本报讯

Report from our correspondent

　　记者曹阳报道 为提高金融服务水平，改进社会管理方式，推动社会信用体系建设，2012年,人民银行总行部署在全国推广应用机构信用代码。经各方共同努力，截至2012年12月31日，共发证78万余户，发证率接近100%；在反洗钱业务和征信管理中查询应用机构信用代码信息66万余次。

Reporter CaoYang report in order to improve the financial service level,Improve social management mode,Promote the construction of social credit system,In 2012,,The head office of the people's bank of deployed in the popularization and application of credit institution code.Joint efforts by the parties hereto,As of December 31, 2012,The total more than 780000 households,The rate of nearly 100%;In the anti-money laundering business and credit management institution credit code information query application more than 660000 times.

　　机构信用代码是中国人民银行以结算账户开户许可证核准号为编制基础，赋予每一个机构在全国范围内唯一、不变的18位编码，是机构的“经济身份证”。机构信用代码与其他各类机构代码并行使用、互不排斥、互相补充，不存在取代关系，是现有各类机构代码连接的桥梁，通过与其他代码建立对应关系，实现信用信息共享。机构在办理金融业务时，出示机构信用代码证，可以得到更加方便、快捷的服务。

Institution credit code is the people's bank of China to open an account, settlement account permit approval for making basis,Give each a institutions across the country only/Constant eighteen coding,Is institutions"Economic id card".Institution credit code and other kinds of institutions code concurrent use/Mutually exclusive/Complement each other,Does not exist replace relationship,There are all kinds of institutions code the bridge,Through the establishing of the correspondences with other code,To realize the credit information sharing.Agencies in deal with financial business,Present institution credit code certificate,Can be more convenient/Quick service.

　　机构信用代码覆盖面广，在北京地区涉及在3000余家金融机构网点开立基本存款账户的数十万家各类机构，特殊机构数量居全国前列，要在集中发证的5个月内稳妥地将机构信用代码证发到每一户机构手中，工作难度较大。人民银行营业管理部周密部署，制定了符合北京实际的总体工作方案，提出要确保“四个到位”，即确保组织保障到位、信息质量到位、代码证发放到位和宣传解释到位。北京地区各银行基本成立了以“一把手”为组长的工作小组，努力在不增加客户机构负担的情况下按时全部发证。

Institution credit code of coverage,In Beijing area involved in more than 3000 financial institutions outlets to open a basic deposit account for tens of thousands of all kinds of institutions,Special institutions in the national front row number,The focus of the five months and steadily will institution credit code certificate to each family institutions hand,Work difficult.The people's bank business management department careful deployment,Formulated with the Beijing actual overall work plan,Puts forward to want to ensure that"Four in place",Which is to ensure that the organizational safeguard in place/Information quality in place/Code certificate issue in place and explained in place.Beijing area Banks established by basic"a"As leader of the working group,To increase customer establishment not under the condition of all the time.

　　在实施过程中，北京地区各银行从为客户提供优质服务出发，努力完善内部管理，多方联系客户，提高服务质量，保质保量发证。一是事先充分准备，专项培训业务人员11673人次，讲解建立机构信用代码制度的重要意义和正确操作方法，开设各类用户9400余个，配发空白《机构信用代码证》和申请表106万份，保证全市3000余个营业网点如期启动发证工作。二是多方联系客户，通过电话联络、短信通知、张贴公告、上门走访、网银提示等方式通知客户及时申领机构信用代码证。三是加强内部配合，结合银企对账、企业年检、税款缴纳等工作，一次性通知客户办理相关业务，减少往返银行次数，得到公众好评。四是提供优质服务，编制业务指导手册，在营业网点布放办证资料，主动询问客户办证情况，安排专人协助客户准备资料、填写表格，在网银系统增加下载和在线填写《机构信用代码申请表》功能，方便客户在线自助申请。五是合理掌握进度，对本行客户办证情况做到心里有数，对不经常发生业务的客户，指定专人上门服务，防止出现遗漏。

In the process of implementing,Beijing area from the bank to provide quality service to its customers start,Make great efforts to perfect internal management,Various customer contact,Improve the service quality,Quality and quantity assured the.One is fully prepared in advance,Special training business personnel 11673 people,Explain to establish institution credit code system the important meaning and the right operation method,All kinds of the user to open more than 9400,Allotted blank[Institution credit code certificate]And the application of 1.06 million,Ensure that the whole city more than 3000 business outlets as scheduled start issuing work.The second is the customer contact,Through the telephone contact/SMS notification/placard/To visit/Net silver tip etc notify the customer timely for institution credit code certificate.The third is to strengthen internal fit,Combining the fact reconciliation/Enterprise yearly check/Pay tax, etc,One-time notify the customer to deal with related business,To reduce the number of Banks,Get public praise.The fourth is to provide quality services,Prepare business instruction manual,In the business site cloth rush material,The initiative to ask customers rush situation,Arrange special personnel to assist the customers are prepared to material/Fill in the form,In the net system increase download and fill in the online[Institutions credit code application form]function,The convenience of our customers online self-help application.Five is reasonable master schedule,To our clients rush situation do have heart,Don't happen very often to business customers,Assign a door-to-door service,Prevent omissions.

　　下一步，北京地区各银行将继续按照人民银行总行统一部署，结合北京地区实际，完善机构信用代码工作长效机制，大力推进在金融系统和首都社会信用体系建设中广泛应用机构信用代码，切实将机构信用代码建设成为覆盖全社会、与居民身份证相对应的机构“经济身份证”。

The next step,Beijing area Banks will continue to head office of the people's bank in accordance with the unified arrangements,Combined with the actual in Beijing,Perfect institution credit code long-acting mechanism,Promote the capital in the financial system and the social credit system is widely used in the construction of credit institution code,And will build a credit institution code will cover the whole society/Resident identity card and the corresponding mechanism"Economic id card".