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规范券商代销金融产品--亲稳网络舆情监测室
2012-08-24

  本报北京8月23日讯 记者王璐报道 中国证监会今天发布了《证券公司代销金融产品管理规定(草案)》,并向社会公开征求意见。

Our newspaper Beijing on August 23 reporter jade (wang lu of the China securities regulatory commission issued a report today《Securities companies sell financial product management provisions(draft)》,And to the public to solicit their opinions。

  《草案》以保护客户合法权益、防范证券公司业务风险为出发点,明确了代销活动中各方的权利、义务责任,着重强调了证券公司的适当性管理和信息披露义务,对证券公司代销金融产品的行为规范以及监督管理等事项作出了规定。

《draft》In order to protect customer legal rights、Guard against securities company business risk as the starting point,Has been clear about the activities of the rights of the parties on a commission basis、Obligations and responsibilities,It emphasized the securities company's adequacy management and information disclosure obligation,A securities company to sell goods on a commission basis financial product codes of conduct and supervision and administration, etc to make the rules。

  《草案》规定代销金融产品是指,接受金融产品发行人的委托,为其销售金融产品或者介绍金融产品购买人的行为。法律、行政法规和国家有关部门禁止代销的金融产品,证券公司不得代销。

《draft》Provisions of financial products refers to sell goods on a commission basis,Accept the entrustment of the financial product issuers,For its sales financial products or introduce financial products purchaser behavior。law、Administrative regulations and the relevant state department banned on-sale financial products,Securities companies shall not sell goods on a commission basis。

  为清晰、合理地划分各方权利、义务与责任,防止委托人将风险传递给证券公司,《草案》规定:一是证券公司应当与委托人签订书面代销合同,明确双方的权利义务以及在信息披露、投诉处理等方面的分工和责任划分;二是证券公司应当在代销过程中向客户提示,因金融产品设计、运营和委托人提供的信息不真实、不准确、不完整而产生的责任,由委托人承担,证券公司不承担任何担保责任,不与客户分享投资收益、分担投资损失;

clear、Reasonably divided the parties rights、Duty and responsibility,To prevent the risk will be passed to the securities company,《draft》provisions:One is the securities company shall conclude a written contract with the principal sell goods on a commission basis,Clear the rights and obligations of the parties and the information disclosure、Complaint handling of division of labor and responsibility division;The second is the securities company shall, in the process of sale on a commission basis to customer prompt,Because of the financial product design、Operation and the client provide information is true、inaccurate、Incomplete and produce responsibility,By the trustee bear,Securities company does not undertake any guarantee responsibility,Not with the customers to share investment income、Share investment loss;



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