我国证券市场虽然仅走过二十年历程，但其对经济社会影响的广度和深度是前所未有的。据统计，截至2012年7月底，内地证券市场个人投资者A、B股及基金开户总数已超过2亿户，且每年以近10%的速度增长。证券投资者从不成熟，到逐渐成熟。如今证券投资者无论在投资理念、投资理财专业知识、投资操作技能，还是在法制诚信意识、社会参与意识、自我保护意识等方面都得到了极大提升。

Our country securities market although only through twenty years history，But the economic social influence of the breadth and depth is unprecedented。According to the statistics，As of the end of July 2012，The mainland stock market individual investors A、B shares and the fund accounts total already more than 200 million households，And every year to nearly 10% of growth。Securities investors never mature，To gradually mature。Now whether in securities investors investment philosophy、Finance and investment professional knowledge、Investment operation skills，Or in the legal system integrity awareness、Social participation、Ego to protect consciousness have been increased enormously。

　　证券市场投资者素质提升 Stock market investors quality promotion

　　据不完全统计，目前，全国证券投资者约1.24亿，其中自然人在投资者队伍中占绝对比重。就投资者队伍结构来看，他们主要是工人、个体工商者、机关事业单位职员、专业投资者等，他们中多数虽然没有受过高等教育或专业培训，但对经济金融知识的了解与掌握已完全不同于以往。不仅如此，他们的投资理念、法制观念、社会参与意识较过去明显增强，具体表现在：

According to incomplete statistics，At present，The national securities investors about 124 million，The natural person in the investors in the team of absolute proportion。Will investors team structure to see，They mainly is a worker、Commerce individual who、Authority institution staff、Professional investors, etc，Although most of them had not been higher education or professional training，But for economic and financial knowledge and understanding of the master has completely different from the past。Not only that，They investment philosophy、Concept of legal system、Social participation, compared with the past noticeably，Specific performance in：

　　经济、金融知识丰富。如今许多证券投资者提到的很多经济学名词、会计学、金融学专业术语等，过去恐怕只能在大学教科书中才见得到，但现在却在一些文化程度并不高的“老股民”中脱口而出，且运用熟练准确。证券市场不仅给他们提供了投资品种和投资渠道，还让他们在投资过程中学到了更多经济、金融的专业知识。

economic、Financial knowledge。Today many securities investors mentioned a lot of economics nouns、accounting、Finance professional term, etc，I'm afraid the past only in a university in the textbook to see get，But now, in some cultural level is not high“Old people”Blurt out in，And skill accurate。Securities market is not only to provide them with the investment varieties and investment channels，Also let them in the investment process learned more economic、Financial professional knowledge。

　　投资观念和方式的转变。改革开放30多年的发展，国民财富得到了很大的提高，社会公众对财富保值增值的需求越来越强烈，为了寻找合理有效的投资渠道，越来越多的人加入到了证券市场投资者的队伍中来。他们根据自己的风险偏好理性的选择自己的投资方式，观念也从过去落后保守型走向稳健进取型转变，债券、股票、基金不仅成为主流的投资方式，还有越来越多的人开始涉足期货、权证等更高深的投资领域。

Investment ideas and change the way of。Reform and opening up 30 years of development，National wealth has been greatly improved，The social public to the wealth of the value of demand is more and more intense，In order to find reasonable and effective investment channels，More and more people join in the stock market investors come in the team。They according to their appetite for risk rational choose their own way of investment，Ideas from the past behind conservative type to robust aggressive transition，bonds、stock、Fund not only become the mainstream investment mode，There are more and more people begin to set foot in futures、Authority card and higher investment fields。

