银行

The bank

　　央行3年来首次降息

The central bank to cut interest rates for the first time in three years

　　央行决定自6月8日起下调金融机构人民币存贷款基准利率，金融机构1年期存贷款基准利率同时下调0.25个百分点，其他各档次存贷款基准利率及个人住房公积金存贷款利率相应调整。这是央行时隔3年多来首次降息，上次降息还要追溯到2008年12月23日。

Central bank decided to since June 8, cut the financial organ renminbi the benchmark interest rates,Financial institutions one-year benchmark interest rate and at the same time by 0.25%,The other class the benchmark interest rates and personal housing accumulation fund loan interest rate adjustment accordingly.This is the central bank after 3 years to cut interest rates for the first time,The last time to cut interest rates also traced back to December 23, 2008.

　　央行同时调整了金融机构存贷款利率的浮动空间，决定自同日起将金融机构存款利率浮动区间的上限调整为基准利率的1.1倍，并将金融机构贷款利率浮动区间的下限调整为基准利率的0.8倍。

The central bank also adjusted the financial institutions and loan rate floating space,Since the decision on financial institutions at the range of floating interest rate upper limit of adjustment as the benchmark interest rate 1.1 times,And the financial institutions lending rate floating interval the lower limit of adjustment as the benchmark interest rate 0.8 times.

　　央行银监会否认房贷放松

The central bank denied CBRC mortgage relax

　　6月17日，央行和银监会双双发表声明否认“房贷放松论”。央行表示，个别媒体称“央行特急文件规定首套房贷利率最低可7折”，有意曲解央行政策意图，有市场炒作之嫌。银监会表示，6月8日银监会发布的《商业银行资本管理办法（试行）》明确个人住房抵押贷款的风险权重为50%，与现行监管规定相一致，未作任何调整。市场预计，短期内房地产开发贷款与个人按揭贷款大幅回暖的可能性较小。

June 17,The central bank and banking regulatory commission issued a statement denying both"Mortgage relaxation theory".The central bank said,Individual media said"The central bank crash files regulation first set minimum mortgage rates can be 7 fold",Intentionally distorts the central bank policy intention,Have the market hype too.Banking regulatory commission (CBRC) said,June 8 issued by the CBRC[The measures for the administration of the commercial bank capital(trial)]Define individual housing mortgage loan risk the weight is 50%,With the current regulations consistent,Did not make any adjustment.Market is expected to,In the short term real estate development loans and individual mortgage loan significantly milder less likely.

　　百家第三方支付机构或近期获牌

Hundred third party payment institution or the brand in the near future

　　从多家第三方支付机构获悉，6月初，央行颁发了第四批第三方支付牌照，获牌机构或将在100家以上，数量可能超过以往3批牌照的总和。自2011年5月26日央行发放首批第三方支付牌照，过去1年中，央行先后发放3批支付牌照，获牌机构已达101家。加上下发的第四批牌照，获牌机构将达到200家左右。

From several third party payment mechanism that,Early June,The central bank issued by the fourth batch of the third party payment licence,The card institution or will be more than 100,Quantity may be more than the sum of the three group of licence.Since on May 26, 2011, the central bank issued the first third party payment licence,In the past year,The central bank has issued three batch pay licence,The brand agency has reached 101.And the fourth batch of licence issued by,The brand agency will reach 200 or so.

　　股票

stock

　　八部委：研究允许境外机构在境内发行股票、债券等

Eight ministries and commissions:To allow research overseas institutions within the territory of the issuance of stocks/bonds

　　国务院办公厅5月24日转发国家发改委、商务部等八部委的《关于加快培育国际合作和竞争新优势的指导意见》提出，要研究制定境外企业到境内发行人民币股票的制度规则，认真做好相关技术准备，适时启动境外企业到境内发行人民币股票试点；研究允许境外机构在境内发行股票、债券、基金等，逐步放宽境内机构在境外发行有价证券，拓宽境内投资者对外证券投资渠道。

The general office of the state council May 24 forward the national development and reform commission/The ministry of commerce of the eight ministries and commissions[On speeding up the foster international cooperation and competition advantage of the new guidance]Put forward,To study and establish overseas enterprise within the territory of the issuance of RMB stock system rules,Earnestly related technical preparation,A timely start overseas enterprise within the territory of the issuance of RMB stock pilot;To allow research overseas institutions within the territory of the issuance of stocks/bonds/funds,Progressively liberalize in domestic organizations overseas issue securities,Broaden the investors foreign securities investment channels.

