短期理财在这个春节显得有些纠结，多国发布的经济数据疲软，使得几大投资方式收益缩水甚至出现负增长。记者以储蓄、黄金、外汇这三类投资为例，分别盘点其春节期间的收益，计算发现，存款为短期“最保值”的投资方式，但收益很少，其中7天通知存款的收益仅为15元左右。

Short-term financing in this Spring Festival appear some ravel,Many of the economic data released weakness,Make a few big investment income shrink appear even negative growth.Reporter to savings/gold/The three types of foreign investment as an example,Respectively the inventory during the Spring Festival of income,Calculation found,Deposit for short-term"The value"Investment way,But little income,Among them 7 days notice deposit income is only 15 yuan.

5万通知存款7天利息15元 50000 7 days notice deposit interest 15 yuan

　　银行储蓄可算春节期间最安逸的理财方式，在我们看着电视、吃着饺子的时候，利息就已经悄悄进了腰包。选择春节存款的这部分投资者，存起来的多是因长假休市而从其他领域抽出的资金，处理方式大多是存活期或通知存款。

Bank savings will be considered during the Spring Festival is the most easy financing mode,When we look at the TV/When eating dumplings,Interest has been quietly into the purse.Choose the Spring Festival deposit this part of the investors,Save more for vacation from other areas closed out of money,Treatment is mostly survival time or notice deposit.

　　活期存款的年利率为0.35%，七天通知存款的年利率为1.35%，将5万元闲置资金在2月7日办理7天通知存款，约定15日取款，7天后所得利息为15元左右；如存7天活期存款，7天后所得利息不到4元。

Current account of the annual interest rate is 0.35%,Seven days notice deposit of the annual interest rate is 1.35%,Will 50000 yuan idle fund in the February 7 for 7 days notice deposit,Agreed to withdraw 15,,7 days income interest is 15 yuan;Such as save 7 days demand deposits,7 days income interest less than $4.

黄金价格节节下跌 Gold prices fell successively

　　黄金价格在春节期间节节下跌，每克价格还不如相同重量的陨石。有消息称，15日有陨星在俄罗斯上空划过并爆炸，很多陨石爱好者来到坠落地寻找残落碎片，当地人称有人愿意以60美元/克收购陨石，而上海黄金交易所的行情显示，Au9999合约2月8日的收盘价格是336.75元/克，仅约合54美元。

Gold prices fell successively during the Spring Festival,The price is the same as per gram weight of meteorites.A source says,15 a meteorite in above Russia across and explosion,Many meteorites fans came to fall for residual falling debris,Locals call someone would like to sixty dollars/g acquisition meteorites,And the Shanghai gold exchange on the tape,On August 2 Au9999 contract the closing price is 336.75 yuan/grams,Only about $54.

　　2月11日至15日适逢国内春节长假停盘交易，但国际市场受到美元维持强势震荡影响，贵金属价格下挫明显，与美元有直接关联的贵金属市场在本周大幅下挫，国际金价再度跌至1600美元／盎司附近，当周跌幅3.53%。国际银价当周跌幅更达到4.94%，并跌破30美元整数关口。

February 11 to 15 upon domestic Chinese Spring Festival stop dish trade,But the international market is influenced by American dollar to maintain a strong shock effect,Precious metal prices fell significantly,And dollars a direct link between the precious metals market tumbled in this week,Again the international price of gold dropped to $1600 / ounce nearby,Week fell 3.53%.International silver price decline week more reached 4.94%,And below $30 integer gates.

　　业内人士预计，上海黄金交易所开市之后，实时金价也将向下调整，年前购买千足金条者如果算上回购手续费，一个春节假期大概会亏损20元/克。

The personage inside course of study is expected to,Shanghai gold exchange after opening,Real-time price will be adjusted downward,Years ago to buy thousand pure gold the article if you count the buyback commission,A Spring Festival holiday will probably loss twenty yuan/grams.

欧元触三周以来低点 Touch the euro for the three weeks it is low

　　随着多国公布新的经济数据，2月11日至16日当周，部分外币汇率波动很大。受欧盟统计局公布的数据疲软影响，欧元、英镑持续下跌，欧元/美元14日欧市盘中一度触及三周以来的低点，英镑周中曾刷新6个月低点。日本第四季度经济表现远不及预期，导致美元/日元先抑后扬。

Along with the multinational announced new economic data,February 11 to 16 week,Part of a foreign currency exchange rate fluctuations.By the bureau of statistics weak influence,euro/Pounds falling,The euro/dollar 14 European city plate once touch three weeks lows,Pounds weeks has low set 6 months.Japan's economic performance in the fourth quarter than expected,To cause the dollar/yen first after suppression Yang.

　　数据显示，上周欧元/美元最高上摸1.3520，最低下探1.3306，收盘大体持平；英镑/美元最低下探1.5463，跌幅1.77%；澳元/美元最低下探1.0223，跌幅0.12%；美元/瑞郎最低下探0.9201，跌幅1.31%；美元/加元最高上摸1.0085，涨幅0.47%；美元/日元最高上摸94.41，涨幅0.90%。

Data display,Last week the euro/dollar touched the highest 1.3520,Minimum dipped below 1.3306,Closing generally flat;GBP/usd 1.5463 minimum test,Or 1.77%;Australian dollars/usd 1.0223 minimum test,Or 0.12%;Usd/CHF minimum dipped below 0.9201,Or 1.31%;U.S. dollar/billion on the highest touch 1.0085,Or 0.47%;The highest dollar/yen touch 94.41,Or 0.90%.

　　仅以美元现钞兑换为例，8日盘中美元现钞卖出价624.05元，16日现钞买入价617.07元，如以5万元人民币来计算，7天约赔了560元，1.12%。

Only in usd cash exchange as an example,8 plate dollars cash offer price 624.05 yuan,16 buying rate for notes 617.07 yuan,On a 50000 yuan RMB to calculate,7 days lost about 560 yuan,1.12%.

　　业内人士建议，可以做多相对坚挺的货币品种，做空或控仓欧元区货币，以平衡收益。

The personage inside course of study suggest,Can do many relative strong currency varieties,Do empty or control warehouse eurozone currency,To balance revenue.