作为优先配置小微企业金融资源的一项具体举措，8月中旬，浙江银监局一次性批准台州银行在杭州地区批量化筹建3家小微企业专营支行。

As a priority configuration small micro enterprise financial resources of a specific measures,In the middle of August,Zhejiang silver inspect bureau approval of the one-time taizhou bank in hangzhou area PiLiangHua preparation 3 small micro enterprise specializes in subbranch of a bank.

　　2012年，浙江银监局计划在全省（不含宁波）批设小微企业专营机构95家，其中超过半数的小微企业专营支行设在县及县以下地区。对于推进小微企业贷款成效明显的商业银行，监管部门允许其批量化设立小微企业专营支行，最多可一次设立5家。

In 2012,,Zhejiang silver inspect bureau in the plan(Does not contain the ningbo)PiShe small micro enterprise specializes in institutions 95,More than half of the small micro enterprise specializes in branch is located in the county and the following regions.For promoting small small enterprise loan of commercial Banks have made obvious progress,Regulators PiLiangHua allows it to set up small micro enterprise specializes in subbranch of a bank,Up a set up five.

　　为鼓励和引导商业银行加大小微企业金融服务力度，浙江银监局还积极支持与鼓励小法人银行机构发行小企业专项金融债。该金融债所募集资金全部用于发放小微企业贷款，相应贷款不纳入存贷比指标，一定程度上缓解了小微企业信贷资金来源不足的矛盾。目前，浙江省法人银行业金融机构小企业专项金融债已获批175亿元，其中杭州银行80亿元、台州银行15亿元，并已在银行间债券市场上公开发行。

To encourage and guide the commercial Banks to increase the small micro enterprise financial service strength,Zhejiang silver inspect bureau also actively support and encourage small corporate banking institutions issued special small business financial bond.The financial bond funds as raised all used for issuing small small enterprise loan,The corresponding loans not into the deposit-loan ratio index,To a certain extent, ease the small micro enterprise credit capital source insufficient contradiction.At present,Zhejiang corporate banking financial institutions to small businesses special financial bond has been group of 17.5 billion yuan,The hangzhou bank 8 billion yuan/Taizhou Banks RMB 1.5 billion,And has set up a file in the inter-bank bond market public offering.

　　浙江银监局表示，在市场定位上，小微企业专营支行授信对象仅限于小微企业和个人。监管部门将通过建立有效的约束机制，及时对偏离市场定位的机构采取包括责令改正、限制资产业务、停止新机构准入、行政处罚等在内的相应监管措施。

Zhejiang (CBRC) said,In the market position,Small micro enterprise specializes in subbranch of a bank credit line object is limited to small micro enterprise and individuals.Regulators will through the establish an effective constraint mechanism,Timely to deviate from the market positioning of the organization to adopt including shall be ordered to make corrections/Limited assets business/Stop new institutions access/Administrative penalty, the corresponding regulation measures.