对于讲究吉祥兆头的中国人而言，逢“8”一般都是吉日，适逢“双8”，那更是好得不能再好。8月8日上午，东湖高新(600133,股吧)技术开发区金盾酒店，“湖北省专利权质押融资项目签约会”在此举行。国家知识产权局保护协调司副司长张志成、湖北副省长郭生练等出席会议。郭生练表示，此次会议标志着湖北省专利投融资综合服务平台在推动知识产权资本化方面取得了实质进展。

To pay attention to auspicious one million head of the Chinese people,meet"8"The general is another day,upon"Double eight",That is couldn't be good.On August 8, morning,East lake high and new(600133,guba)Technology development zone shield hotel,"Hubei province patent pledge financing project signing will"In this hold.The state intellectual property office protection coordination department deputy director general ZhangZhiCheng/Hubei vice governor GuoShengLian etc to attend the meeting.GuoShengLian said,The conference marks the hubei province patent investment and financing integrated services platform to promote the capitalization of intellectual property has made substantial progress.

　　企业通过专利项目向银行进行质押贷款融资，是湖北省的新突破。此次会议上，共有26家科技型企通过专利项目与国家开发银行、交通银行(601328,股吧)、汉口银行等金融机构现场签约，累计发放质押贷款金额达10多亿元。至此，困扰湖北科技型企业发展“融资难”的命题，有望得到破解。

Enterprise through the patent project to bank financing pledge loan,Hubei province is the new breakthrough.This meeting,There are 26 science and technology enterprises through the patent project and the state development bank/Bank of communications(601328,guba)/Hankou Banks and other financial institutions field signing,Accumulated issue pledge loan amount of more than 10 one hundred million yuan.So far,With the development of science and technology enterprises in hubei"Financing difficult"proposition,Is expected to get cracking.

　

　崭露头角的湖北模式 Up-and-coming hubei mode

　　“湖北省专利投融资综合服务平台作为全国第一家专利投融资综合服务平台，率先提出了‘专利+股权’的质押模式，成效非常明显”，郭生练副省长在会上这样点评。知情人士也对记者透露，“开完这个会议后，相关省领导十分高兴，对相关工作也表示了认可。”

"Hubei province patent investment and financing integrated services platform as the first a patent investment and financing integrated services platform,Takes the lead in putting forward the‘Patent + equity’Of property in the mode,Effect is very obvious",GuoShengLian vice governor in meeting such comments.People familiar with the matter also revealed to reporters,"Open out the after the meeting,Relevant provincial leadership is very happy,The relevant work also expressed approval."

　　专利质押融资是知识产权质押融资的一部分，知识产权质押贷款首次被提及，是2006年9月在湖南召开的全国知识产权质押融资研讨会上，央行和银监会有意让知识产权质押贷款在经济发展中发挥更大的作用。随后，北京、上海、天津、广东、江苏等省市便开始实施该项目，并在风险管理机制上进行探索。

Patent pledge financing is part of the intellectual property rights pledge financing,Intellectual property rights pledge loan was mentioned for the first time,Is September 2006 held in hunan national intellectual property rights pledge financing conference,The central bank and banking regulators are meant to intellectual property rights pledge loan in economic development plays a more important role.then,Beijing/Shanghai/tianjin/guangdong/Jiangsu province and other provinces and cities began to implement the project,And in the risk management mechanism on exploration.

　　在今年七月召开的全国科技创新大会上，国务院总理温家宝的讲话，以及中共中央、国务院“关于深化科技体制改革加快国家创新体系建设的意见”中，均提出了“促进科技和金融结合，创新金融服务科技的方式和途径，发展知识产权和股权质押贷款”的重要精神指示。湖北省知识产权局王东风局长表示， “湖北专利投融资综合服务平台目前取得的一些成绩及进展情况，正是贯彻落实全国科技创新大会精神，推进我省专利权质押融资工作进一步深入开展的重要举措。”

In July this year at the national conference on science and technology innovation,The state council premier wen jiabao's speech,And the central committee of the communist party/The state council"On deepening the reform of scientific and technological system to speed up the construction of national innovation system opinion"in,All put forward"To promote science and technology and financial combination,Innovative financial services on the ways and approaches of science and technology,Development of intellectual property and equity pledge loan"The spirit of the important instructions.Hubei province intellectual property office peng rui.research chief said, "Hubei patent investment and financing integrated services platform at present achieved some achievements and progress,Is the implementation of the national science and technology innovation spirit of congress,Promote our province patent pledge financing work further carry out important action."