　　诚信、法制意识提高。证券市场经过20多年诚信、法制建设，投资者逐渐意识到诚信的重要性，投资者的法制维权意识不断提高，对于少数上市公司不负责任、坑害投资者的行为，越来越多的投资者敢于站出来，运用法律法规武器，来维护自己的合法权益。

integrity、Legal consciousness to improve。Securities market after 20 years of good faith、Legal system construction，Investors have come to realize the importance of honesty，Investors' legal rights consciousness constantly improve，For a few listed companies irresponsible、Entrap investors' behavior，More and more investors dare to stand up，Use laws and regulations weapons，To safeguard their legitimate rights and interests。

　　社会参与意识明显增强。获取更多的信息，并据此做出理性判断是投资者普遍行为方式。如今的投资者，越来越多地关注国家大政方针和政策，他们不仅积极参与到国家经济发展的讨论中、上市公司的网络投票中，也积极参与到投资者宣传教育活动。

Social participation noticeably。For more information，And correspondingly make rational judgment is investors universal behavior。Now investors，More and more attention to state policies and policy，They not only participate in the development of national economy in the discussion、The listed company network vote，Also participate in the investors propaganda education activities。

　　投资风险防范能力显著提升。证券市场20多年的发展使投资者经历了各种风浪考验，一些血的教训，让投资者变得更加成熟、理性，他们的风险意识明显增强，抗风险和自我保护能力有了很大提高。

Investment risk prevention capacity significantly increased。Securities market more than 20 years of development make investors experienced all kinds of waves test，Some of the teaching of the blood，Let investors become more mature、rational，Their risk consciousness has been stronger，Risk resistance and the self-protection ability has been improved a lot。

　　投资者国民素质提高的原因分析 Investors national quality improvement of cause analysis

　　投资者国民素质提高的原因可分为内、外两大原因。从外在原因看，主要来自市场有关各方的强力推动。

Investors national quality improve reasons can be divided into inside、Outside two big reasons。From external reason to see，Mainly from the market of all parties concerned to promote strength。

　　一是政府及监管部门主导推动投资者教育与保护宣传工作。中国证监会自成立以来，一直高度重视投资者教育与保护宣传工作，曾多次下发文件，指导、督促此项工作顺利开展。这主要是通过中国证监会派出机构、证券交易所和行业协会具体组织实施的。2011年中国证监会还专门成立了投资者保护局，专司投资者保护工作的统筹规划、组织指导、监督检查、考核评估等工作，从而为投资者教育与保护宣传工作提供更加有力的组织保障。

One is the government and supervision department leading to promote education and protection of investors propaganda work。The China securities regulatory commission since its inception，Has always attached great importance to the investor education and protection propaganda work，Has repeatedly issued documents，guidance、Supervise and urge the work carried out smoothly。This is mainly through the offices of China securities regulatory commission、Stock exchange and industry association organize implementation。In 2011, China securities regulatory commission has formed a special investors protection agency，Investor protection work alongside the overall planning、Organization guidance、Supervision and inspection、Evaluation, etc，For investors to education and protection propaganda work to provide more powerful organization guarantee。

　　二是中国证券业协会、证券交易所、券商及证券投资咨询机构等充分发挥投资者教育与保护宣传主力军作用。

The second is China securities industry association、Stock exchange、Brokers and securities investment consultation institutions and give full play to the investor education and protection propaganda main force action。

　　三是媒体、网络的积极参与功不可没。由于电视台、广播电台、平面媒体、网络媒体网络大力宣传，使得投资者教育与保护宣传做到了“全天候”、“全覆盖”。

The third is the media、The network can actively participate in。Because of television、radio、Plane media、Network media network headline，The investors education and protection propaganda did it“all-weather”、“Full cover”。

　　四是证券从业人员的市场开发极大地发挥了“拓荒者”作用。证券从业人员在开发客户的过程中，不仅让客户享受了专业化的服务，也让客户在其中不知不觉学到相关的专业知识和技能，提升投资者的综合素质。

The fourth is securities practitioners market development greatly played“pioneers”role。Securities practitioners in the development in the process of customers，Not only let customers enjoy the professional service，Also let customers in it unconsciously learn related professional knowledge and skills，Improve the comprehensive quality of investors。

