日前，中国人民银行梅州中心支行亮出了梅州成为农村金融改革创新综合试验区后的首份成绩单。2012年，梅州市金融业增加值25.47亿元，同比增长10.4%；社会融资规模88.63亿元，同比增长14.75%，创历史同期最高水平；金融机构总资产1800亿元，同比增长9.67%。

recently,Meizhou center of the people's bank of China branch with the meizhou become comprehensive rural financial reform and innovation experimental zone after the first report card.In 2012,,Meizhou city industry added value 2.547 billion yuan,Up 10.4% from a year earlier;Social financing scale is 8.863 billion yuan,Up 14.75% from a year earlier,Historically highest level at the same time;Financial institutions in the total assets of 180 billion yuan,Up 9.67% from a year earlier.

　　值得一提的是，梅州征信中心平台建设已成为独特的“梅州模式”。据了解，人行梅州中心支行自主研发覆盖市、县、村三级的农户诚信信息服务系统，建立风险担保基金，形成采集、授信、评级、贷款、风险补偿“五位一体”良性循环机制。

It is worth mentioning,Meizhou credit reporting center platform construction has become a unique"Meizhou mode".We have learned,Covered pedestrian center branch independent research and development of meizhou city/county/Village level 3 of peasant household credit information service system,Establish risk insurance funds,Formation of acquisition/credit/The rating/The loan/Risk compensation"The five one"Virtuous circle mechanism.

　　人行梅州中心支行运用“五依托”打造出联合公共征信平台，包括依托“企业信用信息基础数据库”和“个人信用信息基础数据库”，防范信贷风险；依托“梅州市农户诚信信息服务系统”，着力改善农村信用环境；依托“梅州市中小微企业诚信信息服务系统”，改善小微企业融资难题；依托“梅州市居民诚信信息服务系统”，增强个人守信自律意识；依托“梅州市企业信用信息网”，全面展示企业和个人可公示信用信息等五个方面。

The pedestrian center sub-branch of meizhou"Based on five"Make a joint public credit registry platform,Including relying on"Enterprise credit information basic database"and"Individual credit information basic database",To guard against credit risk;Depending on the"Meizhou city farmers credit information service system",Strive to improve the rural credit environment;Depending on the"Meizhou city medium and small micro enterprise credit information service system",Improve the small micro enterprise financing difficult problem;Depending on the"Meizhou city residents credit information service system",Enhance personal and trustworthy self-discipline consciousness;Depending on the"Meizhou city enterprise credit information network",Full display enterprise and individual can be five aspects, such as public credit information.