(002146,股吧)，慈星股份(300307,股吧)、华业地产(600240,股吧)等，不少和郭熙敏打过交道的律师事务所、会计师事务所以及同行，也纷纷献花致意。人们安静地排着队，给“老郭”送行。

August 9, morning，The northeast corner of babaoshan white/f., east，More than 300 people took part in the GuoXiMin memorial service。Both inside and outside the door was a wreath，Securities investment Banks expressed the eighteen investment banking team on one of the unknowns。GuoXiMin were the company rongsheng development cooperation(002146,Shares it)，CiXing shares(300307,Shares it)、Huaye real estate(600240,Shares it)etc，Many and GuoXiMin dealt law firm、Public accounting firms and peers，Also in succession regards flowers。People lined up quietly，to“LaoGuo”off。

　　追悼会上，郭熙敏年迈的父亲悲痛难抑，妻子亦数度泪如雨下。据悉，郭熙敏的不少高中、本科、研究生同学从各地飞过来，送同学一程。

Memorial service，GuoXiMin old father grief or difficult，His wife is also a number of shed countless tears。It is reported，GuoXiMin many of the high school、Bachelor degree、Graduate students from all around fly，Give students a ride。

　　在同学眼中，郭熙敏是个不折不扣的成功者。在郭熙敏的身上，代表着相当一部分出身草根的精英。他们出生于小城镇，缺乏背景，自小成绩优秀，一路名校，智商卓越，上进心强烈。

Students in the eyes，GuoXiMin is a real success。In GuoXiMin's body，Represents a considerable part of the elite from the grassroots。They was born in small towns，Lack of background，Excellent achievement from，School all the way，IQ excellence，Strong desire to do better。

　　这位从湖北黄冈广济县走出的投行精英，少年考入湖北著名的黄冈中学高中部，后考上人民大学。大学时，郭熙敏学的是房地产经营与管理专业，并非金融专业。郭熙敏随后考研考上了五道口人民银行研究生部金融专业。

The hubei province, china.the GuangJiXian from investment Banks out of the elite，Young was admitted to hubei famous huanggang school middle school，After the people's university examination。college，GuoXiMin studies is the real estate business and management professional，Not financial professional。GuoXiMin then one's deceased father grind admitted to the wudaokou people's bank graduate department in finance。

　　“那时候，他还是抱着吉他弹琴的男孩，一个性情中人。他个头高，但瘦。一直很努力，也很拼命。很勤奋，很用功。”郭熙敏人大本科隔壁宿舍的同窗回忆。

“At that time，He still hold the boy play guitar，A temperament middleman。He is tall，But thin。Have been trying，Also hard。Very hard，Very hard。”GuoXiMin people's congress next door dormitory classmate undergraduate memories。

　　2005年，郭熙敏从五道口毕业后，进入国信证券投行部。随后，郭熙敏通过保荐代表人考试，2008年2月28日，正式成为注册保代。这几乎是拿到注册保代资格最快的时间纪录。

2005 years，GuoXiMin from wudaokou after graduation，Securities investment Banks into expressed department。then，GuoXiMin through the sponsor representative exam，February 28, 2008，Officially registered as the generations。This is almost to the generation of qualification registered the fastest time record。

　　“大部分保代都是没有什么背景的，本身通过保代资格考试，就是一个非常大的考验，一般人吃不了这个苦。有背景的也不愿遭这个罪。”国信证券一位投行人士透露，“国信证券投行的部门负责人很多都是农村出身的，很能吃苦。做投行的人，不一定是最聪明的，但一定是最坚持的。”

“Most of the generation are no background，Through the examination for the qualifications of the generation of itself，Is a very big test，Ordinary people can't eat this bitter。The Settings to sin by this。”Securities expressed a investment Banks sources，“Securities investment Banks expressed division chief of many are born to the countryside，Very willing to。Do an investment banker，May not be the most clever，But must be the most insist。”

　　“像老郭这样的核心保代，每年应该可以分到税前200万-300万，按45%税率计，每年到手大概是110万到165万”。国信证券一位资深投行人士透露，“他的付出值这么多。”

