⊙记者 郭玉志 ○编辑 毛明江

⊙ reporter GuoYuZhi ○ MaoMingJiang editor

　　昨日，中国证监会召开新闻通气会，公布了《非银行金融机构开展证券投资基金托管业务暂行规定（征求意见稿）》（简称《暂行规定》），并向社会公开征求意见。《暂行规定》拟允许符合条件的非银行金融机构开展基金托管业务。

yesterday,The China securities regulatory commission held a press TongQiHui,released[Non-bank financial institutions and securities investment fund custody interim provisions(draft)](Referred to as[Interim provisions]),And to the public to solicit their opinions.[Interim provisions]Intends to allow qualified non-bank financial institutions and fund custody business.

　　根据《暂行规定》，非银行金融机构申请开展基金托管业务，应当具备下列条件：(一)最近3个会计年度的年末净资产均不低于20亿元人民币，风险控制指标持续符合监管部门的有关规定；(二)设有专门的基金托管部门，部门设置能够保证托管业务运营的完整与独立，部门有满足营业需要的固定场所，并配备独立的安全监控系统和托管业务技术系统；(三)基金托管部门拟任高级管理人员符合法定条件，基金托管部门取得基金从业资格的人员不低于部门员工人数的1/2；拟从事基金清算、核算、投资监督、信息披露、内部稽核监控等业务的执业人员不少于8人，并具有基金从业资格，其中，核算、监督等核心业务岗位人员应当具备2年以上托管业务从业经验；(四)具备安全保管基金财产、确保基金财产完整与独立的条件，不从事与托管业务潜在重大利益冲突的其他业务，具备安全高效的清算、交收系统，能够为基金办理证券与资金的集中清算、交收；(五)具备完善的内部稽核监控制度和风险控制制度；(六)最近3年无重大违法违规记录；(七)中国证监会规定的其他条件。

According to the[Interim provisions],Non-bank financial institution for development fund custody business,Shall meet the following conditions:(a)Three recent accounting year at the end of the net assets shall not be less than 2 billion yuan RMB,Risk control indicators continuing compliance with the relevant provisions of the regulatory department;(two)We have established special fund custody department,Department set up to ensure the integrity of the custody business operation and independent,Department has to meet the business need fixed place,And equipped with independent safety monitoring system and custody technology system;(three)Fund custody department plans to be appointed senior management personnel accords with legal conditions,Fund custody department obtain fund from qualified personnel not less than the number of employees 1/2;Intends to engage in the fund settlement/accounting/Investment supervision/Information disclosure/Internal audit monitoring business professional personnel not less than eight people,And has the fund qualifications,the,accounting/Supervision in the core business post personnel shall have 2 years experience custody business;(four)Have kept safe fund property/Ensure that the fund property complete and independent conditions,Don't engage in custody business major potential conflicts of interest of other businesses,Have the safety and efficiency of the liquidation/Delivery system,Be able to deal with securities and capital fund centralized liquidation/delivery;(five)Has perfect internal audit monitoring system and risk control system;(six)For the last three years no major illegal record;(seven)Other conditions prescribed by the CSRC.

　　在审核程序方面，按照《证券投资基金法》规定，非银行金融机构基金托管资格申请只需报证监会审核，并在受理后20个工作日内做出行政许可决定。在申请材料报送要求及审核方式上，与商业银行托管资格许可一致。

In the audit procedures,According to the[Securities investment funds]provisions,Non-bank financial institutions eligible to apply for the fund custody by the CSRC for review,And in twenty days after accepting it make the administrative licensing decisions.In the application materials submitted to the requirements and review on the way,And commercial bank custody qualification licensing agreement.

　　一家银行托管部门人士认为，该规定的出台可能对银行的托管业务形成一定的冲击，但目前来看影响不是太大。随着近年来基金行业的创新与发展，对托管服务种类与服务质量提出了更高要求，允许符合条件的各类金融机构成为托管人，可以促进托管市场竞争，从而进一步提升托管服务水平。此通道打开后，基金公司可以不再依赖银行，自行寻找证券公司或保险公司等非银行金融机构来进行托管和销售。

A bank hosting department people think,The rulings may to bank custody form certain impact,But so far influence is not too big.In recent years, with the fund industry innovation and development,For hosting service types and service quality put forward higher requirements,Allowed to meet the conditions of the various types of financial institutions to become the custodian,Can promote trust market competition,Thus further promote hosting service level.The channel after opening,Fund company can no longer rely on bank,To search for a securities company or insurance companies, such as the non-bank financial institutions for custody and sales.

　　证监会部门负责人表示，下一步将根据社会各方面的意见，将《暂行规定》修改完善后拟与新修订的《证券投资基金法》同步实施。（《暂行规定》全文详见11版）

Securities regulatory commission director of the department said,The next step will be according to the opinions from all sectors of society,will[Interim provisions]After the modification and improvement proposed and the new revised[Securities investment funds]Synchronous implementation.([Interim provisions]Full text see 11 edition)