2012年是中国“金融改革”之年。这一年中国金改取得了实质进展：汇改携手利率市场化大步前进；人民币国际化再上新台阶；地方金改多点而动，挺进纵深；银行业收获资本新规。而从资本市场的角度而言，这一年又是“调整之年”。这一年，股指的低位运行令参与各方经历“严冬”的考验，而监管层推动的新股发行体制改革，鼓励创新、长期投资等举措，又令投资者逐渐看到了市场走向成熟的曙光。

2012 years is China"Financial reform"years.This year China gold change made substantial progress:By hand in hand to market-oriented interest rate great leap;RMB internationalization to a new step;Local gold changed more and moving,Deep into the;Banking capital gain new gauge.And from the point of view of the capital market in,This year is"Adjustment in the".This year,Point to the low operation to the experience"winter"test,And supervision of the layer to promote the reform of the system of new shares issued,Encourage innovation/Long-term investment and measures,And make investors see the market gradually the maturity of the dawn.