“Like LaoGuo such core the generations，Can be assigned to a year before tax should be 2 million-3 million，According to 45% tax rate plan，It is probably a year 1.1 million to 1.65 million”。A senior expressed securities investment bank sources，“His pay value so much。”

　　国信证券投行一名离职保代向理财周报记者透露了国信的项目利益分配。“保荐承销费的13%，归于项目承揽和承做。按照项目打分，总分20分，承揽承做各10分，但承揽会多一点。在承做团队中，如果保代起到主要作用的话，大概能有个4-5分。保代如果一年没做项目的话，收入肯定没有100万。”

Securities investment Banks expressed a left the generation toward financial weekly reporter revealed the project expressed interest distribution。“The underwriting fee of 13% of the sponsor，To project contracting and 承做。According to the score，Total score 20 points，The 承做 every 10 points，But by a little more。In 承做 team，If the main works a generation，Probably can have a 4-5 points。The DaiRuGuo a year without a project to do it，Income certainly did not 1 million。”

　　“在熬夜加班的这一刻，我想到了死亡。身不由己的打工者，忘却了生活和身体，一种无能为力的宿命感。狗日的投行！”一年多前的某个凌晨2点，仍在加班的郭熙敏写下如此宿命的话。

“Stay up late to work overtime in this moment，I thought of death。He migrant workers，Forget the life and health，A kind of helpless sense of destiny。Dog day investment Banks！”One of the more than a year ago at 2 a.m.，Still in work overtime of GuoXiMin to write such words of destiny。

　　失衡的责任与压力 The responsibility of the imbalances and stress

　　“郭熙敏们”，其实面临着巨大的责任和压力。而且，越来越大。

“The GuoXiMin”，Actually facing a huge responsibility and pressure。and，Is more and more big。

　　证监会官网披露，截至8月2日，共有756家公司在排队IPO等待审核中。

Securities regulatory commission's official website disclosure，As of August 2,，A total of 756 companies in line waiting for the IPO。

　　“监管越来越严格，越来越多堆积的待审项目，不仅给保代增加了很大的工作量，而且每个项目耗费的时间也大大加长，无形中增加了保代们的精神压力。”上海一位大型投行总经理表示。

“More and more strict supervision，More and more of the accumulation of pending project，Not only the great workload increased generation，And every project cost time also greatly extended，Virtually increased the generation of the stress。”Shanghai a large investment Banks general manager said。

　　首先保代的迅速扩容，且放开签字权，保代已不再为稀缺资源。目前注册保代人数有2183人。“之前每天都会接到猎头热情似火的电话，现在也冷下来了。”上海某保代深有体会。

The first generation of rapid expansion，And let go of signing authority，The generation has no longer for scarce resources。At present registered the number generation, there are 2183 people。“Every day before receiving headhunting fire in the phone，Now also cooling down。”Shanghai some insurance generation have experience greatly。

　　保代更大的压力来自越来越严厉的监管。“在会审核时间越拉越长，对保代而言是一场痛苦的拉锯战，这么多的企业压在会里，证监会明显放慢了速度，间隔时间越来越长。而且一两个星期不开发审会，项目周转率在下降。原来一年可以成功完成两单的，现在周期一拉长，这直接影响了保代的年度收入。”深圳某投行人士表示。

The generation of more pressure from more and more strict supervision。“In the audit time will pull more long，It is a right and the seesaw battle of pain，So many of the enterprise the pressure in the will，CSRC significantly slowed down，More and more long time interval。And a two weeks not development will judge，Project turnover in the fall。Originally a year can successfully completed two single，Now a spin cycle，This affects the generation of annual income。”Shenzhen one investment banking groups said。

　　另一方面，IPO项目的成功率已经大为降低。尽管公开数据显示，现在的过会率还保持在70%、80%，但实际过会率却远远低于此。

On the other hand，The success rate of IPO project has been greatly reduced。Although public figures show，Now that the rate remains 70%、80%，But the actual rate is much lower than that of this。

　　第一个阶段是申报前。前期进场，做尽职调查时，一些已经跟了一两年的项目，经过整改仍无法上市的，就不得不放弃。今年以来，各大投行内部已开始痛下杀手，加大自毙项目力度。“现在尽职调查100个项目，大概50个项目被投行自己毙掉。”前述深圳投行人士透露。

