试金石成绊脚石，金改实施细则迟迟未出

Touchstone into a stumbling block,The detailed rules for the implementation of gold change didn't out

　　6个多月、200多天过去了，迟迟未出台的温州金融改革实施细则在考验着温州中小企业的耐性，磨去他们的棱角。没有细则这些中小企业、民间资本仍在游离之中，不得破门而入。

More than six months/More than 200 days have passed,Didn't on the introduction of the wenzhou financial reform in the detailed rules for the implementation of the test wenzhou small and medium-sized enterprise patience,Grinding to their edges.No rules of these small and medium-sized enterprises/The folk capital is still in the free in,Not break into.

　　这些最关心温州金改的人，正逐渐由期望转为失望。

The most concerned about wenzhou gold change people,Is gradually transformed into disappointment by expectations.

　　融资难在加剧 Financing is the aggravate

　　“没有实质性的突破，对陷入困境的大量中小企业而言没有感受到金改带来的利益或者变化，所以他们都有一些失望。”谈到金改的现状，温州中小企业发展促进会会长周德文这样评价。

"No substantive breakthrough,To mess up a large number of small and medium-sized businesses don't feel the benefits of gold change or change,So they all have some disappointment."The present situation of the change of gold,Wenzhou small and medium-sized enterprise development promotion association President ZhouDeWen such evaluation.

　　由于备受瞩目的金改成了解不了近渴的远水，大批企业依然处于危机之中，很多企业坚持不下去，出现停工停产甚至倒闭跑路的现象。

Due to the high-profile JinGaiCheng understand not close thirsty far water,A large number of enterprise is still in crisis,Many enterprises hold up,Appear shutdown stop production or even collapse run road phenomenon.

　　“试金石并没有试出来，而且给广大中小企业的感觉是越来越困难了。”周德文称，目前，想进入金融领域的企业不满意，想通过金融改革成果改变融资难融资贵的中小企业不满意，他们都认为金改并没有解决他们的实际问题。“今年融资比去年还要难，而且也没有见到融资成本降低了多少。”

"Touchstone didn't try out,And to the small and medium-sized enterprise's feeling is more and more difficult."ZhouDeWen says,At present,Want to enter in the field of finance enterprise not satisfied,Think through the financial reform results change the financing difficulties of small and medium-sized enterprise financing your are not satisfied,They all think gold change did not solve their practical problems."This year than last year more difficult financing,And there is no see financing cost reduce the number of."

　　“可以让民间资本民营企业大胆地先做起来，然后再进行规范完善，发现问题解决问题。”温州一皮革企业老板在接受《中国企业报》记者采访时说。

"Can let the folk capital private enterprise boldly up to do first,Then for standard and perfect,Find and solve problems."Wenzhou a leather enterprise boss in accepting[Chinese enterprises to]reporters.

　　细则正待审批 Few-are working rules for examination and approval

　　采访中，温州市一眼镜厂合伙人对《中国企业报》记者说出了自己的感受，“金改根本解决不了问题，现在什么都还没有呢，让企业怎么做。”

interview,Wenzhou glasses factory to a partner[Chinese enterprises to]Reporters say his feelings,"Gold change fundamental can not solve the problem,Now what is not,Let the enterprise how to do."

　　而温州市金改办一位女性工作人员在电话中告诉《中国企业报》记者，“细则早就拟好了，已经报到省里了，具体情况都以省里通知为主。”

And wenzhou gold to do a female staff on the telephone to tell[Chinese enterprises to]reporter,"Rules would have prepared,The report has been province,Specific conditions are province notice is given priority to."

　　周德文认为，金改应该是用金融的手段和平台来把大量民间资本特别是闲置的资本集聚起来，支持实体经济发展，这是金改最重要的。

ZhouDeWen think,Gold is to be used to financial means and platform to a large number of folk capital especially idle capital collect,To support the real economy development,This is the most important gold change.

　　“金改资金的来源应该大量来自于民间资本，原来用于放高利贷的资本，通过金融手段、金融改革来使其支持实体。但是，目前各地政府为了规避风险，反而倒过来，让民营企业的龙头企业把钱拿出来去筹建小贷公司、村镇银行，让实体经济办银行，本末倒置。”周德文直言，“实体经济都去搞金融，哪还会有心思搞实体？这实际不是有利于实体经济的发展而是损害实体经济。”

"Gold to the source of the funds should be a lot from the folk capital,Originally used to usury capital,Through the financial means/Financial reform to make its support entity.but,At present local governments in order to avoid risk,Instead of the other way around,Let the private enterprise of the leading enterprises put the money out of the preparation and small credit company/Town bank,Let the real economy to do bank,Put the cart before the horse."ZhouDeWen the truth,"The real economy to make financial,Where the mind make entity?It is not conducive to the development of the entity economy but damage to the real economy."