本报讯 2012中国国际金融展23日落下帷幕。记者从展览会上了解到，“未来银行”成为最大的关注点之一。各式各样科技含量超高的金融业务，给参展者带来了新奇体验。

Report from our correspondent 2012 China international financial exhibition and sunset the curtain.Reporter learned from the exhibition,"The bank"To become the largest one of the focus.Various high scientific and technological content of the financial business,Give touting the new experience.

　　作为历年来最大的参展商，IBM大中华区副总裁、金融服务事业部总经理王天義提出，未来5年内成长型市场中金融企业将经历四大变化趋势，首先是新技术带来交互方式的改变，其次是社会文化和交往模式的改变，再次是银行服务的话语权在改变，最后是客户群在改变、客户的需求在不断变化。

As the biggest exhibitors,IBM vice President of greater China region/Financial services department general manager WangTianYi put forward,The next 5 years growth market financial enterprise will go through four big change trend,The first is a new technique to bring the change of the interactive way,The second is the social culture and communication to the patterns of change,Once again, is banking services in the right change,The customer base in the change/The needs of customers in the constant change.

　　如今具有前瞻性思维的银行，无论是本地银行还是跨国银行，都为在市场中取得成功而开始奠定文化、经营和技术基础。为了进一步掌握市场变化，抓紧发展机遇，银行业需要全面了解客户的需求和市场变化趋势，以新技术、新手段在复杂环境中实现成长与转型。（朱宝琛）

Now forward-looking thinking of the bank,Whether local Banks or multinational Banks,For success in the market began to lay the culture/Business and technical basis.In order to further control the market change,Grasp opportunities for development,Banking need to fully understand customer needs and market trend,With new technology/The new method in the complicated environment achieve growth and transformation.(ZhuBaoChen)