证券时报记者 刘晓晖

The securities times reporter LiuXiaoHui

　　十八大代表、交通银行(601328,股吧)党委书记、董事长胡怀邦表示，从十六大以来的这十年，是我们国家经济发展、创造奇迹的十年，这十年GDP平均增长两位数，在世界经济体中的地位由第六跃升为第二位，被誉为“中国奇迹”。

Eighteen big represents/Bank of communications(601328,guba)Secretary of the party committee/The chairman HuHuaiBang said,Since the sixteenth congress from these ten years,Is our national economic development/Create miracles ten years,This decade the average GDP growth two digits,The position in the world economy by the sixth jump for the second,Is regarded as"China's miracle".

　　“随着中国经济又好又快发展，中国金融业改革发展也取得了引人瞩目的成就。这十年，堪称中国金融业的"黄金十年"。”胡怀邦表示。

"As China's economy and the rapid and healthy development,Reform and development of China's financial industry has also obtained the achievement.The ten years,A Chinese financial industry"Golden decade"."HuHuaiBang said.

　　胡怀邦指出，首先，金融企业改革取得了很大的成效。从银行业来讲，从交通银行作为国有银行改革的先行者探索者率先进行财务重组、引进战略投资者、在沪港两地上市，一直到中国农业银行(601288,股吧)股份制改革的收官之作，标志着五大国有银行改革全面完成，公司治理机制全面完善，现代企业制度基本确立。

HuHuaiBang pointed out that,First of all,The financial enterprise reform has achieved great results.Will tell from banking,Bank of communications from the reform of state-owned Banks as the pioneer of the explorer financial restructuring/The introduction of strategic investors/Hong Kong listed in Shanghai,Has been to the agricultural bank of China(601288,guba)Joint-stock reform running work,Marks the five major state-owned Banks reform completely finished,The company governance mechanism the comprehensive consummation,The modern enterprise system basically established.

　　第二，金融市场体系不断健全。积极稳妥地发展货币市场、资本市场、保险市场等各类金融市场，已经形成了多层次、多元化的金融市场体系。

The second,Constantly improve the financial market system.Actively and steadily development of the money market/Capital market/Insurance market and other kinds of financial market,Has formed a multi-level/Diversified financial market system.

　　第三，汇率、利率的市场化改革稳步推进。按照主动性、渐进性、可控性的原则不断深化汇率形成机制的改革。建立了以市场供求为基础、参考一篮子货币进行调节、有管理的浮动汇率制度。

The third,Exchange rate/Interest rate marketization reform steadily.According to the initiative/progressive/The principle of controllable deepening the reform of exchange rate forming mechanism.Established based on market supply and demand/With reference to a basket of currencies regulation/A managed floating exchange rate system.

　　目前人民币汇率基本上实现了均衡，人民币跨境使用快速发展，去年我们人民币跨境结算达到2.6万亿元，人民币国际地位明显提升。有序推进利率市场化改革，迈出了实质性的步伐，利率在优化资源配置和货币政策传导中的作用进一步显现。

At present the RMB exchange rate basically realize the equilibrium,RMB cross-border use rapid development,Last year we RMB settlement of cross-border reached 2.6 trillion yuan,The international status is up considerably.Promoting orderly market-oriented interest rate reform,Made substantial pace,Interest rates in optimizing the allocation of resources and the role of monetary policy transmission further revealed.

　　第四，金融业综合化改革试点稳步推进。一些大的商业银行除了商业银行主业之外，还广泛涉足信托、保险、证券等跨市场业务，银行业跨行业、跨市场服务能力不断提升。

The fourth,The financial industry comprehensive reform pilot steadily.Some big commercial Banks in addition to commercial Banks outside the main,Also widely in trust/insurance/Securities business across the market,Banking cross-industry/Cross market service ability to continuously improve.

　　第五，银行业对外开放取得了新成就。我们全面履行入世承诺，实现了银行业“放进来”与“走出去”并举的双向开放，中外资银行同台竞技，中国金融业尤其是银行业在国际上的竞争力也得到了很大的提升。

The fifth,Banking opening made new achievements.We fully perform its wto commitments,Realized the banking"Put in"and"Go out"And the two-way open,Overseas Banks on the same stage,China's financial industry especially in the banking industry international competitiveness also got a lot of ascension.

　　最后，监管的专业化和有效性不断提升。宏观审慎监管框架日趋成熟，监管理念、监管方式和手段更加先进，监管力度不断加大，相关法律制度不断健全，对维护国家经济金融安全、抵御国际金融危机发挥了重要保障作用。

finally,Supervision of specialization and improve effectiveness.Macro prudential supervision framework matures,Supervision idea/The way of supervision and regulation and means more advanced,Supervision is increasing continuously,Constantly improve the relevant legal system,To safeguard the national economic and financial security/Against the international financial crisis has played an important role.

　　十年大改革，十年大发展。金融业发展这十年，可以说是“黄金十年”。胡怀邦列举的一系列数据和实施，也证明了中国金融业“黄金十年”所言不虚这十年，银行业发展速度最快、资产质量最好、经营效益最高。比如，银行业的总体实力大为增强，2002年中国银行(601988,股吧)业资产总额为27万亿元，而截至今年三季度，中国银行业总资产已超过126万亿元，是十年前的近四倍，十年增长了100万亿元。

Ten years big reform,Ten years development.The development of financial industry these ten years,Can be said to be"Golden decade".HuHuaiBang lists a series of data and implementation,Also proved that China's financial industry"Golden decade"'s claims this decade,Banking fastest developing speed/Assets quality best/Management benefit highest.For example,Banking overall strength greatly strengthened,In 2002, the bank of China(601988,guba)Industry total assets is 27 trillion yuan,And by the third quarter of this year,China's banking industry has total assets of more than 126 trillion yuan,It was ten years ago nearly four times,Ten years increased 100 trillion yuan.