保监会通报 Circ bulletin

　　上半年投诉情况 In the first half of the complaints situation

　　8月21日公布的《中国保监会2012年上半年保险消费者投诉情况通报》显示，上半年保监会共接收保险消费者有效投诉件6176件，同比增长127.23%，反映有效投诉事项共6651个，同比增长129.42%。产险公司投诉中违法违规类投诉下降明显，但合同纠纷类投诉大幅上升，理赔纠纷仍是投诉焦点。人身险公司投诉中违法违规类、合同纠纷类投诉均有较大幅度的增长，销售误导投诉仍居高不下。电话销售扰民投诉增加较多，屡禁不止。

On August 21 published《China insurance regulatory commission in the first half of 2012 insurance consumer complaints monitors》display，In the first half of the China insurance regulatory commission were receiving insurance consumers effective complaint a 6176 pieces，Year-on-year growth of 127.23%，Reflect the effective complaint matters altogether 6651，Year-on-year growth of 129.42%。Property insurance company in the complaint illegal complaints down significantly，But contract dispute complaints have risen sharply，Settling the dispute is still complaints focus。Life insurance company in the complaint illegal class、Contract dispute complaints were the substantial growth，Sales misleading complaint is still high。Telephone sales increase more nuisance complaints，Repeated the more than。

　　（保监会网站）

（Circ website）

　　QFII参与期指障碍扫清 QFII participate in period refers to clear the obstacle

　　日前央行出台了关于境外机构人民币银行结算账户开立和使用的新规，以往很多QFII无法在五大行开立保证金账户的问题迎刃而解，QFII参与期指交易已无障碍。专家表示，不必太过担心QFII“做空股指”，当前入场的QFII资金很可能是以做多套保为主。（上海证券报）

Recently the central bank introduced overseas institutions about RMB bank settlement account opening and use new gauge，In the past a lot of QFII can't do in five big open a margin account problem is solved，QFII participate in period refers to the transaction has been disabled。Experts say，Don't worry too much about QFII“Short stock index”，The current of the QFII funds are likely to do more than is mainly hedge。（Shanghai stock certificate report）

　建信双周安心理财债基 Build faith double ZhouAnXin financial debt base

　　获批 approved

　　建信基金旗下首只短期理财产品——建信双周安心理财债券基金已于近期获准募集。这是在市场多只已运作的理财30天、60天、90天产品基础上，公司推出的期限更短、流动性更好的短期理财产品。据了解，相对银行理财产品5万元起购的“入门级门槛”，这只产品的最低起购点为1000元。此外，打开申购后投资者每个交易日均可购买，运作期后可自由赎回，若未选择赎回，则资金计入下一运作期继续滚动，不留任何收益空白期，这有助于及时把握投资机会，到期日可自由赎回的设置也更大程度地增加了流动性。（姜业庆）

Built its first letter fund only short-term financial products - built letter double ZhouAnXin financial bond fund has recently allowed to raise。This is more than the market only has the operation of the financial 30 days、60 days、90 days based on products，The company launched a shorter period、Liquidity better short-term financial products。It is understood，Relative bank financing products 50000 yuan on the purchase“Entry level threshold”，This product only the minimum purchase point for 1000 yuan。In addition，Open the subscription investors after every trade daily can buy，After the operation period can be free redemption，If not choose redemption，Money is included in the next operation period continue to roll，Without any income blank period，This helps to timely grasp the investment opportunity，Due date are free to redemption Settings also more increased liquidity。（JiangYeQing）