⊙记者 李丹丹 ○编辑 孙忠

⊙ reporter li dandan ○ SunZhong editor

　　记者14日从中国人民银行获悉，为引导和规范我国金融移动支付业务发展，实现资源共享和有效配置，近日央行正式发布中国金融移动支付系列技术标准，涵盖了应用基础、安全保障、设备、支付应用、联网通用5大类35项标准。

Reporters from 14 of the people's bank of China,In order to guide and standardize our financial mobile payment business development,To realize the resource sharing and effective configuration,The central bank of China recently issued a formal financial mobile payment series technical standard,Covers the application base/security/equipment/Payment application/Networking general 5 categories and a standard.

　　据介绍，标准从产品形态、业务模式、联网通用、安全保障等方面明确了系统化的技术要求，覆盖中国金融移动支付各个环节的基础要素、安全要求和实现方案，确立了以“联网通用、安全可信”为目标的技术体系架构。

According to introducing,Standard from the product form/Business model/Networking general/Security, etc has been clear about the systematic technical requirements,Covering China's financial mobile payment of every element of the basic elements/Safety requirements and implementation scheme,Established to"Networking general/Safe reliable"As the goal of technology system architecture.

　　自2011年以来，人民银行按照“凝聚共识、谋求合作、统一标准、共同发展”的工作思路，积极研究规划移动支付标准体系，形成《中国移动支付技术标准体系报告》并正式对外发布。在此基础上,人民银行组织40多家产业相关单位成立移动支付标准编制联合工作组，经过充分调研、技术攻关、标准研制、专家评审、广泛征求意见等环节，最终形成中国金融移动支付系列技术标准。

Since 2011,According to the people's bank of"Build consensus/Seek cooperation/unified/Common development"Work ideas,Active research program mobile payment standard system,formation[China mobile payment technical standard system report]And officially released.On the basis of,The people's bank group and several industry related units established mobile payment standard establishment joint working group,After a full investigation/Technology research/Standard development/Expert evaluation/Asked for a wide range of opinions and other links,Eventually form China's financial mobile payment series technical standard.

　　央行人士表示，中国金融移动支付系列技术标准的发布有效填补了该领域的空白，满足了当前和今后一段时期内我国移动支付发展的技术需求，有利于增强我国移动支付安全管理水平和技术风险防范能力，营造产业链各方开放、合作、共赢的良好局面，建立和谐的产业生态环境，推动我国移动支付集约化和规模化发展进程，并为业务拓展、产品创新和与国际市场接轨预留出广阔的空间。

Central bankers said,China's financial mobile payment series technical standard release effective fill the blank of this field,To meet the current and future a period of the development of the China mobile payment technology needs,To enhance China's mobile payment safety management level and technical risk prevention capacity,Build open chain parties/cooperation/Good situation of win-win,The building of a harmonious ecological environment of the industry,To promote the country's mobile payment intensive and scale of development process,And for business development/Product innovation and integrate with the world market set aside vast space.