记者/通讯员/何心怡、陈萌瑶、李艺萌

Reporter/correspondent/what the heart/ChenMengYao/LiYiMeng

　　新闻摄影/关路祥

News photography/off Mr

　　11月17日，为庆祝建系92周年、恢复重建30周年，南开大学金融学系隆重举办“中国金融创新与监管高端论坛”。论坛邀请到部分国内金融监管机构负责人、金融机构负责人和金融领域专家学者，共同研讨当前我国金融领域的创新与监管问题。

On November 17,,To celebrate the 92th anniversary of the building system/The 30th anniversary of restoration and reconstruction,Nankai university financial department held a grand"China's financial innovation and regulation high-end BBS".BBS invited to part of the domestic financial regulators/Directors of financial institutions and financial field experts and scholars,Common discussion current our country in the field of financial innovation and regulation problem.

　　南开大学金融学系主任李志辉主持会议，天津市人大常委会副主任李亚力、南开大学党委书记薛进文、南开大学经济学院院长梁琪出席论坛开幕式并致辞。

Nankai university, director of the department of financial LiZhiHui presided over the meeting,Tianjin people's congress standing committee deputy director LiYaLi/Nankai university XueJinWen secretary of the party committee/Nankai university school of economics director LiangQi attended and addressed the opening ceremony of BBS.

　　李亚力代表市委、市人大、市政府对南开大学金融学系建系92年、恢复重建30周年表示祝贺。他指出，金融是现代经济的核心，是经济运行的润滑剂、促进剂和倍增器。金融发展水平某种意义上决定着经济发展水平，金融改革创新是我国改革进程中重要的环节。当前，天津正面临一个新的发展时期，现代金融服务体系、建立金融改革创新基地、建设金融服务聚集区金融发展的定位已经确定，金融改革创新前景广阔。希望金融界的广大师生以祖国繁荣和天津发展为己任，刻苦读书，学有所成，联系实际，开拓创新，希望全国各地的专家学者畅所欲言，献计献策，对全国以及天津经济社会发展、民生改善作出贡献。

LiYaLi on behalf of the municipal party committee/The municipal people's congress/The municipal government to nankai university finance, building is 92 years/Congratulations on the 30th anniversary of restoration and reconstruction.He pointed out that,Finance is the core of modern economy,Is the lubricant of economic operation/Accelerator and multiplier.Financial development level in a sense determines the level of economic development,Financial reform and innovation in China is an important link in the process of reform.The current,Tianjin is facing a new development period,Modern financial service system/To establish financial reform and innovation base/Construction financial services accumulation area financial development orientation has been set,Financial innovation broad prospects.Hope that financial circle of teachers and students to the motherland prosperity and tianjin development as its mission,Assiduous reading,Have learned something,With practice,innovation,Hope that all parts of the country of the experts and scholars speak freely,Of zhenhai,Tianjin to the national and social and economic development/To improve the people's livelihood to contribute.

　　薛进文在致辞中说，南开大学金融学系自1920年建系以来，积累了丰富的办学经验，形成了良好的办学传统、深厚的金融学底蕴和影响广泛的品牌优势。尤其是1982年恢复重建以来，经过广大师生的努力，产生了一大批高水平的研究成果，培养了一大批优秀专业人才。希望金融学系以此次活动为契机，认真总结办学经验，团结依靠师生校友，凝神聚气，真抓实干，不断深化教育教学改革，提高人才培养质量，促进科学发展，再创新的辉煌。

XueJinWen said in his speech,Nankai university finance, since 1920 since the building system,Accumulated rich experience of running school,Formed a good school tradition/Deep finance background and widely influential brand advantages.Especially the 1982 years since the restoration and reconstruction,Through the efforts of the teachers and students,Produce a large number of high level research achievements,Training a large number of excellent professional talents.Want the financial department to the activities as an opportunity,Summing up the experience,Unity depend on teachers and students alumni,Attentively poly gas,Do solid work,Deepening education teaching reform,Improve the quality of talent training,Promote scientific development,Logether wutg.

　　开幕式后，中国人寿保险（集团）公司董事长、党委书记杨明生，中国证监会研究中心主任祁斌，北京市金融工作局党组书记、北京市金融工作领导小组副组长霍学文，中国银监会天津监管局副局长王俊寿，中国银行(601988,股吧)战略发展部副总经理、国际金融研究所副所长宗良，德意志银行亚太区董事总经理李琦，中国工商银行(601398,股吧)首席风险官魏国雄，黑龙江省金融工作办公室主任商庆军，平安银行(000001,股吧)首席内控执行官周立等分别作主题发言，围绕保险业的创新与监管、资本市场发展与金融人才培养、产业资本与金融资本的发展趋势、金融创新变革历程与发展前景、国内外资本市场发展近况、中国银行业的风险、融资困境及中国金融监管、利率市场化对商业银行的挑战等问题发表了个人见解。

