陶企与银行合作设立基金

Ceramic enterprises and bank cooperation for the establishment of fund

　　本报讯 （记者陈昕宇 通讯员纪可）第20届陶博会今日闭幕，记者获悉，有银行首创推出“1+N”融资模式，通过设立陶瓷经销商基金，为陶瓷企业及下属经销商提供融资支持。

Report from our correspondent (Reporter correspondent age ChenXin space can be)The 20th ceramic fair closed today,The reporter learns,A bank introduced first"1 + N"Financing model,Through the establishment of ceramics dealer fund,For ceramic enterprises and subordinate dealers to provide financing support.

　　据介绍，“1+N“融资模式中的“1”是指龙头企业或核心企业，“N”则是指其上下游企业或关系企业。以该银行与陶瓷企业的合作为例，该陶瓷公司作为核心企业为下游经销商增加信用额度，向银行申请综合授信业务，帮助下游经销商破除抵押品不足造成的融资难题。银行将根据陶瓷企业下游经销商的业绩、规模等条件遴选优质经销商，给予一定额度的资金扶持。

According to introducing,"1 + N"Financing mode of"1"Refers to the leading enterprise or the core enterprise,"N"It is to show its downstream enterprises or enterprise relationship.To the bank and ceramic enterprise cooperation, for example,The ceramic company as the core enterprise for downstream distributors increase line of credit,Applies to the bank for comprehensive credit business,Help downstream distributors break collateral shortage of financing problems.The bank will according to the performance of the ceramic enterprises downstream distributors/The condition such as size of selecting high quality dealers,Give a certain limit of capital support.

　　记者从该银行了解到，如果这种模式成功，将从陶瓷行业进一步推广至佛山其他行业，与更多佛山企业建立“1+N”融资合作。

Reporters from the bank to know,If this model of success,From ceramic industry will be further extended to foshan other industries,And more foshan enterprises establish"1 + N"Financing cooperation.