温州成为金融改革“试验区”的梦想已经成真。

Wenzhou has become a financial reform"Test site"Dream has come true.

　　根据今年3月28日国务院常务会议批准实施的《浙江省温州市金融综合改革试验区总体方案》，浙江省政府对应制订了“省12条”具体实施方案。

According to this year on March 28, the state council executive meeting of the implementation of the approved[Zhejiang wenzhou financial comprehensive reform pilot area overall scheme],Zhejiang province government corresponding made"Article 12 provinces"Concrete implementation scheme.

　　据了解，“省12条”具体方案的实施原则是“三坚持”：坚持整体设计、系统推进；坚持创新为要、监管先行；坚持上下联动、项目运作。

It is understood,"Article 12 provinces"The specific implementation of the principle is"Three adhere to the":Adhere to the overall design/System propulsion;Insist on innovation to/Supervision first;Adhere to the fluctuation linkage/Project operation.

　　比较引人注目的有，此前一直呼声很高的，开展个人境外直接投资试点。曾参与《方案》起草的人士介绍，《方案》起初包括温州市金融办提出的8条举措，以及温州银监局、央行温州中心支行提出的“筹办温州科技投资银行”和“个人境外直投”、“银行利率市场化”两个试点。

Compared with conspicuous,Call had been high,Carry out personal foreign direct investment pilot.Participated in[scheme]The people who are drafted,[scheme]At first, including wenzhou financial do put article 8 measures,And wenzhou silver inspect bureau/The central bank wenzhou branch of the center is put forward"Wenzhou for science and technology investment bank"and"Personal overseas straight investment"/"Bank interest rate marketization"Two pilot.

　　在这份“省12条”中，记者发现，只剩下了“个人境外直投”这一条。据新华社消息，具体规定为，“在国务院统一部署领导下，探索以人民币开展个人境外直接投资，制订温州市个人境外直接投资管理办法及实施细则等。”

In this"Article 12 provinces"in,Reporter discovery,Only the"Personal overseas straight investment"This article a.According to xinhua news agency,Specific provisions for,"Under the leadership of the state council in unified deployment,To explore the individual to carry out overseas direct investment,Make wenzhou individual foreign direct investment management measures and the detailed rules for its implementation."

　　记者了解到，一些关于“个人境外直接投资试点”的具体实施细则还没有出台。事实上两年前，温州就曾经提出要开展个人境外投资试点，但一度被叫停。

The reporter understands,Something about"Personal foreign direct investment pilot"The specific implementation rules are not yet available.In fact two years ago,Wenzhou once offered to carry out personal overseas investment pilot,But once have been stopped.

　　允许个人在境外直接投资，有利于拓宽温州民间资本投资渠道，引导民资合理合法“走出去”。有消息表示，在投资方式上存在多样性，比如，投资者可通过在境外新设、并购、参股等方式设立企业，或取得既有企业的所有权、控制权、经营管理权。

To allow individuals in overseas direct investment,To broaden the wenzhou folk capital investment channels,What was the guide reasonable legal"Go out".Sources said,In the investment mode exist on diversity,For example,Can be accessed by investors in a newly established outside China/Mergers and acquisitions/Participation etc is established in the form of enterprise,Or get both of the enterprise ownership/control/Management right.

　　此次一举通过，许多人认为这是民间资本投资领域不断拓宽的象征。

The at one fell swoop through the,Many people think that this is the folk capital investment fields expanding symbol.

　　民间资本的投资领域在“省12条”中不断被拓宽，比如，“支持民营资本进入证券、投资咨询等领域，争取在温州设立证券公司，支持更多的证券、基金、期货公司到温州设立分支机构。鼓励地方金融机构以控股、参股的方式探索综合经营等。”

The folk capital investment in the field"Article 12 provinces"Is being constantly expand,For example,"Support private capital into the securities/Investment consulting, etc,For the establishment of securities companies in wenzhou,Support more securities/fund/Futures companies to set up branches in wenzhou.Encourage local financial institutions to holding/Participation way to explore integrated management, etc."

　　温州“金改”的意义在于，要有效提升民间资金向产业资本转化的能力，完善专注于小微企业和“三农”的金融产品创新体系，增强防范和化解金融风险的能力，优化地方金融生态环境。

wenzhou"Gold change"Meaning lies in the,To enhance the folk capital to industrial capital transformation ability,Perfect focus YuXiaoWei enterprise and"Agriculture, countryside and farmers"Financial products innovation system,Enhance guard against and defuse financial risks ability,Optimization of local financial ecological environment.

　　浙江历来都走在金融探索的前列，比如，在2008年时就率先进行小额贷款公司的试点，此后，不断推进改革，这次“省12条”提出，要加快发展新型金融组织，探索小额贷款公司发行中小企业私募债等。

Zhejiang has always walk in the forefront of the financial exploration,For example,In 2008, he take the small loan company's pilot,Since then,Continuously push forward the reform,the"Article 12 provinces"Put forward,To speed up the development of new financial organizations,Explore small loan companies issuing small and medium-sized enterprise SiMuZhai, etc.

　　较为吸引眼光的是，要培育发展地方资本市场。“积极开展产权交易市场试点，建立知识产权、企业产权、金融资产、排污权、水权、碳排放权、低碳技术、农村土地承包权、林权等产权交易市场，依法合规开展非上市公司股份转让试点，探索开展中小企业私募债转让试点。”

More attract eye is,To the development of local capital markets."Actively carry out property right trading market pilot,Establish intellectual property rights/Property rights of enterprises/Financial assets/Sewage's discharge right/Water right/Carbon emissions/Low carbon technology/The rural land contract right/Forest right and property right trading market,Compliance in accordance with the private company to carry out the transfer of shares pilot,Exploration of small and medium enterprises to carry out pilot SiMuZhai transfer."

　　此前，温州曾对外公布过“金改”的时间表。据悉，在具体实施方案“征求意见稿”中，温州将分3个阶段实施改革：今年是试点起步阶段；2013~2014年为全面推进阶段，初步形成完善的地方金融体制；2015年及以后为深化完善阶段，到2015年，使金融业发展成为温州国民经济的重要支柱产业。

after,Wenzhou has announced a"Gold change"schedule.It is reported,In the concrete implementation plan"draft"in,Wenzhou will be divided into three stages reform:This year is the pilot initial stage;2013 ~ 2014 to comprehensively promote stage,The initial formation of the perfect local financial system;In 2015 and later in order to deepen the perfect stage,By 2015,The development of financial industry to become wenzhou an important pillar industry in the national economy.

　　一个目前比较统一的说法是，温州的民间资本容量已经从5年前的3000亿累积到如今的8000亿以上。

A at present more unified is that,Wenzhou folk capital capacity from 300 billion five years ago has accumulated to today's more than 800 billion.

　　也就是说，“金改”有希望让这8000亿资金实行投资“自由行”。

That is,"Gold change"Have hope to make this 800 billion fund for investment"Freedom ride".