　　《新楚商》记者获悉，湖北专利投融资平台始建于去年八月，由湖北省知识产权局与武汉光谷联合产权交易所携手，发挥双方在政策、资源、网络上的优势，共同建设打造而成，这也是全国首家专利投融资服务平台。

[New chu quotient]The reporter learns,Hubei patent investment and financing platform was established in August last year,By the hubei province intellectual property office and the wuhan optical valley united assets and equity exchange hand in hand,Play both sides in the policy/resources/The advantage of the network,Common construction make and become,This is also the first patent investment and financing service platform.

　　“该平台是集专利展示、交易、投融资、中介、政策咨询等服务于一体的专业化、多功能、‘一站式’服务平台，解决了之前力量分散、信息不对称、组织架构松散、融资周期长、投资成本高等问题。”武汉光谷联合产权交易所（以下简称“光谷联交所”）董事长徐春江介绍。

"This platform is set patent display/trading/Investment and financing/intermediary/Policy advice and other services in a body specialized/multi-function/‘one-stop’Service platform,To solve the scattered forces before/Information asymmetry/Organizational structure loose/Financing cycle is long/Investment cost is high."Wuhan optical valley united assets and equity exchange(Hereinafter referred to as"Optical valley stock exchange")The chairman XuChunJiang is introduced.

　　2011年11月28日，在国家知识产权局与湖北省人民政府举行的第二次局省会商工作会议上，国家知识产权局田力普局长和省政府王国生省长亲自为“湖北省专利投融资综合服务平台”揭牌。会上，平台还与中国银行(601988,股吧)、交通银行、汉口银行、招商银行(600036,股吧)、民生银行(600016,股吧)、光大银行(601818,股吧)、中兴银行、兴业银行(601166,股吧)、国家开发银行等9家金融机构签订了《专利质押贷款合同暨授信协议》，总授信金额达153亿。

On November 28th, 2011,In the state intellectual property office and hubei provincial people's government of the province held the second inning consultation with the work meeting,The state intellectual property office TianLiPu director and the provincial government WangGuoSheng governor for himself"Hubei province patent investment and financing integrated services platform"official.meeting,Platform still with the bank of China(601988,guba)/Bank of communications/Hankou bank/Merchants bank(600036,guba)/Minsheng bank(600016,guba)/Everbright bank(601818,guba)/Zte bank/Societe generale(601166,guba)/State development bank and other nine financial institutions signed[Patent pledge loan contract and credit agreement],The total amount of credit up to 15.3 billion.

　　为保证工作的顺利开展，省专利投融资综合服务平台积极开展专利质押贷款政策宣讲及培训工作，从评估方法、业务流程等方面着手，邀请国家和省知识产权局的领导、高校及金融机构专家有针对性的进行辅导、培训，平台成立半年来，已成功组织了4次专题会议，培训银行、评估及中介服务机构200余家，500余人次。截止目前，湖北省专利投融资综合服务平台累计促成知识产权交易80余项，涉及金额6000余万元；促成知识产权质押贷款近15亿元。

In order to ensure work smoothly,Provincial patent investment and financing integrated services platform actively carry out the patent pledge loan policy preaching and training work,From the evaluation method/The aspects of business process,Invite national and provincial intellectual property office leadership/Colleges and financial institutions experts targeted for counseling/training,Platform was established to half a year,Has successfully organized the four special meeting,Training bank/Evaluation and intermediary service institutions more than 200,More than 500 people.So far,Hubei province patent investment and financing integrated services platform to accumulated knowledge property transactions more than 80 items,The amount involved more than 6000 ten thousand yuan;Contribute to intellectual property rights pledge loan nearly 1.5 billion yuan.

