和讯网消息 第三届中国西部金融论坛9月25日在成都举行，中国保监会纪委书记陈新权在论坛上表示，新一轮西部大开发的深入推进，特别是西部地区转型跨越发展战略的实施，将为保险业带来难得的机遇。

HeXunWang news the third China western financial BBS on September 25, held in chengdu,China insurance regulatory commission discipline inspection commission secretary ChenXinQuan in BBS on Wednesday,A new round of the large-scale development of the western region further,Especially the western areas across the transformation of the implementation of the strategy of developing,For the insurance industry will bring a rare opportunity.

　　陈新权表示，保险资金具有长期性、稳定性的特点，是经济建设的重要资金来源。保监会正在稳步推进保险资金运用监管方面的改革，主要是着眼于提高保险资金运用项目继续拓宽保险资金运用渠道，提高基础设施等领域投资比重，放宽无担保债券的投资范围。对于西部地区的特色产业发展，以及符合国家产业政策，生态环保的重点建设项目，保险业能够提供资金支持。

ChenXinQuan said,Insurance funds has long-term/Stability characteristics of,Is the economic construction of the important source of fund.The China insurance regulatory commission is steadily promote the development of insurance funds utilization regulatory reform,Mainly is focused on improving insurance funds utilization projects continue to broaden the insurance fund investment channels,Improve the basic facilities and other fields investment proportion,Relax debenture bond investment scope.For the characteristics of the western region the industrial development,And in conformity with the state industrial policies,Ecological environmental protection of the key construction projects,Insurance can provide financial support.

　　陈新权强调，应该提升保险服务能力，对西部转型跨越发展作出更大的贡献。

ChenXinQuan emphasize,Should enhance insurance service capacity,The transformation of the west across the development to make greater contribution.

陈新权在论坛发言 ChenXinQuan in BBS to speak

　　以下是陈新权的发言实录：

The following is ChenXinQuan speech memoir:

　　尊敬的蒋巨峰省长，甘霖省长，各位领导，各位来宾，大家上午好，很高兴参加第三届中国西部金融论坛。西部大开发战略实施十二年来，西部地区经济社会发展取得的成就，今年2月国务院正式批复西部大开发“十二五”规划，在这样的背景下，举办本届论坛，共同探讨金融支持西部发展问题，更好的推进西部大开发，促进西部地区转型跨越发展，具有重要的意义。

Respect governor jiang jufeng,Showers governor,All the leaders,Ladies and gentlemen,Good morning everyone,It is my great pleasure to attend the third China western financial BBS.The great western development strategy implementation for 12 years,The western region's economic and social development achievement,February this year the state council official reply the development of the western region"1025"planning,In this context,Held the BBS,Discuss the financial support the western development,Better promote the development of the western region,To promote the transformation of the western region spanning development,Has the vital significance.

　　下面我就保险业服务西部地区发展谈几点看法，与大家交流。

Below I will insurance service development in the western region few opinions,communicate.

　　一、西部地区转型跨越发展，为保险业带来新的机遇。新一轮西部大开发的深入推进，特别是西部地区转型跨越发展战略的实施，将为保险业带来难得的机遇。

a/The western region transition span development,For the insurance industry to bring the new opportunity.A new round of the large-scale development of the western region further,Especially the western areas across the transformation of the implementation of the strategy of developing,For the insurance industry will bring a rare opportunity.

　　机遇主要体现在三个方面，一是经济发展转型，随着从经济区建设上升为国家战略，天赋新区战略启动实施，国内外重大产业项目加快向西部转移，新兴产业，特色优势产业加快发展。科技创新深入推进，西部正在成为国家开发、开放新的增长极。保险的市场需求并将不断的扩大，二是社会结构转型带来机遇。近年来重庆、成都推进统筹城乡综合配套改革试验区建设，保险业在城乡社会保障体系建设、公共卫生和基本医疗服务体系建设方面将大有可为。三是制度转型带来的机遇。保险是市场经济的产物，并随着市场经济水平的提高而不断的发展壮大。随着未来西部地区市场经济体制的进一步完善，作为市场经济条件下风险管理的基本手段，保险业将拥有更大发展空间。同时随着西部地区经济发展方式的转变，产业结构的调整，保险的市场需求结构也将发生重大变化，这对保险业提出了新的更高要求。保险业必须积极推进产品和服务创新，不断扩展服务领域和渠道，努力提升服务质量和水平，才能为区域经济，应有的贡献。