After the opening ceremony,China life insurance(group)The chairman of the company/Secretary of the party committee YangMingSheng,The China securities regulatory commission research center director QiBin,Beijing financial bureau party secretary/Beijing financial work leading group deputy leader HuoXueWen,The China banking regulatory commission tianjin supervision bureau deputy director WangJunShou,The bank of China(601988,guba)Strategic development of vise general manager/The international financial ZongLiang deputy director of the institute,Deutsche bank Asia Pacific managing director li3 qi2,The industrial and commercial bank of China(601398,guba)The chief risk officer WeiGuoXiong,Heilongjiang financial work office director ShangQingJun,Pingan bank(000001,guba)Chief internal control executive weeks respectively etc for theme speech,Around the insurance industry innovation and supervision/The capital market development and financial personnel training/Industrial capital and financial capital development trend/Financial innovation change process and development prospects/Current situation of the capital market at home and abroad/China banking risk/The financing difficulties and China's financial supervision/Interest rate marketization to commercial Banks problems such as the challenge of published personal opinion.

　　杨明生在演讲中提到此前与罗伯特蒙代尔先生就欧元前景及其监管策略的对话。他认为，欧元的发行是超主权的，而欧元的使用者是有主权的，二者之间存在矛盾。而对欧元的监管涉及欧洲的政治一体化问题，这在实践中几乎不可能做到。欧元的产生是具有划时代意义的重大金融创新，而欧债危机成为当前欧洲金融业监管的难题。此外，他认为，G20金融稳定委员会提出的逆周期监管理论上是可行的，但在实践中难以操作。

In the speech YangMingSheng mentioned previously and Mr. Robert mundell euro prospects and regulatory strategy of dialogue.He thinks,The launching of euro is super sovereignty,And the euro users is sovereign,There is a conflict between them.And to the supervision of the euro in European political integration problem,This in practice almost impossible.The generation of the euro is a landmark in the major financial innovation,And the debt crisis become the European financial industry regulatory problems.In addition,He thinks,G20 financial stability committee proposed inverse cycle regulatory theory is feasible,But in practice is difficult to operate.

　　祁斌认为，当前要深入学习“十八大”精神，加快多层次资本市场发展，完善市场体系建设；促进机制创新，促进资本市场对外开放，提高经济开放水平；吸引长期投资资金，提高机构专业化水平。他认为，我国要重视金融人才的培养，金融教育要注重实践，强化学生数理基础，培养沟通交流能力、风险意识和自律意识。

QiBin think,At present, it is necessary to further study"Eighteen big"spirit,To speed up the multi-level capital market development,To perfect the market system construction;Promoting mechanism innovation,Promote capital market opening up,To improve the level of opening up the economy;Attract long-term investment funds,To improve the level of professional institutions.He thinks,Our country should pay attention to financial talents,Financial education should pay attention to practice,Strengthen students' mathematical foundation,Culture communication ability/Risk awareness and self-discipline consciousness.

　　霍学文认为，信息化时代会掀起产业资本和金融资本融合的趋势，产业资本将沿着金融化，金融资本将沿着证券化，证券资本将沿着虚拟化的方向发展。金融将成为产业融资的主要手段，上市公司将成为产业资本和金融资本融合的载体，交易所和金融资产交易所等将成为产业资本并购的主要平台，并购将成为未来产业发展的主要形式。在我国当前社会条件下，金融业的“脱媒”有其必然性，脱媒导致虚拟金融的产生。对于南开金融学科的发展，他提出四点建议：一是增升领导力、二是提升凝聚力、三是提升创新力，四是培养前瞻力。

HuoXueWen think,Information age to give a industrial capital and financial capital fusion trend,Industrial capital will JinRongHua along,Financial capital will be along the securitization,Securities capital will be along the virtualization direction.The financial industry will become the main means of financing,The listed company will become industrial capital and financial capital of the fusion of carrier,Exchange and financial assets exchange, etc will become the main platform of industrial capital mergers and acquisitions,Mergers and acquisitions will become the main form of future industrial development.In our country's current social conditions,Financial industry"disintermediation"Has its inevitability,Disintermediation lead to virtual financial production.For the development of nankai financial discipline,He put forward four Suggestions:One is to add up leadership/The second is to enhance cohesion/Three is to promote innovation,Four is to cultivate prospective force.

　　王俊寿认为，我国银行目前正经历由交易中介向服务中介，由信用中介向风险中介，由金融服务提供者向金融方案解决者转变的角色转换。银行业出现全能化、国际化、脱媒等趋势，而银行业监管的趋势表现为风险为本、合规为先、资本为主、法人为根。

WangJunShou think,Banks in China is going through the trading intermediary to service intermediary,The credit intermediary intermediary to risk,The financial service provider to financial plan solver transition role conversion.The banking industry to all-roundization appear/internationalization/Disintermediation trend,And the trend of banking regulation for the performance of the risk for this/Compliance first/Capital is given priority to/Legal person for a.

