华泰柏瑞基金在11月30日举办的“第五届中国对冲基金峰会”暨第四届中国基金经理高峰论坛上再度体现抢占“对冲时代”制高点的市场推广战略。本届“中国对冲基金峰会”不仅为华泰柏瑞设置了主题演讲板块，更为华泰柏瑞沪深300ETF辟出一个专门的展位。华泰柏瑞沪深300ETF运用策略等资料在现场深受对冲基金、券商资管等与会者欢迎。

Huatai BaiRui fund in the November 30 held on"The fifth China hedge fund summit"And the 4th China fund manager peak BBS again to reflect"Hedge age"The commanding heights of the marketing strategy.the"China's hedge funds summit"Not only for huatai BaiRui set the theme speech plate,More BaiRui huatai Shanghai and shenzhen 300 etf monarch out a special booth.BaiRui huatai Shanghai and shenzhen 300 etf use strategies in the field data by hedge funds/Brokers endowment tube and participants welcome.

　　安永：银行业需转变经营模式

Ernst &young:Banking need to change their management model

　　安永大中华区银行及资本市场主管合伙人蔡鉴昌12月7日表示，中国银行(601988,股吧)业需要加快转变经营模式，走资本集约化发展的道路，同时完善风险治理架构，全面提升风险管控能力。他透露，目前中国新资本监管标准已正式发布，预计新流动性风险监管标准也将择机出台。“中国银行业目前发展模式仍以规模扩张为主，由于新资本协议的要求及利率市场化的推动，中国银行业必须走上资本集约化道路，实现内涵式增长，用好资本，实现转型。”

Ernst &young greater China region bank and capital market competent partner CaiJianChang December 7th said,The bank of China(601988,guba)Industry need to accelerate transformation of the mode of operation,Go capital intensive development of the road,At the same time improve risk management framework,Improve risk control ability.He revealed,At present China's new capital regulation standard has been issued,Is expected to new liquidity risk regulatory standards will also be introduced the timing."China banking at present development model still mainly scale expansion,Due to the requirements of the new capital accord and the marketization of interest rate and promoting,China banking must on capital intensive way,Realize connotative growth,Make good use of capital,To realize the transition."

　　新华保险(601336,股吧)获股权和不动产投资牌照

Xinhua insurance(601336,guba)The equity and real estate investment licence

　　近日，新华保险接到保监会正式批复，公司获得股权和不动产投资牌照。新华保险成为全国范围内少数获得股权和不动产投资双牌照的保险公司，未来公司资产的配置渠道将进一步拓宽。获得股权投资和不动产投资双牌照，意味着新华保险在投资领域方面拓宽了资金运用渠道，利于公司扩大资产配置空间，分散投资风险，进而为提升公司投资收益提供了可能性。

recently,Xinhua insurance received the China insurance regulatory commission official reply,The company get equity and real estate investment licence.Xinhua insurance a nationwide minority gain equity and real estate investment double licence insurance company,The future of the company's assets allocation channels will further widen.Get equity investment and real estate investment double licence,Means xinhua insurance in the investment field broaden capital investment channels,To expand our assets configuration space,Disperse investment risk,And then to enhance the company investment income provides a possibility.

　　平安首发企业员工福利保障指数

Peace starting enterprise employee welfare security index

　　12月5日，平安养老保险股份有限公司在北京发布国内首个企业员工福利保障指数——中国企业员工福利保障指数（简称CEBI）。调研数据显示，2012年中国企业员工福利保障指数为65.37，反映出中国企业员工福利保障体系处于基础水平。其中，企业员工福利保障广度指数为61.33，福利保障的总体覆盖面仍较窄。

On December 5,,Ping an life insurance co., LTD. In Beijing issued the first domestic enterprise employee welfare security index - China enterprise employee welfare security index(Referred to as CEBI).Research data shows,In 2012, the Chinese enterprise employee welfare security index is 65.37,Reflects China's enterprise employee welfare security system at the basic level.the,Enterprise staff welfare safeguard breadth index is 61.33,The overall benefit guarantee coverage is narrow.

　　国债ETF正式受理

National debt ETF official acceptance

　　在最新一期的证监会基金申报产品公示中，由国泰基金发起上报的上证5年期国债交易型开放式指数基金（ETF）及其联接基金已经悄然在列，这也意味着将横跨交易所和银行间市场，对基金行业有重大创新意义的国债ETF已箭在弦上。此前，由中证指数公司发布的上证5年期国债指数，成为首只国债ETF的“标的指数”。

In the latest issue of the CSRC fund declaration products in public,Cathay Pacific fund launched by Shanghai reported 5-year bonds transactional open index funds(ETF)And its coupling funds have quietly in the column,It also means will across the exchange and interbank market,The fund industry is a major innovation significance of national debt ETF has a point of no return.after,The index has issued by the company Shanghai 5-year national debt index,Has become the first national debt only the ETF"Mark index".

