从小微贷款到小微金融2.0提升版，民生银行(600016,股吧)的小微金融服务在服务模式和组织架构上进行了探索和突破，其抓手就是小微专业支行和小微企业城市商业合作社。

From small loans to small micro financial 2.0 improve edition,Minsheng bank(600016,guba)Little micro financial services in the service mode and organization structure on the exploration and breakthrough,The gripper is small micro professional branch and small micro enterprise city commercial cooperatives.

　　在今年年初的全行经营工作会议上，民生银行董事长董文标要求，每家分行、要拿出一到两家支行进行小微专业支行建设，三年内小微专业支行要达到100-150家。11月12日，民生银行零售银行部公布了第二批小微金融专业支行的评审结果，30家支行成为民生银行总行认定的小微金融专业支行，分别定位于海洋渔业、建材、家纺、商贸、粮食、皮革、林木等行业或商圈。至此，民生银行总行认定的小微金融专业支行达到了50家，聚焦在大约15个行业进行深度开发。

Earlier this year in both management meeting,Minsheng bank chairman DongWenBiao requirements,Each branch/Want to take out one to two sub-branches small micro professional branch construction,Three years small micro professional branch to reach 100-150.On November 12,,Minsheng bank announced the second batch of retail, k, small micro financial professional branch of the evaluation results,30 sub-branches become minsheng bank head office that small micro financial professional branch,Marine fishery were positioning/Building materials/Home textile/trade/food/leather/Forest industries or business circle.So far,Minsheng bank head office that small micro financial professional branch to fifty home,Focusing on about 15 industry development in depth.

　　民生银行也积极推动小微企业客户的整合。2012年民生银行首创了小微企业城市商业合作社，以行业、商圈、社区为单位，以支行为节点，以城市为基础，打造全国性的增值服务平台。截至2012年末，民生银行组建小微企业城市商业合作社超过2000家，会员将近8万人。（姜灿）

Minsheng bank also actively promote the integration of small micro enterprise customers.2012 minsheng bank first small micro enterprise city commercial cooperatives,In industry/Business circle/Community for the unit,To branch for node,Based in the city,Build national value-added service platform.By the end of 2012,Minsheng bank set up small micro enterprise city commercial cooperative more than 2000,Member nearly 80000 people.(JiangCan)