The first stage is to declare before。Into the，Do due diligence，Some had been a year or two projects，After rectification is still not listed，You have to give up。Since this year，Investment Banks have started to kill the pain inside，Increase hang himself project efforts。“Now due diligence 100 project，About 50 project was investment Banks themselves to shoot down。”The shenzhen people said investment Banks。

　　第二个阶段是在会审核期间。能顺利申报50个项目，到会里被毙掉15到20个很正常。这几个月，必须很谨慎。“个人感觉，国信在这个阶段撤回材料情况比往年多了。”前述国信投行人士指出。

The second stage is in will review period。Can smooth declare 50 projects，The meeting was to shoot down 15 to 20 a very normal。This a few months，Must be careful。“Personal feeling，Expressed in this stage than from withdraw materials。”The foregoing expressed investment Banks personage points out。

　　第三个阶段是发审会。幸存的35个项目，大概有不到30个项目通过，这就是市场所看到的70%、80%的过会率。实际上，100个项目到最后上市成功的不到30个项目，成功率也就20%-30%左右。

The third stage is the hair。Surviving 35 project，Probably less than 30 items by，This is the market can see 70%、80% of that rate。In fact，100 a project to the last less than 30 listed successful project，The success rate is 20% to 30%。

　　而要求越来越细，在材料反馈和补充中，则耗费了保代大量精力。“在荣大熬夜修改材料、制作材料、核对打印稿是家常便饭。申报前肯定是在荣大度过的。”

And the demand is higher and fine，In material feedback and added，It took the lot of energy generation。“In the big change materials and stay up late、Materials of the、Check the print-out is the norm。Declare that is in great glory before spending。”

　　上海某资深保代则无限感慨：“我最忙的一次，是一家上会、一家内核、一家申报，在同一周时间。累得要虚脱了，在办公室差点就晕过去了。3天只睡10个小时，每天连轴转。”

Shanghai some senior the generation is infinite regrets：“I'm the most busy again，Is on a、A kernel、A declaration，In the same week time。Tired to collapse，In office almost faint。3 days only slept for 10 hours，LianZhouZhuan every day。”

　　“每天看一个项目的材料看累了，就换个项目的材料看，用这种方法调节，我称为"换频道"。那次快虚脱之后，就下定决心不能再这么干了。”

“Watch a project the material look tired，The project has a new material to see，To use this method to adjust，I called"Change the channel"。The fast after the collapse，On the determination can't do that。”

　　而上市公司一旦查处财务舞弊或财务造假，保荐代表人将承担最多的责任。事实上，这一现象有着复杂的现实和历史原因，问题并非都在保代身上。

Listed companies and financial fraud or once financial fraud，Sponsor representatives will take the responsibility for most of the responsibility。In fact，This phenomenon is a complex reality and historical reasons，The problem is not in the generation of body。

　　“在国外，招股书是律师写的，财务审计由四大把关。但在国内，律师能力没跟上，会计师质量不高。有时我们比会计师更能发现财务问题，要求保代全能，出了问题，律师和会计师没事，甚至公司也没事，但投行负第一责任。”前述深圳投行人士认为，保代“承担责任过重。”

“In foreign，Prospectus in writing is a lawyer，The four financial audit process。But on domestic，Lawyers didn't keep up with ability，Accountants quality is not high。Sometimes we can find more than accountants financial problems，The requirements for the answers，Out of the question，Lawyers and accountants nothing，And even company also nothing，But investment Banks negative first responsibility。”The shenzhen people thought that investment Banks，The generation“Responsibility overweight。”

　　保荐制之问 Sponsor of the question of

　　而投行精英和公众之间的相互谅解，却是如此之难。

But investment Banks and the public of the elite between mutual understanding，It is so difficult。

　　8月7日，郭熙敏离世当天，他所保荐的慈星股份收盘价23.03元，较35元的发行价跌去34.2%。

August 7,，From the GuoXiMin day，His sponsor of the CiXing shares closing price of 23.03 yuan，A $35 were down to 34.2%。

