京华时报讯（记者顾梦琳 高晨）昨天，国际会计师事务所德勤在京发布2013年中国银行(601988,股吧)业十大趋势与展望报告，报告预计今年国内银行业经营业绩增速将延续此前趋缓趋势，银行业利润增速或将步入个位数时代。

Beijing times -(The reporter Gu Menglin Gao Chen)yesterday,International accounting firm deloitte released in 2013, the bank of China in Beijing(601988,stocks)Industry the top ten trends and outlook report,Report is expected to domestic banking business performance growth this year will follow the trend of slowing down,The banking sector profit growth or era into the single digits.

　　报告显示，一季度17家上市商业银行净利润合计为3.113亿元，整体同比增长12.7%，明显低于2012年一季度19.8%的同比增速，其中利息净收入增速降至10%以下，是利润增速放缓的最大原因。针对未来银行业的利润走势，德勤预计今年业绩增速将延续去年的趋缓态势，银行业利润增速或将步入个位数时代。而随着银行差异化经营，未来几年银行间的经营业绩也将呈现差距明显的变化趋势，个别银行甚至步入负增长时代。

According to the report,Quarter of 17 listed commercial bank net profit totaled 311.3 million yuan,Overall increased 12.7% year on year,Significantly lower year-on-year growth of 19.8% in the first quarter of 2012,Interest of net revenue growth to below 10%,The biggest reason is profit growth is slowing.Banking profits in the future,Deloitte's performance this year growth is expected to continue slowing momentum last year,The banking sector profit growth or era into the single digits.As the bank differentiation,In the next few years business performance will also present the obvious gap between Banks,Individual Banks and even into the era of negative growth.

　　德勤中国金融服务业主管合伙人王鹏程在发布会上指出，实体经济增速放缓和经济结构转型影响了中国银行业的信贷规模和盈利增长。在经过此前几年的高速增长之后，去年，国内银行业的盈利进入平稳增长阶段。经济增速放缓、不良贷款增加、利率市场化改革成为国内银行业在未来发展过程中所要面对的主要挑战。

Deloitte China's director of financial services partner Wang Pengcheng pointed out in conference,Real economic growth is slowing and the economic structure transition has affected the Chinese banking credit scale and earnings growth.After after several years of rapid growth,Last year,,Domestic banking sector profit has entered into the phase of steady growth.Economic growth is slowing/Non-performing loans (NPLS) to increase/Market-oriented interest rate reform has become the domestic banking industry in the future will face major challenges in the process of development.