　　据了解，国内各地方的知识产权质押融资的运作模式，主要以北京、上海浦东、武汉三种模式为代表。北京模式是“银行+企业专利权/商标专用权质押”的直接质押融资模式；浦东模式是“银行+政府基金担保+专利权反担保”的间接质押模式；武汉模式则是在借鉴北京和上海浦东两种模式的基础上推出的“银行+科技担保公司+专利权反担保”混合模式。

It is understood,The domestic various parts of the intellectual property rights pledge financing operation mode,Mainly in Beijing/Shanghai pudong/WuHanSan pattern as a representative.Beijing mode is"Bank + enterprise patent/exclusive rights to use a trademark pledge"Direct pledge financing mode;Pudong mode is"Bank + government funds guarantee + patent counter guarantee"The indirect pledge mode;Wuhan mode is for reference in Beijing and Shanghai pudong two on the basis of the model of the launch"Bank + technology guarantee company + patent counter guarantee"Mixed mode.

　　作为知识产权质押融资重要内容之一的专利质押融资上，“专利+股权”的双质押模式是湖北在之前单一质押模式上的创新之举。对此，国家知识产权局保护协调司副司长张志成认为，“湖北模式”对全国开展专利质押融资工作具有示范带动效应。”副省长郭生练在8月8日会议上也公开表示，湖北将继续深化“专利+股权”的双质押模式，打造全国示范特区。

As intellectual property rights pledge financing is one of the important content of the patent pledge financing,"Patent + equity"Double pledge mode of hubei province is in a single pledge before the mode of the innovation of the lift.this,The state intellectual property office protection coordination department deputy director general ZhangZhiCheng think,"Hubei mode"To carry out the national patent pledge financing work is demonstration drive effect."Vice governor GuoShengLian on August 8 meeting also openly,Hubei will continue to deepen"Patent + equity"Double pledge mode,Make the national demonstration zone.

　　“尝鲜”企业喜忧参半 "Delicious jabuticaba Popsicle"Enterprise mixed

　　武汉理工大学的一项专利技术曾以4030万元的高价转让给烽火光科股份有限公司，在专利技术成果的转让上，该案例说明技术成果转让是有市场的，也一定程度上坚定了银企双方通过专利质押融资的信心。

Wuhan university of science and technology of a patent technology to the high price 40.3 million yuan was transferred to beacon light section co., LTD,In the patent technology achievements on the transfer of,This case shows technical achievements transfer is a market,Also a certain extent strengthened the fact both sides through the patent pledge financing confidence.

　　本次专利质押贷款签约项目签约会上，荆门格林美(002340,股吧)新材料有限公司（以下简称“格林美”）一家便斩获国家开发银行（以下简称“国开行”）湖北分行3亿元的授信额度，无疑成为本次专利质押贷款签约的最大受益者。

The patent pledge loan signing project signing conference,Jingmen green beauty(002340,guba)The new material co., LTD(Hereinafter referred to as"Green beauty")A then gained ground state development bank(Hereinafter referred to as"Countries operation")Hubei branch 300 million yuan of line of credit,No doubt has become the patent pledge loan signing the biggest beneficiaries.

　　不高的个子，笑眯眯的眼睛，看上去十分和蔼——这是记者对这位上市公司老总的印象。或许因为顺利获得了贷款，格林美董事长许开华心情大好，向记者介绍起公司相关情况。

Not high stature,Smiling eyes,Look very kind - this is a reporter for the listed company old total impression.Perhaps because we get the loan,Green beauty chairman XuKaiHua mood good,Introduce to the reporter on the related situation.

　　格林美公司的主要业务是利用高科技核心技术，使废旧电池、电子废弃物、稀有金属等污染物得以循环利用，产生社会和经济价值，企业多项技术已在欧、美、日等国获得授权，目前公司的产业主体在荆门；经过十年的快速发展，已成为“行业第一股”。因为重视核心技术、不断进行技术创新，企业在2008年金融危机，以及目前还未完全消散的欧贷危机中，均保持了高速的发展。

Green beauty the main business of our company is to use high-tech core technology,Make waste battery/Electronic waste/Rare metal pollutants to recycling,Has the social and economic value,Enterprise many technology has been in Europe/beauty/Day and other countries have been given authority,At present, the company's main industry in;After 10 years of rapid development,Has become"Industry first shares".Because attaches great importance to the core technology/Continuous technology innovation,Enterprises in the financial crisis in 2008,And is still not completely dissipated the credit crisis,All maintained a high-speed development.