　　5月A股内幕人交易共585笔涉及211家上市公司

May A share insider trade 585 pen involving 211 listed companies

　　5月，A股市场内幕人交易共计585笔，涉及211家上市公司，涉及交易的上市公司平均每家约完成2.77笔内幕人交易。

may,A-share market insider trade total of 585 pen,Involving 211 listed companies,Involved in trading of listed company average each completed about 2.77 pen inside people trading.

　　其中398笔为卖出，占当月交易总数68%，涉及近400笔董监高持股出逃交易的公司共149家，占当月发生内幕人交易上市公司70%。

398 of them for selling pens,The trading account for 68%,Involving nearly 400 pen dong prison high holding escape trading company a total of 149,The insider trading of happened one listed company 70%.

　　从市场看，5月上海主板共发生内幕人交易79单，涉及21家上市公司，涉及董监高出逃交易为13家公司的39笔，占内幕人交易49%，另外40笔董监高增持所在8家公司股票。深圳主板共发生内幕人交易68单，涉及25家上市公司，涉及董监高出逃交易为14家公司的19笔，仅占内幕人交易27.9%，另有49笔董监高增持11家所在公司股票。

See from market,May Shanghai motherboard common happened inside people trading 79 single,Involved in the 21st listed companies,Involving tung prison escape trading higher for 13 companies 39 pen,Insider trading 49% of people,Another 40 pen dong prison where high around eight company stock.Shenzhen motherboard common happened inside people trading 68 single,Involved in 25 listed companies,Involving tung prison escape trading higher for 14 companies 19 pen,Insider trading accounts for only 27.9% of the people,Otherwise 49 pen dong prison high around 11 company stock.

　　证监会就非上市公众公司监督管理办法公开征求意见

Securities regulatory commission is private public company supervision and the measures for the administration of the public to solicit their opinions

　　证监会6月15日发布《非上市公众公司监督管理办法(征求意见稿)》，向社会公开征求意见。这将为全国性场外市场（新三板）的推出铺平道路。中国证监会有关部门负责人介绍，在发行方式上，非上市公众公司将建立储架发行制度，监管部门一次性核准其发行申请，公司应当在3个月内完成首期不低于总量50%的发行，其余可根据项目需求分次择机在12个月内发行。

Securities regulatory commission issued on June 15,[Private public company supervision and management measures(draft)],To the public to solicit their opinions.This will be for national otc market(The new SanBan)Launch pave the way.The China securities regulatory commission in charge of relevant departments of the introduction,In the issue on the way,Private public company will establish storage rack issue system,Regulators one-time approved the issuance application,The company shall be completed within 3 months in the total amount not less than 50% of the issue,The rest can be according to the project demand graded the timing for 12 months issue.

　　基金

fund

　　中国基金业协会成立

China funds industry association was set up

　　中国证券投资基金业协会从2010年底传出组建消息，经历了近两年筹备，于6月6日召开成立大会，国内多家公募基金公司、第三方基金销售机构、托管机构、评级机构等均参加此次会议，6月7日上午举行成立大会暨年会。

China association of securities investment funds from the end of 2010 established the news out,Experienced for nearly two years,On June 6, inaugural meeting,Many domestic GuGong offering fund company/The third party fund sales institutions/Trusteeship agency/Rating agencies, etc., to attend the conference,June 7, was held in the morning meeting and conference.