　　五是大学高等教育的人才培养与输送起到了投资者教育与保护宣传的“乘数效应”作用。

Five is higher education of the university of the talent cultivation and output in the education and protect investors a publicity“Multiplier effect”role。

　　六是经济全球化大背景及现代经济、金融发展趋势也起到了一定的推动作用。经济全球化带来的不仅是贸易全球化，其中还有金融全球化，这种联系使得更多的人有机会不断接触、融入证券市场，同样它所产生的“羊群效应”也不能低估。

Six is the background of economic globalization and modern economy、Financial development trend also play a certain role。Economic globalization brings not only the globalization of trade，With a financial globalization，This kind of connection makes more and more people have the chance to constantly contact、Into the securities market，Similarly, it generated“Herd behavior”Cannot underestimate。

　　从内在原因看，主要来自投资者自身的努力。一是投资者的自主学习。由于他们渴望自己的财富能够实现保值增值，以及证券市场优胜劣汰的残酷现实，促使他们积极参与各类培训，通过阅读相关书籍、报刊杂志等进行自主学习，逐步获取了较多的相关知识。

From the internal cause see，Mainly from investors to their own efforts。One is the investors' autonomous learning。Because they are eager to own wealth can increase their value，The securities market and the survival of the fittest cruel reality，To actively participate in all kinds of training，By reading relevant books、Newspapers and magazines and so on autonomous learning，Gradually get more knowledge。

　　二是投资者之间及亲朋好友的学习交流。交流的信息、经验也是投资者提升综合素质的又一重要来源。

The second is between the investor and the relatives and friends learning exchange。Exchange information、Experience is also investors improve comprehensive quality and an important source。

　　三是投资获利的内在动力和规避风险的刚性要求。证券市场能让个人财富保值增值的效应在投资者中产生了巨大的吸引力，但是，市场有风险，入市需谨慎，这也让投资者在入市前就有了防范风险的思想准备，在这两方面刚性需求的驱使下投资者只有通过自身的努力才能成功，从而有利于提高他们的综合素质。

The third is the inner motive and profitable investment risk of the rigid requirements。Securities market can make the effect of the value of personal wealth among investors has had a huge attraction，but，Market risk，Entering the market should be cautious and，This also let investors in the market before they have to prevent risks thought preparation，In the two aspects of the rigid demand driven by investors only through their own efforts to succeed，And to improve their comprehensive quality。

　　综上所述，今后我们要进一步注重发挥证券市场发展对提高国民综合素质的独特功效，加强证券市场有关各方协同配合，多渠道、多层次、持续深入开展投资者教育与保护宣传活动，建立投资者教育与保护宣传长效机制，尽最大努力培育壮大合格理性的证券投资者队伍。与此同时，监管部门及有关各方要切实采取有效措施，督促上市公司提高投资者合理回报，督促证券经营机构提升服务水平，严厉打击证券违法违规行为，维护好市场秩序，保护好投资者合法权益和投资热情，为我国证券市场健康快速发展，为国民综合素质进一步提高做出新的贡献。

To sum up，In the future, we will pay attention to exert further development of securities market to improve the national comprehensive quality unique efficacy，The securities market to strengthen all parties concerned with coordination，multi-channel、multi-level、Continue to carry out further education and protection of investors promotional activities，Establish investors education and protection propaganda long-term mechanism，Try your best to foster and strengthen qualified rational securities investors team。meanwhile，Regulatory departments and relevant parties should adopt effective measures，Supervise and urge the listed company to improve investors a reasonable return，Supervise and urge the securities operation institution improve service level，Cracking down on illegal securities，Maintain a good market order，Protect the legitimate rights and interests of investors and investment enthusiasm，For our country securities market, healthy and quick development，For the national comprehensive quality to make new contributions to further improve。