　　“对于中小企业而言，原始资本重要，但核心技术更是企业的发动机，技术就是专利，也是资金获取的方式”，许开华对《新楚商》记者说到。说这席话并非空穴来风，在过去的五年时间里，格林美公司充分收获了知识产权质押融资带来的收益。

"As for small and medium-sized enterprises,Original capital important,But the core technology is the engine of the enterprise,Patent technology is,Is money the way for",XuKaiHua to[New chu quotient]Reporters to.Say this mat reinforces words,In the past five years,Green beauty company fully harvest the intellectual property rights pledge financing the benefits.

　　2007年以前，当时的格林美所拥有的固定资产，不过是一栋厂房、几十亩的土地，加起来不过800万左右。许开华认为，企业所的核心资产是“大脑”和“专利”，如何将其转化成资本，是困扰他的难题。

2007 years ago,The green beauty have fixed assets,But is a factory house/Dozens of acres of land,Added up to no more than about 8 million.XuKaiHua think,The core of the enterprise asset is"brain"and"patent",How to turn its into capital,It is his problem.

　　这一年的三月份，国开行湖北分行行长一行到荆门格林美公司考察，许开华抓住了这次机会，向行长推介了企业的专利技术，引起国开行领导的兴趣。随后，国开行便启动了对格林美专利项目的评估和调查程序，仅时隔两个月，格林美成功以6项专利作为质押，获得了首笔3021万的专利质押融资贷款资金，这也无疑坚定了许开华对专利发明、创新的信心。至今，他认为最值得企业骄傲，对企业发展推动最大的，就是知识及发明创新。

In march of this year,Countries operation hubei branch of the President a line to jingmen green beauty to visit our company,XuKaiHua seized this opportunity,The governor to promote the enterprise patent technology,Cause countries under the leadership of the operation interest.then,Countries operation has started to green beauty patent project evaluation and investigation procedure,Only after two months,Green beauty success in 6 patents as a pledge,Won the first $30.21 million patent pledge financing loan funds,It also no doubt XuKaiHua strengthened patent invention/Innovation confidence.So far,He thinks most is worth enterprise pride,To the enterprise development to promote the biggest,Is knowledge innovation and invention.

　　2007年底，许开华和他的格林美公司，再次利用专利权进行质押融资，获得了4000万的贷款；第二年，又获得了第三笔2900万的融资。这三笔融资贷款犹如一场“及时雨”，为快速发展的格林美提供动力，成功地将公司推向了资本市场。

By the end of 2007,XuKaiHua and his green beauty company,Using the patent right again to pledge financing,Won the 40 million loan;The second year,And got the third pen 29 million financing.The three pen financing loans is like a field"Timely rain",For the rapid development of green beauty provide power,The successful company to the capital market.

　　现今企业的年销售额已经达到10亿元，厂区从之前的50亩扩大到了3000亩，公司的营业额年平均增长幅度50%。许开华对《新楚商》记者表示，公司目前有庞大的技术团队，研发人员达到300多人，每年固定投入的科研经费，占到集团销售总金额的5%左右。“核心技术”推动企业良性发展，与“资本”一道成为企业发展的双驱动力。

Nowadays enterprise's annual sales reached 1 billion yuan,The factory before from the 50 mu to expand to 3000 mu,The turnover of the company average annual growth rate of 50%.XuKaiHua to[New chu quotient]reporters,The company currently has huge technical team,Research and development personnel to more than 300 people,Every year fixed input of scientific research funds,Group sales accounted for about 5% of the total amount."Core technology"Promote the sound development of enterprises,and"capital"A become enterprise development of double driving force.

　　本次项目签约会是，格林美公司再次通过39项专利技术的质押，成功从国开行获得了3亿元的贷款，成为本次专利质押融资的最大受益企业，这也成功创下了全国单笔企业专利质押贷款协议的最高金额，也难怪许开华笑逐颜开了，这笔资金将为格林美公司的下一步发展打下坚实的经济基础。

This project will be signed,Green beauty company again through the 39 patent technology pledge,Successful operation from countries won the 300 million yuan in loans,Become the patent pledge financing the biggest benefit enterprise,This also to succeed in the single pen enterprise patent pledge loan agreement to the maximum amount,No wonder the XuKaiHua beam with smiles,The money will be green beauty company the next step development lay a solid economic foundation.

　　与格林美一同获得专利质押贷款的企业还有25家，但并非每家公司都如同格林美一样兴奋开心，不少企业甚至表明了他们的担忧。

Together with green beauty obtain patent pledge loan enterprise and 25 home,But not every company is as green as excited happy beauty,Many companies even shows that their concerns.

