证券时报记者 桂衍民

The securities times reporter GuiYanMin

　　在日前由证券时报举办的“2012中国金融IT创新高峰论坛”上，证券时报社社长兼总编辑温子健表示，金融行业的创新离不开IT的支持，金融机构往往是对新兴IT最敏感、最率先尝试的行业，如今互联网技术、云计算等也为金融机构提供了足够的业务创新条件。

In the recently held by the securities times"2012 China financial IT innovation peak BBS"on,Securities times staff President and chief editor WenZiJian said,The innovation of the financial industry can support IT,Financial institutions are often the most sensitive to emerging IT/The first to try to the industry,Now the Internet technology/Cloud computing also for financial institutions to provide enough business innovation condition.

　　温子健表示，今年是具有特殊意义的一年，党的十八大会议胜利召开，中国再次迎来了新的历史发展机遇。十八大报告明确提出要“深化金融体制改革、加强金融监管、推动金融创新、维护金融稳定”。温子健称，在政策的支持下，相信未来中国金融机构的发展将会越来越规范、越来越国际化、越来越有创新意识。“尽管目前中国经济面临着较大的下行压力，证券市场市值出现萎缩，券商、银行等利润增速放缓，但是整个金融行业洋溢着前所未有的创新热情，特别是在证券市场。”

WenZiJian said,This year is a year with special significance,The party's eighteen big meeting held a victory,China again ushered in the new historical opportunity for development.The eighteenth big reports to put forward"Deepening the reform of the financial system/Strengthen financial supervision/Promote financial innovation/Maintaining financial stability".WenZiJian says,In the support of the policy,Believe that the future development of China's financial institutions will more and more normative/More and more international/More and more innovative consciousness."Although China's current economic facing greater downward pressure,Securities market value appears atrophy,brokers/Banks and other profit growth is slowing,But the financial industry is permeated with the unprecedented innovation enthusiasm,Especially in the securities market."

　　温子健认为，如何在新兴技术的浪潮中抓住机会，是每家金融机构必须认真思考的问题，可喜的是国内一批优秀的金融机构正在做出努力。以银行业为例，云计算的出现提供了一种更高效的数据存储和处理能力，银行业在业务流程再造和产品创新方面均面临着革命性的变化，这为银行业采取一种更为低廉的销售服务渠道提供了便利。客户可能只需借助小小的移动智能终端就能享受与在银行网点无差别甚至更高效的服务。温子健介绍称，上述业务模式的巨大改变也发生在证券行业，自今年5月份券商创新大会召开以来，券商逐渐开始摒弃原有的模式，转而搭建以提供客户增值服务为主的业务体系，在大财富管理的概念下，券商需要为客户提供更具体验性、更具便利性、更具赚钱效应的综合服务平台，这一切都离不开IT的创新。“金融智能终端机的出现，给证券行业带来了革命性的改变，客户通过这种机器终端可以与券商后台服务中心进行远程实时交流，享受交易、理财、投行等各类服务。”

WenZiJian think,How to in the emerging technology in the tide of seize the opportunity,Is that each financial institution must be carefully thought,The good news is that a number of outstanding domestic financial institutions are making efforts.In the banking industry as an example,The emergence of cloud computing provides a more efficient data storage and processing power,Banking in the business process reengineering and product innovation are faced with revolutionary change,The banking industry has taken a more low sales service channel provides a convenient.The customer may only with small mobile intelligent terminal can enjoy and in bank outlets indifference even more efficient service.WenZiJian introduction says,The business model of the great change has taken place in the securities industry,Since this may brokers innovation since the meeting,Brokers gradually began to abandon the original pattern,To set up to provide value-added services to customers primarily business system,In the big wealth management under the concept of,Brokers need to provide more experience/More convenience/More money effect of integrated services platform,All these are inseparable from the innovation of IT."The emergence of financial intelligent terminal,To the securities industry has brought the revolutionary change,The customer through the machine terminal can and brokers background service center for remote real-time communication,Enjoy trading/financial/Investment Banks and other kinds of service."

　　“一个即将发生的事实是，决定券商客户资产排名的不再是其业务数量的多寡，而是后台中心综合服务的功能是否足够强大。”温子健说，我们处在日新月异的时代，相信中国金融业在全球必将取得与其经济体量相衬的地位。在此过程中，中国的金融业也必将诞生类似苹果、Facebook（脸谱）这种具有强大创新精神的企业，证券时报将一如既往地对IT金融创新给予持续和高度的关注和支持。

"A fact is going to happen,Decided to brokers customer assets ranking is no longer the amount of its business,But the background center integrated services function is strong enough."WenZiJian said,We are in the era of change with each passing day,Believe that China's financial industry in the world will get their economic dimension phase contrast position.In the process,China's financial industry will also give birth similar apple/Facebook(facebook)This kind of a strong spirit of innovation of enterprise,Securities times will, as always, for the IT financial innovation to continue and high degree of attention and support.