　　太保入选中国最佳品牌价值榜

Teddy boy in China's list of the best brand value

　　12月5日，国际知名品牌咨询公司Interbrand发布“2012年最佳中国品牌价值排行榜”，太平洋保险(601601,股吧)以208.94亿元品牌价值入选榜单，名列第12位。而在此前一天由国际知名传媒集团WPP发布的“BrandZ 2013最具价值中国品牌50强”中，太平洋(601099,股吧)保险以34.53亿美元品牌价值入选，名列第17位。在这两个榜单中，太平洋保险品牌价值均位居保险行业前三。

On December 5,,International famous brand consulting company Interbrand release"In 2012 China's top best brand value",Pacific insurance(601601,guba)With 20.894 billion yuan brand value in the list,Ranked 12th.And the day before the international media group released WPP"BrandZ 2013 most valuable Chinese brand fifty strong"in,Pacific(601099,guba)Insurance for $3.453 billion in brand value,Ranked 17th.In the two list,Pacific insurance brand value in insurance industry are the first three.

　　节假日均值反映货基真实收益

Holidays mean reflect cargo base real income

　　在考察货币基金时，过去习惯沿用七日年化收益指标，现在逐渐发展为将“节假日万份收益”和“七日年化收益”两个指标作综合比较。因为节假日期间货币基金没有交易，此时的收益率是整体组合的静态收益率，更真实的反映了货币基金收益水平。照此方法，用银河证券数据统计，最近一周、一个月、三个月，52只货币基金年化收益率的节假日均值分别是3.04%、2.96%、2.96%，其中最高的2只基金依次是：易方达货币、华夏现金。易方达货币3个时间区间的收益率均超3.6%。

In examining the monetary fund,Used to use QiRi annualised income index,Now to develop gradually"Holidays accrual"and"QiRi annualised income"Two index comprehensive comparison.Because the holidays monetary fund no deal,The rate of return is the combination of the static yield,More reflected the monetary fund income level.According to this method,With galaxy securities data statistics,The recent week/A month/Three months,52 only monetary fund annualised rate of return holiday mean respectively is 3.04%/2.96%/2.96%,The highest two fund is in turn:YiFangDa currency/Chinese cash.YiFangDa monetary three time interval yield is over 3.6%.

　　前11月业绩榜揭晓

The first 11 months performance announced the list

　　伴随2012年步入最后冲刺月，基金在前11个月的表现，也为年末排名赛提供了参考。据银河证券统计，截至11月30日，在沪指下挫近10%的背景下，工银瑞信旗下共计8只基金（A/B份额分开计算）占据各分类基金年内收益榜TOP 10，其中工银四季封闭债基和工银全球股票（QDII）今年来分别以12.17%和12.59%的净值增长率折桂同类型基金。

With 2012 years into the final sprint month,Funds in the first 11 months of performance,Also provides a reference for the end of the year ladders.According to the galaxy securities statistics,By November 30,,Boomed in nearly 10% in the background,Work under silver red letter a total of eight fund(A/B share calculated separately)Occupy the classification list of TOP ten year income fund,The work of the four seasons of silver and silver closed debt work global stock(QDII)This year to 12.17% and 12.59% respectively by the net growth rate a row with type fund.

　　光大保德信年末大战不忘慈善

By the end of the letter of the German war do not forget to charity

　　近日，一则关于甘肃山区小学孩子零下15℃穿单衣单鞋，手指耳朵被冻裂的新闻，牵动了许多人的心。作为基金业一直致力于帮助山村小学生快乐成长的光大保德信基金公司，近期在官方慈善微博“耀未来乡村助学”发起了“冬衣募集”的活动，并得到很多爱心人士的积极响应。据了解，此次活动初步定向捐赠两学校，分别位于重庆和新疆。

recently,A mountain of gansu elementary school children 15 ℃ below zero wear garment of single layer single shoes,Finger ears be frost crack news,Affects a lot of people's heart.As the funds has been committed to help mountain village primary school students happy growth of everbright the DE letter fund company,Recently in the official charity micro bo"Yao future rural student"launched"Winter clothes to raise"activities,And get a lot of people love the positive response.It is understood,This activity preliminary directional donated two schools,Located in chongqing and xinjiang.