　　武汉迪源光电科技有限公司（以下简称“迪源光电”）此次获得1.73亿的银行授信额度，拿到的授信额度仅次于格林美公司，但迪源光电的签约代表隐隐有些担心，对《新楚商》记者表示，公司与银行之间的专利质押融资意向早就已经达成，如今签约只是例行一个仪式，但企业目前尚未拿到银行的贷款，究竟最终能否顺利拿到贷款以及能否拿到1.73亿，都是一个未知数，很怕就此“竹篮打水”，空欢喜一场。

WuHanDi source photoelectric technology co., LTD(Hereinafter referred to as"Dean source photoelectric")The gain of 173 million bank line of credit,The line of credit after green beauty company,But di source photoelectric signing on behalf of the faint some worry,to[New chu quotient]reporters,The company and between the Banks of the patent pledge financing intention would have reached,Now signing just routine a ceremony,But the enterprise has yet to get the loan to the bank,What finally can successfully get loans and whether we can get to 173 million,Is a unknown,Very be afraid of in this"Draw water",Empty glad a.

　　对此，银行方面的解释是操作有流程，需要一定时间。光谷联交所相关责任人对记者表示，“专利投融资综合服务平台与9家银行签约，成交的10.8个亿，因为放贷的银行不同，放贷时间和方式也有所不同。比如有的银行采用的是阶段放贷，然后企业也需要分阶段来还；而有的银行则是一次放贷，还款的期限又有所不同。联交所和服务平台也会对签约的银行和企业进行后续跟踪服务，确保质押企业拿到贷款。”

this,The bank explanation is operating a process,Need certain time.Optical valley stock exchange the relevant responsible persons told reporters,"Patent investment and financing integrated services platform and nine bank signing,Clinch a deal 10.8,Because of the different lending bank,Lending time and the way is also different.For example, some bank loans by stage,Then enterprises also need to points stage to also;And some Banks is a lending,Repayment period but different.The stock exchange and service platform for signing bank and the enterprise to conduct the follow-up tracking service,Ensure that pledge enterprise to get loans."

　　“解码”关键需政府投资 "decoding"The key to the government investment

　　即使各地政府对知识产权质押融资越来越关注重视，并采取多种方式积极促进企业与资本成功对接，并进行了有益探索，但质押融资难的问题并未被完全解决。

Even if governments around the world to intellectual property rights pledge financing has paid more and more attention to pay attention to,And take various measures actively promote enterprise and capital successful butt,And made a useful exploration,But pledge financing difficult problem has not been fully resolved.

　　“知识产权质押融资是世界性的难题，目前还没有行之有效的解决方法”，业内一位资深人士对记者表示。信息不对称、法律风险、估值风险等问题的存在，制约了知识产权质押融资的发展。专利质押融资也难以摆脱这些难题的制约。

"Intellectual property rights pledge financing is a worldwide difficult problem,There is no effective solution",A senior people in the industry told reporters.Information asymmetry/Legal risk/Valuation risk of the existence of the problem,Restricted the development of intellectual property rights pledge financing.Patent pledge financing would be difficult to get rid of the restriction of these difficulties.

　　如今，信息不对称的问题一定程度上已得到解决。此次湖北省专利投融资综合服务平台网站的开通，正是为企业、银行、评估、担保机构间提供一个交流的纽带和窗口。“平台将各类专利投融资服务的功能都集成在网站上，企业可以通过网络平台直接与银行、评估、担保机构等进行沟通，从专利评估到银行最终放贷，质押企业都可以随时在网上看到项目的进展”，光谷联交所技术产权交易部经理张杲对记者介绍。

now,The information asymmetry problems to a certain extent, have been resolved.The hubei province patent investment and financing integrated services platform website opened,It is for the enterprise/The bank/evaluation/Between the guarantee agencies to provide a link exchanges and window."Platform will all kinds of patent investment and financing service functions are integrated on the website,Enterprise can through the network platform directly with the bank/evaluation/Guarantee agencies to communicate,From patent evaluation to bank loans eventually,Pledge enterprise can at any time in the Internet to see the progress of the project",Optical valley stock exchange technology property right trade manager ZhangGao introduces to the reporter.

