中坤集团得到了银行的“支援”。

ZhongKun group got the bank“support”。

　　8月14日，中坤集团与国家开发银行北京分行达成开发性金融合作协议。根据这份合作协议，中坤旗下文化、旅游等领域项目将从中获得授信支持，金额有可能达到50亿。

On August 14,，ZhongKun group and the state development bank Beijing branch developmental financial cooperation agreement reached。According to the cooperation agreement，ZhongKun its culture、Travel fields project will get credit support，Amount may reach 5 billion。

　　国开行北京分行长徐明在接受本报记者采访时补充说，具体的贷款额度将视项目而定，要通过审批程序。另外，徐明强调说，依然会按照国家政策发放信贷，但将大力支持文化、旅游业的发展，提供期限较长的贷款。并研究对缺乏抵押物的文化产业公司提供金融创新类产品。

Countries FenHangChang at Beijing operation in accepting our newspaper reporter to interview added，Specific loans will be subject to the project and decide，To pass examination and approval procedures。In addition，Declining emphasized that，Still, in accordance with the national policy issue credit，But will support culture、The development of tourism，Provide a longer term loan。And the lack of the mortgaged property research of the cultural industry companies provide financial innovation products。

　　据了解，国开将为中坤集团旗下的文化、旅游等领域的项目提供融资支持，具体包括世界文化遗产及古村落的修缮及重建、旅游设施地建设等。

It is understood，Countries will be open for ZhongKun group's culture、Tourism and other areas of the project to provide financing support，Specific include the world cultural heritage and ancient village of the repair and reconstruction、Tourist facilities construction, etc。

　　中坤集团董事长黄怒波介绍，中坤正在门头沟进行古村落文化资源的保护整合以及进一步的整体规划，目标是打造一个以古村落文化旅游为主线的大型文化旅游产业集群。“实际上我们在门头沟的项目已经做了八九年了，做文化旅游的一个核心是提供精神文化产品，而不是简单盖一个别墅的产品。”黄怒波说。

ZhongKun group chairman of the board huang anger wave is introduced，ZhongKun are vallely ancient villages in the protection of the cultural resources integration and further overall planning，Goal is to create a culture of ancient village tourism as the main line of large cultural tourism industry cluster。“In fact we are vallely project has made the 89 years，Do the culture tourism a core is to provide spiritual and cultural products，Rather than simply cover a villa products。”Yellow anger wave said。

　　不仅仅是中坤集团，万达也获得了银行支援。2月16日，万达集团与中国进出口银行签订战略合作协议，后者将对万达的文化、旅游产业及跨国并购业务提供金融支持。

Is not only ZhongKun group，Wanda also won the bank support。On February 16,，Wanda group and China import and export bank signed a strategic cooperation agreement，The latter will wanda culture、Tourism industry and transnational mergers and acquisitions to provide financial support。

　　今年6月，北京市国有文化资产监督管理办公室（简称“市文资办”）成立，当日10家银行与其签订文化创新发展合作协议，授信额度达1000亿元人民币。其中万达集团等11家企业与市文资办签订文化创新发展合作协议，签约项目总投资额达608.7亿元。

In June this year，Beijing state-owned cultural assets supervision and administration office（Referred to as“City information, do”）established，Day 10 Banks signed with cultural innovation development cooperation agreement，Line of credit up to 100 billion yuan RMB。Among them, such as wanda group 11 enterprise and the market information, to do a culture innovation development cooperation agreement，Signing the project total investment amounts to 60.87 billion yuan。

　　但对地产开发行业，银行仍未释放热情。海通证券(600837,股吧)曾在6月底做过一次草根调研，据厦门某四大行支行行长透露，该行系统要求对4大行业“压降”。即对4大行业的贷款占所有贷款的比例，在2012年要全部降下来。4大行业指：房地产、地方平台、公路、电力。

But to real estate development industry，The bank is still not to release passion。Haitong securities(600837,guba)Once at the end of June to do a grassroots research，According to xiamen a four line subbranch of a bank President said，The bank system requirements of four big industry“Pressure drop”。Namely to 4 big industry all loans accounted for the proportion of loans，In 2012 came down to all。Four big industry refers to：Real estate、Local platform、highway、power。

　　上海某地方性银行支行称，现在的经营压力是存款和企业贷款需求“双降”。明确限制的行业是房地产和钢铁贸易商（上海地区各行对钢贸的贷款总额是库存质押额3-4倍）。海通证券同时指出，地方政府（尤其是三四线城市）对房地产松动很积极，但银行却并未松口。

Shanghai some local bank branch said，Now operating pressure is deposit and enterprise loan demand“Double drop”。Clearly the industry is limited real estate and steel traders（Shanghai area of steel trade, all of the loan is the amount of the inventory pledge frontal three or four times）。Haitong securities pointed out that at the same time，Local government（Especially the three or four line city）Real estate loose very positive，But the bank has not let go。

　　根据国泰君安从人民银行得到的数据统计，从今年二季度开始，地产开发贷款增速由负转正，从1季度-8.0%的增速回升至0.9%。情况虽有所好转，但开发商的信贷环境未得到根本性改善。

According to the guotai junan from people's bank get data statistics，In the second quarter of this year from the start，Real estate development loans growth from negative become a full member，From 1 quarter - 8.0% of the growth back up to 0.9%。Though the situation has improved，But developers credit environment have not been fundamental to improve。

　　标普称，相比年初，中国的住房抵押贷款信贷额度较为宽松，但银行对房企借款仍谨慎。有实力的大型房企继续获得较充足的信贷，而风险较高的小型开发商融资则依旧困难。

S&p said，Than at the start of the，China's housing mortgage loan credit limit relatively loose，But the bank to room loan enterprises is still cautious。The strength of a large room to continue to get a plenty of credit，Higher risk and small developers financing is still difficult。