　　汇添富力促现金宝

Collect add rich urged cash treasure

　　从最初银行柜台还款到新近出现的还款免费、能“赚钱”、增值服务更多重的汇添富“现金宝”还款，信用卡还款方式的进化论经过几次突破性的蜕变，仍在上演。据汇添富基金副总陈灿辉介绍，现金宝账户自2011年起在业内率先实现使用货币基金为信用卡还款，并于今年进一步扩展到可为工行、农行、中行、建行等13家银行信用卡还款。

From the bank counter reimbursement to appear recently reimbursement free/can"money"/Value-added services more multiple collect more rich"Cash treasure"reimbursement,Credit card payment mode evolution after a few times breakthrough disintegration,Is still in the stage.According to collect more rich fund deputy ChenCanHui is introduced,Cash treasure account since 2011 in the industry to take the lead to achieve the use of monetary fund for credit card payments,And in this year to further expand to icbc/Agriculture bank/bank/The construction bank 13 Banks credit card payments.

　　财通保本试水创意营销

Wealth through breakeven test the waters creative marketing

　　继微电影、体育营销大行其道后，基金营销再出新招。日前，正在发行业内首只发起式保本基金的财通基金公司首推“一言九鼎”创意营销，通过线上线下征集个性化的一言九鼎宣言，帮助投资者快速了解保本基金的保本机制和发起式基金的独特优势。据悉，财通保本创意营销活动上线不到一周时间，已征集到近2万份富有时代特征的“一言九鼎”宣言。

The micro film/After the popular sports marketing,Fund marketing arming.a,The only issue is the first launch type break-even fund money pass fund company first"A word which carries weight"Creative marketing,Through the online offline solicitation personalized effective and influential word declaration,Help investors quickly understand the break-even fund breakeven mechanism and launch type fund's unique advantages.It is reported,Wealth through breakeven creative marketing activities online time less than a week,Already collected nearly 20000 rich time characteristics"A word which carries weight"declaration.

　　陈兴动：中国需要第三支投资力量

ChenXingDong:China needs a third branch power investment

　　12月6日下午，由和讯网主办的“第十届中国财经风云榜——证券市场高峰论坛暨证券行业颁奖典礼”在上海举行。法国巴黎银行（中国）董事总经理、首席经济学家陈兴动指出中国资本市场当前的投资气氛非常差，他认为，中国资本市场目前40%~50%的股票依旧高估，但至少50%的股票已经到底了。他认为中国市场需要第三种投资力量，而这种力量已经在敲中国的门，投资者可以对此充满期待。

In the afternoon on December 6,,By the HeXunWang"The tenth session of China's financial situation, stock market's peak BBS and securities industry awards"Held in Shanghai.BNP paribas(China)Managing director/Chief economist ChenXingDong pointed out that China's capital market the current investment atmosphere is very poor,He thinks,China's capital market is 40% ~ 50% of the stock is still overvalued,But at least 50% of the stock has been to the end.He believed that the Chinese market need the third kind of investment strength,But this power has been knocked the door of China,Investors can is looking forward to this.

　　新华贲兴振：短期大盘弱势争夺

Xinhua BenXingZhen:The market for short-term weak

　　在新华纯债添利债券发起式基金经理贲兴振看来，未来经济复苏主要还是得益于基建投资的加速，其余项目基本仍处于季节性因素可解释的范围。从市场投资机会来看，政策预期行情基本结束，短期大盘仍将围绕2000点展开弱势争夺。考虑到实体经济复苏的长期需求，相对宽松的货币政策或仍为主导趋势。根据美林投资时钟理论和股债跷跷板效应，在经济下行周期、股市表现疲弱的情况下，债市往往都有不俗的表现。从历史数据看，四季度通常是债市较好的布局期。

In xinhua net debt termbray bond launch type fund manager BenXingZhen looks,The future economic recovery is main or benefit from the acceleration of the infrastructure investment,The rest of the project is still in the basic seasonal factors can explain range.From the market investment opportunities to see,The basic policy expected end,Short-term market will remain weak for around 2000 point spread.Considering the entity economic recovery long-term demand,Relatively loose monetary policy or is still leading the trend.According to merrill lynch investment clock theory and a debt seesaw effect,In the economic down cycle/The stock market under the condition of the weak,Bond market tend to have good performance.From the historical data to see,The fourth quarter is usually bond market good layout stage.