　　而“专利估值难”和“法律风险”的解决相对困难。“专利质押的流程的第一阶段是评估，其中的关键在于银行是否认可提供的评估报告”，张杲介绍。光谷联交所已经与9家银行达成协议，并已与评估机构会谈，以降低进行评估的价格成本，将银行和评估机构双方纳入到综合平台上，完成了双方对接。

and"Patent valuation difficult"and"Legal risk"To solve the relative difficulty."The process of patent pledge the first stage is the evaluation,The key lies in whether the bank approved provides the evaluation report",ZhangGao introduced.Optical valley stock exchange has and 9 Banks to reach an agreement,And already and appraisal institution talks,In order to reduce the price of evaluate cost,The bank and the appraisal institution into the integrated platform,Completed the butt.

　　目前存在的问题是企业选择的问题，银行对专利质押企业的情况掌控有限，客观上也存在有的企业为了成功融资提供虚假数据的事实。

The existing problems in the enterprise is the problem of choice,Bank to patent pledge the circumstance of the enterprise co., LTD., control,Objectively speaking, it also exist some enterprise in order to succeed financing provides any false data facts.

　　据介绍，光谷联合产权交易所是高科技企业申报单位，对企业的信息了解较为全面，因而与银行达成战略协议，把联交所认为的资质不错的企业推荐给银行，银行再从中选择予以质押贷款，一定程度上降低了评估风险。这或许也是光谷联交所能成为专利质押融资综合服务平台主体运营方之一的重要原因。

According to introducing,Optical valley united assets and equity exchange is high-tech enterprise by the applicant,To enterprise's information comprehensively,Thus a strategic agreement with the bank,The qualifications of the stock exchange think good enterprise to recommend to the bank,Bank to choose to pledge loan,To a certain extent, reduce the risk assessment.Perhaps this is optical valley stock exchange can be patent pledge financing integrated services platform is one of the main operator of the important reasons.

　　银行方面担忧的问题是：万一企业还不上贷款，专利又卖不出去，资金漏洞无法弥补，会对银行造成很大损失。“作为金融机构，我们银行肯定是愿意赚钱的，但是专利质押融资赚钱不多，还要承担较大的风险”，一位知名银行的高层向记者无奈表示。

Banks concern the problem is:One thousand enterprise is not on loan,Patent and don't sell,Money cannot make up for a loophole,The bank will cause a lot of damage."As a financial institution,Our bank must be willing to make money,But the patent pledge financing much money,And you have greater risk",A leading bank senior told reporters said helplessly.

　　在8月8日下午《新楚商》杂志组织召开的“中小企业融资再突围”的论坛活动上，来自光大银行和民生银行的代表也表达了相同的观点，他们认为，企业的诚信度和未来的发展潜力，是银行最为关注的重点。

On August 8, in the afternoon[New chu quotient]Organized by a magazine"Small and medium-sized enterprise financing to break out of an encirclement"On the BBS activities,From everbright bank and the people's livelihood bank representative also expressed the same view,They think,The integrity of the enterprise and future development potential,The bank is the most focus of concern.

　　但这一问题也似乎也已得到解答，“万一企业遇到困难，最后无法偿还银行贷款，光谷联交所也可以利用平台的优势，将企业质押融资的专利进行处置，以还清银行欠款”，张杲表示。

But this problem also seemed to have got the answer,"One thousand enterprise meet with difficulties,Finally unable to repay bank loans,Optical valley stock exchange can also use the advantage of platform,The enterprise patent pledge financing for disposal,The bank to pay off debts",ZhangGao said.

　　此外，在办理专利质押贷款的手续中，很多企业不懂相关流程、该上报的材料内容也不太清楚，银行也很难拿出精力为企业办理相关事宜；另外，国家对于高新技术企业质押融资也有相关的政策奖励，但并非所有的企业都知晓，因而企业在平台上参与专利质押融资，相关的手续将由光谷联交所和专利投融资综合服务平台代办，以为企业争取到相关政策，降低质押融资风险。

In addition,In handling the formalities of patent pledge loan in,Many companies do not understand relevant process/This report material content also not too clear,Banks are hard to take out energy for the enterprise to deal with related matters;In addition,Country to high and new technology enterprise pledge financing also has relevant policy reward,But not all corporations are known,So enterprises in the platform to participate in patent pledge financing,Relevant formalities by the optical valley stock exchange and patent investment and financing integrated services platform agent,Think enterprise to the relevant policies,Reduce the pledge financing risk.

