温州市金融办7日发出金融改革重要信息，首次向社会发布民间借贷利率指数，即“温州指数”，由此与中国人民银行温州市中心支行监测、发布的民间利率信息形成互补。

Wenzhou financial do 7 send financial reform important information,For the first time to the public by folk lending rate index,namely"Wenzhou index",With the people's bank of China wenzhou branch monitoring center/The interest rate by folk formed complementary information.

　　民间借贷利率平均水平是民间借贷的“风向标”。11月20日，浙江省政府出台了温州金融改革实施细则，其中要求规范发展民间融资，建立健全民间融资监测体系，形成民间融资综合利率指数“温州指数”，做好民间融资动态跟踪和风险预警。

Folk lending rate average is folk lending"vane".November twenty days,Zhejiang wenzhou government introduced the detailed rules for the implementation of financial reform,The development of folk financing requirements specification,Establish and perfect the folk financing monitoring system,Formation of folk financing comprehensive rate index"Wenzhou index",Do folk financing dynamic tracking and risk early warning.

　　为了切实贯彻落实国务院确定的温州金融改革“12条”和省政府实施细则，及时准确地反映民间融资市场资金价格的动态和趋势，预警民间金融风险，为温州民间金融市场提供重要参考，引导民间借贷走向规范化和阳光化，今年4月以来，温州市金融办投入力量开展“温州指数”的采集监测工作。

In order to truly implement the state council determined wenzhou financial reform"Article 12"And the detailed rules for the implementation of the provincial government,Timely and accurately reflect the folk financing market price of capital of the dynamic and trend,Folk financial risk early warning,For the wenzhou folk financial markets to provide important reference,Guide the folk lending to standardization and sunshine change,Since April this year,Wenzhou financial do investment in power"Wenzhou index"Collection monitoring work.

　　监测结果显示，11月26日至11月30日，温州民间融资综合利率指数为21.43%，即平均月息1分78，环比下降0.56个百分点。其中民间借贷服务中心登记的利率为13.64%，即平均月息1分13。小额贷款公司放款利率为20.61%，即平均月息1分72。社会直接融资利率为16.15%，即平均月息1分34。其他市场主体利率为30.12%，即平均月息2分51。

Monitoring results show that,On November 26, to November 30,,Wenzhou folk financing comprehensive rate index was 21.43%,That is mean monthly interest 1 78,Link fell by 0.56%.The folk lending service center to register interest rate is 13.64%,The average monthly interest is 1 minute then.Small loan company loan interest rate is 20.61%,That is mean monthly interest 1 72.Social direct financing interest rate is 16.15%,The average monthly interest is 1 minute 34.Other market main body interest rate is 30.12%,That is mean monthly interest 2 points 51.

　　作为反映民间融资价格的指标体系，“温州指数”初期将以“利率价格”的形式先行发布，每周发布一次。今后将进一步拓展指数内涵，构建并发布能满足市场多方需求的“温州指数”指标体系。目前，温州市共有监测点约350个，涉及小额贷款公司、民间资本管理公司、民间借贷服务中心、实体企业、部分民间借贷委托监测点以及典当行等其他市场主体，采集的样本基本上涵盖了民间融资市场各类主体和各种借贷行为。

As reflect folk financing price index system,"Wenzhou index"Initial will be"Rates price"The first release form,A weekly release.The future will be further development index connotation,Build and release can satisfy the market demand"Wenzhou index"Index system.At present,Wenzhou mutual monitoring point about 350,Small loan companies involved/The folk capital management company/Folk lending service center/Entity enterprise/Part of the folk lending entrust monitoring point and the pawnshop and other market main body,Collection of samples basically covers all kinds of folk financing market main body and various lending practices.

　　温州是民间借贷相当活跃的地区。2003年，中国人民银行温州市中心支行在全国率先建立了系统的民间借贷利率监测体系，监测点遍布全市城乡140多个。

Wenzhou folk lending is quite active area.In 2003,,The people's bank of China wenzhou branch center in the national first established the system of private lending rate monitoring system,Monitoring stations in the city more than 140 in urban and rural areas.

　　（新华社）

(The xinhua news agency)