Opportunity is mainly reflected in three aspects,One is the transformation of economic development,Along with the economic rise from the construction for the national strategy,New talent strategic start implementation,Important domestic and international industry project to speed up the transfer to the west,Emerging industry,Speed up the development of special advantage industries.Science and technology innovation further,The west is becoming national development/Open a new growth pole.Insurance market demand and will continuously expand,The second is the social structure transformation brings opportunities.In recent years, chongqing/Chengdu promote the coordination of urban and rural comprehensive ancillary reform test area,The insurance industry in the urban and rural social security system construction/Public health and basic medical service system construction will have bright prospects.The third is the opportunities brought about by the transformation of the system.Insurance is the product of market economy,And along with the market economy and to raise the level of continuous development and expansion.Along with western region the future market economy system to further improve,As the market economy condition the risk management of the basic means,The insurance industry will have more space for development.At the same time, the western region the changing of economy development mode,The adjustment of industrial structure,Insurance market demand structure will be major changes,The insurance industry put forward new and higher requirements.The insurance industry must actively promote the innovative products and services,Constantly expand service areas and channel,Make great efforts to improve service quality and level,Can for regional economy,Due contributions.

　　二保险业在支持西部转型跨越发展中可以发挥积极作用。金融作为连接各种生产要素的纽带是支持经济发展，促进产业转型升级的重要工具。

Two insurance in support of the western transformation across developing can play a positive role.Financial as connection all kinds of the production elements of the bond is to support economic development,To promote the transformation and upgrading of industry an important tool.

　　保险是我国金融体系和社会保障体系的重要组成部分，能够为西部转型跨越发展提供有力的支持。一保险业是保障西部地区经济社会平稳运行的有效方式。保险的基本原理是依据大众法则，稳定机制，保险结构向保险对象提供的经济补偿是最为有效的方式之一。多种形式的保险产品的服务，建立符合西部地区实际的市场化，灾后市场补偿机制，具有不可替代的作用。二保险业是支持西部地区经济社会建设的有效途径。保险资金具有长期性、稳定性的特点，是经济建设的重要资金来源。目前保监会正在稳步推进保险资金运用监管方面的改革，主要是着眼于提高保险资金运用项目继续拓宽保险资金运用渠道，提高基础设施等领域投资比重，放宽无担保债券的投资范围。对于西部地区的特色产业发展，以及符合国家产业政策，生态环保的重点建设项目，保险业能够提供资金支持。三保险业是促进社会管理和公共服务创新的有效途径，随着西部地区的不断完善，政府公共管理职能，将更多的运用市场公共管理效果，保险是从事风险管理的行业。是市场化的风险转移和社会管理机制，在风险识别，控制方面具有优势。政府的保险机制参与社会管理，推动服务创新，有力整合各种社会资源，又用市场机制和手段协调各种利益关系，化解社会矛盾纠纷，促进社会和谐。