　　宗良认为，本次论坛的主题强调中国金融的创新与监管，符合党的“十八大”精神对金融业的未来判断。他指出，创新的意义是非常巨大的，美国经济能够立于全球，得益于创新、美元与军事。一个国家想要崛起，最终必须靠创新才能实现。金融创新变革的内因是利润驱动、规避风险、规避管制，外因是科技进步、金融管制的放松、客户需求以及市场竞争。内外因共同推动金融创新。我国当前的金融创新不足，和西方国家存在较大差异。

ZongLiang think,The theme of this BBS stressed that China financial innovation and regulation,In line with the party's"Eighteen big"Spirit on the future of the financial industry judgment.He pointed out that,The significance of innovation is very great,The American economy can in global,Benefited from the innovation/Dollars and military.A country want to rise,Finally must rely on innovation to achieve.Financial innovation change is internal profit drive/Avoid risk/Avoid control,External cause is the progress of science and technology/The financial control and relaxation/The customer demand and market competition.Internal cause and the external jointly promote the financial innovation.The present situation of our country's lack of financial innovation,And the western countries is put in bigger difference.

　　李琦简要分析了国际资本市场的发展情况，认为今年比较重要的事件是暑期美联储出台的QE3和欧洲央行做出开放式的无限量的债券购买承诺，代表欧美政策的重要突破。奥巴马再次当选后，希望通过对富人增税来减少财政赤字，市场预测美国“财政悬崖”爆发的概率增加，对市场带来不确定性。欧元区短期内爆发金融危机的可能性不大，中国经济的发展前景看好。

Li3 qi2 are briefly analyzed the development of the international capital market,Think this year more important event is summer the fed on the introduction of the QE3 and the European central bank to open an unlimited amount of bonds purchase commitments,On behalf of Europe and the United States policy important breakthrough.Obama was elected again after,Hope that through the rich tax increases to reduce the budget deficit,Market forecast the United States"Financial cliff"The outbreak of the probability increase,Bring to the market uncertainty.The euro area financial crisis broke out in the short term is unlikely,The development of China's economy has a good prospect.

　　当日下午的分论坛分别围绕银行业、证券和基金业、保险业、信托租赁业的创新与监管展开。

That day afternoon points BBS around banking respectively/Securities and funds/insurance/Trust leasing industry innovation and supervision expansion.

　　“中国金融创新与监管高端论坛”是南开大学金融学系为庆祝恢复重建30周年所创“南开金融高端论坛”的首届论坛。“南开金融高端论坛”拟自2012年起每年举办一届，每届确立新主题进行研讨。

"China's financial innovation and regulation high-end BBS"Is financial department of nankai university to celebrate the 30th anniversary of the restoration and reconstruction"Nankai financial high-end BBS"'s first BBS."Nankai financial high-end BBS"Quasi since 2012 is held annually,At each of the establishment of the new subject for discussion.

　　南开大学金融学系始建于1920年，初名银行学系，1954年因国家院系调整而停办。1982年，在中国人民银行、国家教委（现教育部）支持下，金融学系得以重建，设金融学专业，首批招生100人。首任系主任为我国著名金融学家钱荣堃。20世纪80年代中后期曾汇集钱荣堃、陈国庆、王继祖、刘茂山、龙玮娟、刘玉操等一批国内著名的金融学者。作为中国MBA教育体系的创始单位，首创了中国和加拿大约克大学等三所学校联合培养MBA学生的“南开—约克”模式；国际金融专业曾被评为全国同类专业唯一的国家级重点学科；在全国高校中最早引入精算教育体系，创立中国第一家精算师资格考试中心，培养出新中国第一批持有北美精算学会资格证书的精算师队伍；建系92年来，共计为社会培养各类毕业生上万人。

Nankai university financial department was established in 1920,Initial name department of the bank,Because in 1954 the national departments adjustment and close down.In 1982,,In the people's bank of China/The state education commission(Now the ministry of education)support,Financial department was rebuilt,Set finance professional,The first recruit students 100 people.First the dean for our country famous financial experts 钱荣堃.The 1980 s have 钱荣堃 collection/ChenGuoQing/WangJiZu/LiuMaoShan/LongWei Juan/LiuYuCao waiting for a batch of domestic famous financial scholars.As China's MBA education system of founding unit,The first Chinese and Canadian university of york three school joint training of MBA students"Nankai - york"mode;International financial professional has been awarded as national similar professional only state-level key discipline;The first of the colleges and universities all over the country into an actuarial education system,The creation of China's first a actuary qualification test center,Cultivate new China's first batch of hold North America actuarial society qualification certificate of actuaries team;Build system for 92 years,Total social train various kinds of graduates for tens of thousands of people.