在1月18日由上海证券报主办的中国财富管理2013高峰论坛上，上海交通大学上海高级金融学院副院长吴国俊教授表示，2013年有可能是中国第二次改革浪潮的元年，在这次浪潮中，金融改革创新将担负起引领经济转型的重任。

In January, and by the Shanghai stock certificate report by China's wealth management 2013 peak on the BBS,Shanghai jiaotong university, vice President of the college of Shanghai senior financial WuGuoJun professor said,2013 May be China's second of the reform tide of the first,In the wave,Financial innovation will take on the responsibility of leading economic transformation.

　　吴国俊表示，在对温州金融改革实验区的多次调研中，不少企业家表示，对他们来说2012年可能是改革开放以来最困难的一年。“既有的金融体系不能满足现在的经济需要。”

WuGuoJun said,In the area of wenzhou financial reform in many research,Many entrepreneurs say,For them in 2012 May be since the reform and opening up the most difficult one year."The existing financial system cannot meet the current economic need."

　　吴国俊表示，过去二三十年能够享受的市场红利逐渐在消失，在基础设施建设方面，固定资产投资方面虽然仍有很大的空间，但这部分的空间也在逐渐的缩减。中国沿海地区的基础设施，包括高速公路和机场事实上很多已经超过美国的基础设施，这方面的空间已经有限，下一步需要寻找新的增长点，需要转型。

WuGuoJun said,The past two hundred and thirty years can enjoy market gradually disappear in dividends,In the infrastructure construction,Fixed assets investment, while there is still a lot of space,But this part of the space is gradually reduced.The coastal area of China's infrastructure,Including highway and airport in fact many have more than America's infrastructure,The space has been limited,The next step need to look for a new growth point,Need transformation.

　　在市场红利逐渐消失的情况下，金融业的作用开始凸显。通过对美国和日本近年的经济转型研究表明，良好的金融体系十分重要。

In the market under the condition of dividend gradually disappear,The role of the financial industry began to highlight.Through to the United States and Japan in recent years, the economic transformation of study,Good financial system is very important.

　　在我国经济转型过程中，由于金融市场不够成熟，在温州等地，同时出现着融资难和投资难的现象，吴国俊说，要解决这个问题，最好的解决方案在于金融的改革和创新。“经过了几十年的改革开放，现在到了金融领域的改革与创新的时候了；需要政府下决心真正改革；需要真正有创新活力的人士和机构参与创新之中。”

In China's economic transition,Because financial markets are not mature enough,In wenzhou, etc,At the same time appear the difficulty in financing and investment difficult phenomenon,WuGuoJun said,To solve this problem,The best solution is to financial reform and innovation."After decades of reform and opening up,Now to the financial reform and innovation in the field of the time;The government has determined to real reform;Need real innovation vigor of the persons and entities involved in innovative in."

　　对于金融改革和创新，吴国俊表示，应该先从制度上落实。“目前，我国不管是战略行业还是金融银行体系，基本都是国企为主导，但事实上我们没有看到世界上任何一个成熟发达的经济体是以国有商业金融机构为主导的。如果新一届的政府在市场准入和公平竞争上做好，我相信中国老百姓的创造力是无穷的。”

For financial reform and innovation,WuGuoJun said,Should start from the system implementation."At present,Our country whether strategic industry or financial bank system,Basic are state-owned enterprises as the leading factor,But in fact we didn't see anyone in the world a mature developed economies is state-owned commercial financial institutions as the leading factor.If the new government in market access and fair competition well,I believe that the Chinese people's creativity is infinite."

　　打破国有商业金融机构为主导的局面，必然会伤害一部分人的利益，改革也面临很大的阻力。吴国俊说，如果在制度创新方面，不能在几年内完全改变现状，但应该有一个路线图，“要有一个方向，使民营经济、民营金融感觉有盼头，而不是目前市场上存在的歧视，希望民进国退这样一种趋势在新的改革浪潮当中能够确立。否则，他们创新的动力和激情哪里来呢？”

Break state-owned commercial financial institutions as the leading situation,Will damage the interests of the part of the people,Reform is facing a lot of resistance.WuGuoJun said,If the system innovation,In a few years can completely change the status quo,But should have a map,"To have a direction,Make the private economy/Private financial the feeling that there is hope,And not on the market at present existing discrimination,Hope China countries back such a trend in the new reform of wave can be established.otherwise,Their innovative power and passion to where?"