　　“我不明白，为什么有人骂老郭？为什么如此对一个敬业、正直的逝者？”郭熙敏的一位挚友非常愤怒，“破发和业绩变脸的问题很复杂，有企业、市场各方面的原因。作为保代，他的职责绝对是做到了，无可挑剔。”

“I don't understand，Why someone scolded LaoGuo？Why this to a professional、Integrity the deceased？”The GuoXiMin a sincere friend very angry，“Break and performance of the face of the problem is very complex，A enterprise、Market from the reasons。As the generation，His duty is absolutely do......，impeccable。”

　　保代们面临的是一个复杂的环境。“在北京和老郭有次吃饭，说起来他做过华南某省的一个企业上市项目。当时是副省长打招呼，希望能够帮忙把那个企业的一些数据粉饰得符合要求，结果他拒绝了。”郭熙敏的挚友告诉理财周报记者。

The generation of the face is a complex environment。“In Beijing and LaoGuo have time for dinner，Said he did the south China province an enterprise listing projects。At that time is deputy governor say "hello"，Hope to be able to help put the enterprise of some of the data to whitewash accord with the requirement，The results he refused。”GuoXiMin friends tell financial weekly newspaper reporters。

　　“就慈星股份这个项目而言，我没有看到明显的保代不尽职行为。重大风险提示第一、第二点，已经做了充分的说明。”郭熙敏的同事表示。

“It CiXing shares for the project，I didn't see the obvious the generation due diligence not behavior。The first hint of significant risk、The second point，Has made full instructions。”GuoXiMin colleagues said。

　　在前述上海资深保代看来，市场不好，公众骂保代，有两个原因：一是证监会把这个名称定在“保”上，引起误导，觉得保代应该保业绩、保股价，而实际上保代只是保信息披露和规范运作。

In the Shanghai senior the generation of opinion，Market is bad，Public scold the generation，There are two reasons：One is the name for the CSRC“the”on，misleading，Feel the generation performance should be covered、The share price，But in fact the generation just the information disclosure and standard operation。

　　另一方面，媒体渲染保代挣钱多少，对亏损的投资者自然刺激很大。保代的压力主要来自于证监会对核查的要求，有些已经超出了保代的能力和必要性，但证监会为了免责，就加大了中介机构的责任。

On the other hand，Media rendering the generation of how much money they earn，For the loss of the investors a natural stimulation。The generation of pressure mainly from CSRC to check request，Some have exceeded the the generation of ability and necessity，But the CSRC in order to escape，Increasing the responsibility of intermediary institutions。

　　郭熙敏也曾在微博上指出这种困境：“为了规避其中风险，监管层要求券商承担责任，券商要求保代承担责任，保代要求企业承担责任。最终风险谁承担呢？当然是股民。”

GuoXiMin also had the bo also pointed out that the this predicament：“In order to avoid the risk of，Regulatory requirements brokers assume responsibility，Brokers requirements the responsibility generation，The generation enterprise assumes responsibility requirements。Eventually who takes risks？Of course is people。”

　　正如国信一位投行人士所言：到保代具有从业资格的那一天，优秀的投资银行家凭借扎实的财务法律功底、敏锐的企业价值发现能力、突出的项目承揽和销售水平脱颖而出，而不仅仅靠一纸证书而年薪百万，这时投资银行业才真正有可能成为一个受人尊敬并能取得合理而体面回报的职业。

As expressed a investment Banks people said：To the generation has qualifications of that day，Excellent investment bankers with solid financial legal language、Keen enterprise value found ability、Outstanding project contracting and sales level stand out，And not just rely on a paper certificate and one million a year，At this time the investment banking industry to really can be a respected and can get reasonable and decent returns career。

　　郭熙敏身后，无数的保代仍在奔赴他们的战场。而很久以后，长大的小维尼，只能看着父亲留下的点滴文字，体味父亲那永不可及的拥抱。

Behind GuoXiMin，Countless the generation is still in the battle to them。And after a long time，Grow up little whinny the pooh，Can only watch my father left every bit of text，Appreciate it never can be the father and hug。