本报记者 周文天

Our reporter ZhouWenTian

　　《浙江省温州市金融综合改革试验区实施方案》23日正式向社会公布。依据该方案，温州将在5年时间内，将金融业打造成国民经济的重要支柱产业。

[Zhejiang wenzhou financial comprehensive reform pilot implementation plan]23 officially released to the society.According to the plan,Wenzhou will be in five years time,Will financial hit to cause an important pillar industry in the national economy.

　　在金融试点获批8个月后出台的12条具体方案，其实施原则包括:坚持整体设计、系统推进；坚持创新为要、监管先行；坚持上下联动、项目运作。实施方案包括规范发展民间融资、加快发展新型金融组织、发展专业资产管理机构、开展个人境外直接投资试点、深化地方金融机构改革、创新发展金融产品与服务、培育发展地方资本市场、积极发展各类债券产品、拓宽保险服务领域、加强社会信用体系建设制订、强化地方金融管理机制、建立金融综合改革风险防范机制等。

In the financial pilot approved 8 months after the article 12 on concrete plan,The implementation principle includes: adhere to the overall design/System propulsion;Insist on innovation to/Supervision first;Adhere to the fluctuation linkage/Project operation.Implementation plan including standard development folk financing/Accelerate the development of new financial organizations/The development of professional asset management mechanism/Carry out personal foreign direct investment pilot/Deepening the reform of local financial institutions/Innovation and development of financial products and services/The development of the capital market place/Actively developing products of all kinds of bonds/Broaden the insurance services/Strengthening the construction of social credit system develop/Strengthening local financial management mechanism/To establish financial comprehensive reform risk prevention mechanism, etc.

　　温州市金融办主任张震宇在解读实施方案时表示，此前备受瞩目的小额贷款公司转村镇银行，有望在温州实现突破。

Wenzhou financial do ZhangZhenYu director in reading implementation plan, said,After high-profile small loan companies turn town bank,Is expected to realize the breakthrough in wenzhou.

　　依据规定，作为民资方的小额贷款公司在转村镇银行时，必须以银行金融机构作为主发起人。张震宇表示，温州已有小贷公司在探索与银行成为“双主发起人”。作为主发起人之一，民资将在村镇银行中有更多话语权。

According to the provisions,What was the party as a small loan companies in turn bank villages and towns,Must take the bank financial institutions as the main sponsors.ZhangZhenYu said,Wenzhou has little credit company in exploration and Banks become"Double main promoter".As the main one of the sponsors,What will be in the bank villages and towns have more right.

　　此外，23日发布的实施方案特别提到温州小贷公司可探索发行“中小企业私募债”。此前，小贷公司的资金来源只有注册资本金和有限的银行贷款。

In addition,23 release plan specific mention of wenzhou small credit company can explore the issue"Small and medium-sized enterprise SiMuZhai".after,Small credit company funds only registered capital and limited bank loans.

　　实施方案指出，温州将发展专业资产管理机构，扩大民间资金投资领域，探索通过资产证券化、资产支持票据、定向募集等方式多元化解决重大建设项目的资金需求，形成信托公司、证券公司、投资基金等多元金融机构参与基础建设融资的局面。

Implementation plan pointed out that,Wenzhou will develop professional asset management mechanism,Expand the folk capital investment fields,Exploration through the asset securitization/Assets support bill/Directional collection etc diversified solve the major construction projects of the fund demand,Form trust company/Securities company/Investment fund many financial institutions to participate in infrastructure financing situation.