事件：日前，温州市公布温州金融改革十二条细则，个人境外直接投资将正式启动，小额贷款公司转制村镇银行也现放松迹象。

events:a,Wenzhou wenzhou financial reform published article 12 rules,Personal foreign direct investment will officially start,Small loan companies transformation of village Banks are now relax signs.

　　点评：从实施细则看，允许小额贷款公司发行中小企业私募债，确定民间资本可以投资温州区域性证券公司和信托公司等，都是之前没有的，但在一些民间关系的要点仍没有突破，包括民间借贷、民间资本进入银行以及利率市场化方面还有改革的空间。（马文婷）

Comment on:See from the detailed rules for the implementation,Allow small loan companies issuing small and medium-sized enterprise SiMuZhai,Determine the folk capital can invest in wenzhou regional securities companies and trust company, etc,Are not before,But in some folk relationship there is still no breakthrough points,Including folk loan/The folk capital into Banks and interest rate marketization reform aspect also has the space.(MaWenTing)