　　“除了质押冻结手续需到北京办理，路费和食宿需要质押方自己承担，全程我们都是免费服务”，面对是否收费的质疑，张杲对《新楚商》记者笑言，“光谷联交所扮演的更多是政府职能机构的角色，我们目前也正积极向北京方面申请在湖北办理质押冻结手续的权限，湖北的专利质押企业今后有望在省内走完相关程序。”

"In addition to pledge freezing procedure should be dealt with to Beijing,Travel and accommodation need pledge should be responsible for the party,The whole we are all free services",In the face of the question whether charges,ZhangGao to[New chu quotient]Reporter smiled and said,"Optical valley stock exchange is playing more government function the role of institutions,We are positive to Beijing for application in hubei pledge freezing procedure permissions,Hubei patent pledge enterprise in the future in the province is expected to walk the relevant procedure."

　　从理论上看，这套专利质押融资的流程是十分完善的，各方存在的问题在平台运营中均能够得到解决，但最大的难点出现了。

In theory at,The patent pledge financing process is very perfect,All the problems existing in the operation of the platform are able to be solved,But the biggest difficulties appeared.

　　“很多人认为专利质押的难点在于专利价值评估，其实评估并不是最难的，只要市场有需要，就能够卖出去，那么银行也可以贷款。关键在于市场的活跃程度，市场不活跃，资源、信息就会分散，形成恶性循环。短期可以靠政府行政手段解决，但长期发展将难以为继。”业内一位资深人士向记者透露。

"Many people think that the difficulty of patent pledge lies in patent value evaluation,In fact evaluation is not the most difficult,As long as the market need,Will be able to sell,The bank also can loan.The key lies in the market activity,Market is not active,resources/Information will be scattered,Form vicious cycle.Short-term can rely on the government administrative means to solve,But long-term development would be difficult."The industry a senior personage has revealed.

　　据该知情人士透露，目前武汉市的专利转让意向交易非常活跃，仅去年的专利交易额达到100亿，今年可能达到200个亿，保守估计也在150亿以上。或许因为交易双方觉得走正规流程比较复杂，每年在正规渠道上进行的交易只有十几个亿，相当部分是私下交易。

According to the insider,At present the wuhan patent transfer intention trading is very active,Only last year's patent turnover reached 10 billion,This year could reach 200,Conservative estimate also in more than 15 billion.Perhaps because both parties think go normal process is more complex,Every year in the regular channel trading only ten several hundred million,Quite a part is in private transactions.

　　“这些交易一来没有对专利进行专业的评估，专利也不像固定资产很容易估价，很多购买者均是依靠自己的经验和跟着感觉走；二是技术和资本的交易，存在先付费，还是先权属的问题，风险十分大，很多已经达成意向的专利转让，就是因为在这些问题上出现问题，结果谈崩。”该知情人士透露，“真正的交易模式，应该是像淘宝的支付宝，转让费用先支付到专业的平台机构，再变更权属；然后由平台机构将资金打到专利转让方的账户上，这样对于双方都安全。

"These deals way not to patent for professional assessment,Patent is not as fixed assets is easy to valuation,Many buyers are depend on their experience and follow the way you feel;The second is technology and capital trading,Exist to pay,Or ownership problems first,The risks are really great,Many have reached a intention of the transfer of patent,Is because in these problems appear problem,The results about collapse."The people close to the situation said,"The real transaction mode,Should be like taobao pay treasure,Assignment fee to pay to professional platform mechanism,To change the ownership;Then the platform organizations will capital hit patent transferor account,Thus, for both sides safety.

　　但这个交易模式目前在省内还算是一个新兴项目，要推动专利质押融资更深入发展的最好的方式，就是由政府出一部资金，对于参与质押融资的双方予以补贴，以抵消由此产生的经营税、所得税等，因缴税而带来的费用损失，让大家形成正规交易的习惯。

But this transaction mode in the province is a new project,To promote the patent pledge financing more in-depth development of the best way,Is the government out of a fund,To participate in both sides of the pledge financing shall be subsidized,To offset the resulting business tax/Income tax, etc,Because the cost of tax and bring losses,Let everybody form normal trading habits.