　　根据《中国证券投资基金业协会章程》(草案)，协会会员包括普通会员、联系会员和特别会员，通过不同的权益和责任分割，将基金行业各个相关环节的法人单位纳入引导自律的范畴。

According to[China's securities investment funds industry association articles of association](draft),Association members including ordinary member/Associate member and special member,Through the different rights and responsibility division,Will fund industry each relevant link legal person units into the category of guide self-discipline.

　　基金业步入千基时代

Funds into the thousand base era

　　自1998年我国第一只证券投资基金诞生以来，中国基金行业已经走过了14个年头。而就在6月中旬伴随着华宝兴业中证短融50指数基金、景顺长城180等权重交易型基金等产品的成立，公募基金产品数量终于突破了1000只。

Since 1998, China's first only securities investment funds since birth,China's fund industry had already passed through for 14 years.And in the middle of June with warburg industrial has short melt 50 index fund/JingShun Great Wall 180 weight trading fund and the establishment of the products,Public offering fund product quantity finally broke through 1000 only.

　　虽然产品数量快速攀升，但基金资产管理规模却没有出现同步增长。数据显示，截至 2012年一季度末，基金行业公募产品资产净值分别为2.63万亿份和2.21亿元，远低于2007年末的3.28亿元。

Although the product quantity and rapidly,But fund asset management scale did not appear synchronous growth.Data display,By the end of 2012 at the end of the first quarter,Fund industry public offering products net asset value respectively for 2.63 trillion a and 221 million yuan,Far below 328 million yuan by the end of 2007.

　　保险

insurance

　　山西保险中介持证人数设底限

Shanxi insurance intermediary hold a number of bottom line

　　6月17日，山西保监局相关负责人表示，山西省对保险兼业中介准入退出管理制定了首个规范性文件。新规提高了保险兼业中介的准入门槛，明确了市场退出的制度依据，将从根本上解决保险代理市场散乱现状。内容主要包括持证人员数量设最低标准，机构退出有了比照依据，不同机构准入退出实行分类管理等，7月1日起将正式实行。

June 17,Shanxi bureau officials say,Shanxi Province to insurance relates intermediary access exit management make the first normative documents.The new gauge improve the insurance intermediary relates the admittance threshold,Clear the market exit system basis,To fundamentally solve the insurance agent market messy situation.Content mainly includes the number of employees hold a minimum standard,Institutions quit the basis in,Different organizations access exit shall carry out the policy of classification management, etc,July 1 will formally implement.

　　下一步，山西省将鼓励一批发展较好的保险兼业代理机构，转向专业化代理机构，引导保险中介集团化发展。做大做强保险中介，实现保险代理市场的专业化和规模化。

The next step,Shanxi Province will encourage a batch of development good insurance relates the agency,Steering specialized agencies,Guide the insurance intermediary collectivization development.Bigger and stronger insurance intermediary,To realize the insurance agency market specialization and scale.

　　北京拟定期披露投诉保险中介信息

Beijing intends to disclose information regularly complain insurance intermediary

　　北京保监局6月15日发文表示，将定期披露涉及保险中介的投诉情况。关于披露的内容，包括监管机构接到的涉及保险中介和兼业机构的投诉信息，如被投诉机构名称、投诉事项及被投诉件数。披露的信息还有保险专业中介机构日常执行监管法规存在问题的情况，如未按规定交纳监管费、投保职业责任保险（交存保证金）、开展外部审计、报送报告、报表等信息。

Beijing bureau on June 15, outgoing mail said,Will regularly disclosure concerning insurance intermediary complaints situation.About the content of the disclosure,Including regulators received insurance intermediary institutions involved and relates the complaint information,As the name of the complaint institutions/Complaints matters and be complaint number.Disclosure of information and insurance professional intermediaries daily execution supervision regulations of the existing problems,If not pay the supervision fee according to regulations/Insurance professional liability insurance(Deposit deposit)/Carry out external audit/Submit the report/Report information such as.