Insurance is China's financial system and the main component of social security system,To the west across the transformation development provide powerful support.The insurance industry in the western region is the guarantee of economic and social smooth running of the effective way.The basic principle of insurance is based on the public law,Stability mechanism,Insurance structure to the insurance object to provide economic compensation is one of the most effective ways.Various forms of insurance product service,Establishment conforms to the western region the actual market,Post-disaster market compensation mechanism,Has the irreplaceable role.The second is to support the insurance industry in the western region of the construction of the economic and social effective way.Insurance funds has long-term/Stability characteristics of,Is the economic construction of the important source of fund.At present the China insurance regulatory commission is steadily promote the development of insurance funds utilization regulatory reform,Mainly is focused on improving insurance funds utilization projects continue to broaden the insurance fund investment channels,Improve the basic facilities and other fields investment proportion,Relax debenture bond investment scope.For the characteristics of the western region the industrial development,And in conformity with the state industrial policies,Ecological environmental protection of the key construction projects,Insurance can provide financial support.Three insurance is to promote social management and public service innovation effective way,With the continuous improvement of the western region,The government's public management functions,The use of more market public management effect,Insurance is engaged in the risk management of the industry.Is the market risk transfer and social management mechanism,In risk identification,Control advantages.The government's insurance mechanism to participate in social management,Promote service innovation,Strong integration of various kinds of social resources,And with the market mechanism and means coordinate the various interests,Resolving social disputes,Promote social harmony.

　　三发挥保险的支持作用，助力西部转型跨越发展。近年来西部保险业保持了良好的发展态势，保险的深度和力度不断提高，在经济发展的作用不断增强。

Three play insurance function of support,Help the west transition span development.In recent years the western insurance maintain a good development trend,Insurance depth and strength continuously improve,In the economic development of the growing role.

　　提升保险服务能力，对提供转型跨越发展作出更大的贡献。第一要完善保险市场体系，助力西部金融建设。进一步完善保险体系，稳步促进实力较强的法人保险机构的发展。积极引导有实力，有特色的保险公司在西部设立分支机构，探索推进保险公司在西部设立区域管理机构和后台服务中心。支持西部金融中心的建设。第二要稳步推进保险创新，助力西部保险转型。保险要注意风险管理需求，健全和完善自主创新的体制机制，支持西部优势特色产业和重点领域发展，要积极发展电子信息，新能源、新材料等领域的高科技保险，为战略性新兴产业发展提供保险保障。要大力发展体彩险，建工险等保险业务为西部建设(002302,股吧)提供风险保障。第三要努力提升服务层次，助力西部民生工程建设。提高全方位、多层次的保险服务，要积极发展具有地方特色的农业保险，增强农业生产和农民生活的抗风险能力，促进西部地区农业现代化，要大力推进健康养老保险发展，稳步推进基本医疗保障，积极参与多层次的社会保障体系建设。要探索发展环境污染，安全生产医疗事故等责任保险，为更好的保障社会公众切身利益提供服务。

Ascension insurance service capacity,To provide transition span development to make greater contribution.The first to improve insurance market system,Booster western financial construction.To further improve the insurance system,Steadily promote the stronger the development of legal person insurance institutions.Actively guide to have actual strength,Distinctive insurance company set up branches in the west,Explore propulsion insurance company in the west to set up regional management institutions and background service center.Support the western financial center construction.The second to steadily insurance innovation,Booster western insurance transformation.Insurance should pay attention to risk management requirements,Improve and perfect the system of independent innovation mechanism,Support the western characteristic advantage industry and the development of key areas,To actively develop the electronic information,New energy/The new material and other areas of high technology insurance,For strategic emerging industrial development to provide insurance.To develop sports lottery ticket risks,Construction risk and insurance business for the construction of the west(002302,guba)Provide risk guarantee.Third, efforts should be made to improve the service level,Help the west the livelihood of the people project construction.Improve comprehensive/Multi-level insurance service,To actively develop the has the characteristics of local agricultural insurance,Increase agricultural production and farmers' life risk resistance capacity,The western region to promote agricultural modernization,We need to vigorously push forward the development of healthy endowment insurance,Steadily promote the development of basic medical insurance,Actively participate in multi-level social security system construction.To explore the development environment pollution,Production safety accident and medical liability insurance,For better safeguard social public interests provides services.

　　我们相信西部大开发将进一步促进保险业的发展，保险业一定会为西部大开发作出更大的贡献。祝论坛圆满成功，谢谢大家。

We believe that the development of the western region will further promote the development of the insurance industry,The insurance industry will be for the development of the western region to make greater contribution.Wishing BBS has come to a successful conclusion,Thank you.