　　该知情人士还透露，“现在的专利转让方式都是熟人间介绍，有些专利的价值是没有被发掘出来的。比如武汉纺织大学之前有一项专利，专利持有者最初预计成交价在100万左右，通过正规渠道的交易，最后以380万的价格成交，专利发明人也觉得咋舌。”

The source also revealed,"Now the patent transfer mode are introduced among acquaintances,Some patent value is not be dug up.Such as wuhan textile university before have a patent,Patent holders first is expected to clinch a deal valence at around 1 million,Through the regular channel trading,The price of 3.8 million,Patent inventor also feel be left speechless with wonder or fear."

　　对于专利质押融资项目，目前全国各省都在进行尝试，按照浙江等省的经验模式，每成交一笔，政府都会拿出1%资金奖励合同双方，以鼓励交易双方，弥补双方一些损失。

For patent pledge financing project,At present the provinces are to try,According to zhejiang provinces mode of experience,Every clinch a deal a,The government will give 1% cash incentives contract both sides,To encourage trade both parties,Make up for the loss of some.

　　“目前湖北省的专利交易额以100亿元计算，那么，政府就应该拿出1亿元的财政收入补贴交易双方。但从省政府的角度来说，目前拿不出这么多资金”，知情人士向《新楚商》记者透露。

"At present the hubei province patent turnover with 10 billion yuan calculation,so,The government should take out 100 million yuan of fiscal revenue subsidy trade both parties.But from the point of view,Now don't have so much money",Insider told[New chu quotient]Reporters revealed.

　　张杲的介绍也验证了该事实。按照规划，湖北省专利投融资平台采用的是“实体平台+网络平台”的运营方式，实体的平台计划打造中介窗口化、信息动态发布、政务及时办理等“一条龙“服务。但因实体平台涉及到办公场地装修、人员配备等，需要费用投入，所以目前主要依靠网络平台运营。

ZhangGao introduction also verify the facts.According to the planning,Hubei province patent investment and financing platform using the is"Entity platform + network platform"The operation ways of,Entity platform plans to build intermediary window change/Information dynamic release/Government timely deal with, etc"one-stop"service.But because the entity platform involves to the office space to decorate/Personnel, etc,Need cost input,So at present mainly depending on the network platform operation.

　　对于有企业家提议政府出一部分资金，参与交易的双方各投入一定资金，成立“风险保障基金”，为参与交易的企业提供担保的建议，张杲认为，这涉及到法律、管理等各方面的问题，站在银行的角度，是不愿意出这笔资金的；站在高科技型企业的角度，资金对于他们而言，本身就是一个难题，一旦形成不了制度和管理办法，就只能依靠企业从承担社会责任的角度自愿投入，但这样没有约束力。

For entrepreneurs proposed the government out of a part of the capital,Participate in trade each into certain fund,established"Risk guarantee fund",To participate in trade enterprise to provide security advice,ZhangGao think,This involves the law/Management and so on various aspects of the problem,Standing in the point of view of the bank,Is not willing to out of the money;Standing in the point of view of high science and technology enterprises,Funds for them,Itself is a difficult problem,Once formed the system and management measures,Can only rely on the enterprise from the Angle of social responsibility voluntary input,But this is binding upon both parties.

　　“从目前的情况看，专利投融资综合服务平台在服务企业方面取得了一定成效，但目前更需要的是政府加大费用投入，才能更好地运营。我们理解政府的难处，站在平台运营的角度，我们只能努力做好当下事”，张杲表示。

"From the present situation to see,Patent investment and financing integrated services platform in the service enterprise has made certain achievements,But the present needs more is the government increased the investment cost,They can better operation.We understand the government's difficulties,Standing in the point of view of operation platform,We have to try to do well the thing",ZhangGao said.

　　据悉，作为平台主管部门的湖北省知识产权局，今年也预备拿出50万来奖励参与专利交易的双方，希望以此来撬动大资本。“专利质押融资只能靠政府搭建平台和增加费用投入，以此来引导交易惯性。只有形成惯性，受到认可和信任了，市场才能走活。”

It is reported,As a platform of the competent department of hubei province intellectual property office,This year also ready to take out 500000 reward to participate in patent on both sides of the transaction,Hope so as to move large capital."Patent pledge financing can only rely on government build platform and increase the cost input,In order to guide the transaction inertia.Only the formation of inertia,By the recognition and trust,The market to go live."