　　北京保监局相关负责人介绍，拟通过“北京保险业舆情监测系统”每季度向北京保险行业披露上述信息。这主要是为了让各保险公司进一步了解保险中介机构的合规经营情况。目前，相关文件已下发各在京直接经营业务的保险公司总公司、各保险公司北京分公司以及各在京保险中介机构。

Beijing bureau relevant controller introduces,Proposed by"Beijing insurance public opinion monitoring system"Every quarter to Beijing insurance industry disclosure of the above information.This is mainly to make the insurance company to further understand the insurance intermediary institutions compliance management.At present,Relevant documents issued in Beijing has the direct business insurance company head office/The insurance company Beijing branch in Beijing and the insurance intermediary institutions.

　　位求偿制度将在三地试点

Ask for compensation system will be in three pilot

　　6月17日，车险索赔单证标准的制定已经完成，接下来会向社会征求意见。车险代位求偿制度在车险平台上还确立在辽宁、重庆、厦门三地进行试点，计划年内在全国推行代位求偿制度。而目前江苏不少公司已经开始实行代位求偿。

June 17,Auto insurance claim documents standards has been completed,The next step would be to social for advice.Auto insurance generation ask for compensation system in auto insurance platform is established in liaoning/chongqing/Xiamen on three pilot,Plan years in the national implementation of the generation ask for compensation system.And at present jiangsu many companies have started to implement generation ask for compensation.

　　据了解，理赔单证是指车主在理赔需要保险公司提供的有关资料，如索赔申请书、驾驶证、行驶证、交通事故证明、交通事故赔偿调解书、修车发票、施救费及相关费用票据原件等等。新标准将规定，如果是保险公司可以自己去找的单证，那就要求保险公司自己去找，比如保单正本，这一项保险公司完全可以自己查询得到，就没有必要再让客户提供了。

It is understood,Claims document refers to the owner in claims need insurance company to provide the relevant information,If the application form for the claim/Driving license/registration/Traffic accident proof/The traffic accident compensation settlement agreement/Repair invoice/Rescue fee and related expenses of the original instrument, etc.The new standard will provisions,If it is insurance company can find documents,That requires insurance companies to find,Such as the original policy,This a insurance company can get their inquires,There is no need to let the customer provides.

　　房产

property

　　5月新房成交或创17个月新高

May bridal chamber to clinch a deal or and 17 months highs

　　中原集团研究中心的数据显示，受供应增加和降价促销的共同影响，5月30个重点城市的新建住宅成交量预计将刷新2011年1月调控后的新高。截至5月30日，30个重点城市5月份新房成交量预计约为1631万平方米，环比上升20%，同比上升28%，与今年3月的高点相比微增3%。如果去除4月首尾两个小长假的影响，新房成交连续3个月保持稳定的相对高位。

The group research center data display,By the increased supply depreciate sales promotion and the common influence,On May 30 key city of new housing turnover is expected to refresh January 2011 record high after the regulation.As of May 30,,30 key cities may bridal chamber volume is expected to about 16.31 million square meters,Link up 20%,Up 28%,And in March this year high compared with micro increased by 3%.If remove April and the influence of the two small long vacation,Bridal chamber to clinch a deal for three months keep stable relatively high.

　　广州：城中村需9成村民同意 三旧改造以公建配套为先

guangzhou:Villages to 9 into the villagers agreed to three old improvement in public facilities first

　　6月9日，广州市政府发布了《关于加快推进三旧改造工作的补充意见》，提出了一些新的措施：其中特别强调“三旧”改造工作的政府主导和历史文化保护问题，城中村改造成本无法实现平衡的，可获得“三旧”改造专项资金的补贴；而且要启动城中村改造，需要获得90%以上的村民同意，此前只需80%就可进行。

On June 9,,Guangzhou municipal government released[Accelerate the reform about three old work supplementary opinions],This paper puts forward some new measures:With particular emphasis on"Three old"Reconstruction work of government leading and historical and cultural protection,Urban village reconstruction cost can't realize the balance,available"Three old"Reform of the special funds subsidies;And to start rebuilding the villages inside the city,Need to get more than 90% of the villagers agreed to,Previously only 80% can be carried out on.

　　住建部：下调个人住房公积金存贷款利率

Live JianBu:Personal housing accumulation fund loan interest rate cut

　　住建部下发关于调整住房公积金存贷款利率的通知，从6月8日起，下调个人住房公积金贷款利率。5年期以上个人住房公积金贷款利率下调0.20个百分点，由4.90%下调至4.70%；5年期以下（含5年）个人住房公积金贷款利率下调0.25个百分点，由4.45%下调至4.20%。同时规定，开展利用住房公积金贷款支持保障性住房建设试点的城市，贷款利率按照5年期以上个人住房公积金贷款利率上浮10%执行。

Live JianBu issued concerning the adjustment of the interest rate of the public accumulation fund for housing construction notice,From June 8 up,Cut a personal housing accumulation fund loan interest rate.More than 5-year personal housing accumulation fund loan interest rate by 0.20%,Cut from 4.90% to 4.70%;The following five years(Including 5 years)Personal housing accumulation fund loan interest rate by 0.25%,Cut from 4.45% to 4.20%.At the same time provisions,Carry out using loan of housing accumulation fund support indemnificatory housing construction pilot cities,In accordance with the loan interest rate more than 5-year personal housing accumulation fund loan interest rate rise 10% execution.

　　其他

other

　　油价重回7元时代

Oil prices back to $7 times

　　国际油价持续下跌终于带动国内成品油价格下调。国家发改委决定自6月9日零时起，将汽、柴油价格每吨分别降低530元和510元。这是近3年来国内成品油价格下调幅度最大的一次。北京市93号汽油的价格下调0.43元/升，为7.64元/升，油价正式重回7元时代。

International oil prices continue to fall finally provide a boost to the domestic refined oil price cut.The national development and reform commission decided to since June 9, the zero hour,Will steam/Diesel oil price per ton lower 530 yuan and 510 yuan respectively.This is nearly 3 years domestic product oil price declines one of the biggest.The Beijing 93, the price of petrol by 0.43 yuan/liter,Is 7.64 yuan/liter,Oil prices officially return to $7 times.

　　5月CPI同比上涨3.0%

May CPI rose 3.0% year-on-year

　　国家统计局网站消息，2012年5月，全国居民消费价格总水平同比上涨3.0%。其中，城市上涨3.0%，农村上涨2.9%；食品价格上涨6.4%，非食品价格上涨1.4%；消费品价格上涨3.6%，服务项目价格上涨1.7%。1-5月平均，全国居民消费价格总水平比去年同期上涨3.5%。

The national bureau of statistics web site message,In May 2012,China's consumer prices rose 3.0% year-on-year in the general level.the,City rose 3.0%,Rural rose 2.9%;Food prices rose by 6.4%,Non-food prices rose by 1.4%;Consumer prices rose by 3.6%,Services prices 1.7%.1-5 month average,The national consumer price total level than the same period last year rose 3.5%.

　　5月份，全国居民消费价格总水平环比下降0.3%。其中，城市下降0.3%，农村下降0.3%；食品价格下降0.8%，非食品价格持平；消费品价格下降0.4%，服务项目价格上涨0.1%。

may,The national consumer price total level link fell by 0.3%.the,The city fell by 0.3%,Rural fell by 0.3%;Food prices fell 0.8%,Not the same food prices;Consumer prices fell by 0.4%,Services prices 0.1%.

　　七大战略新兴产业规划获通过

Seven big strategic emerging industry planning get through

　　5月30日，温家宝总理主持召开国务院常务会议，讨论通过了《“十二五”国家战略性新兴产业发展规划》，提出了节能环保、新一代信息技术、生物、高端装备制造、新能源、新材料以及新能源汽车等七大战略性新兴产业的重点发展方向和主要任务，并提出了20项工程。

On May 30th,Prime minister wen jiabao presided the state council executive meeting,Through the discussion["1025"National strategic emerging industry development planning],Puts forward the energy conservation and environmental protection/A new generation of information technology/biological/High-end equipment manufacturing/New energy/The new material and new energy automobiles seven big strategic emerging industry's key developing direction and main task,And puts forward the 20 project.