⊙记者 朱剑平 王春晖

ZhuJianPing WangChunHui ⊙ reporters

银行业 banking

　　2012年全年存款增量超8000亿元，创历史新高。2012年12月末，山东省本外币各项存款余额55386.4亿元，比年初增加8401.7亿元，同比多增3052.4亿元。

In the whole year of 2012 deposit incremental over 800 billion yuan,A record.At the end of December, 2012,Foreign currency denominated in shandong province, the account balance is 5.53864 trillion yuan,840.17 billion yuan more than at the beginning,Year-on-year increase more than 305.24 billion yuan.

　　各项贷款平稳较快增长，新增本外币贷款连续四年超5000亿元。2012年12月末，山东省本外币贷款余额42899.9亿元，比年初增加5345.1亿元，同比多增316.1亿元。

The loan steady and fast growth,New foreign currency denominated loan for four consecutive years over 500 billion yuan.At the end of December, 2012,Shandong foreign currency denominated loan balance is 4.28999 trillion yuan,534.51 billion yuan more than at the beginning,Year-on-year increase more than 31.61 billion yuan.

　　继续坚持表内、表外融资两手抓，2012年全年表外融资同比大幅多增。山东省委托贷款、信托贷款和未贴现银行承兑汇票等表外融资增加2351.3亿元，同比多增455.9亿元。

Continue to adhere to in the table/Principle of off-balance-sheet financing,In 2012 the off-balance-sheet financing significantly increased compared to the more.Shandong entrust loan/Trust loans and not discount bank acceptance bill and off-balance-sheet financing an increase of 235.13 billion yuan,Year-on-year increase more than 45.59 billion yuan.

　　农村信用社改革引向深入，2012年新组建13家农村商业银行，总数达到28家，青岛市农村商业银行成功挂牌。推动有关银行在山东省批量化、规模化发起设立村镇银行，村镇银行新设13家，总数达到60家。引导小额贷款公司不断提升规模实力和抗风险能力，截至2012年12月末小额贷款公司试点数量达到297家，注册资本326亿元，全年累计发放贷款超过900亿元。

Reform of rural credit cooperatives to further,In 2012 the new form and home rural commercial bank,Number and home,Qingdao rural commercial bank success listed.Promote the relevant bank PiLiangHua in shandong province/Established scale village bank,Town bank newly established and home,Total house sixty.Guide the small loan companies constantly promoting scale strength and ability to resist risks,By the end of 2012 and the end of the month micro-credit company pilot number to 297,The registered capital of 32.6 billion yuan,The accumulative total lending more than 90 billion yuan.

　　县域金融业发展明显提速。山东省县域本外币贷款预计增加2300亿元以上，同比多增超过500亿元，占山东省新增贷款比重提高近6个百分点。股份制商业银行和城市商业银行共新设县级支行69家，村镇银行、小额贷款公司和融资性担保机构在县域的覆盖率分别达到49%、87%和90%。

County financial industry development speed obviously.The county of shandong province foreign currency denominated loan is expected to increase 230 billion yuan of above,Year-on-year increase more than more than 50 billion yuan,Shandong province accounted for the proportion of new loans increase nearly 6%.Joint stock commercial Banks and city commercial Banks were newly established branch 69 at or above the county level,Town bank/Small loan companies and financing guarantee agencies in the county of the coverage rate reached 49%/87% and 90%.

保险业 insurance

　　2012年，山东省实现保费收入1128.03亿元，同比增长8.88%，高于全国0.87个百分点，保费规模居全国第三位。车险业务平稳发展，同比增长13.2%，个人营销业务增速14.14%，银邮代理业务增速高于全国0.31个百分点。人身险公司业务结构持续优化，寿险新单期交率39.69%，同比提高16.26个百分点。

In 2012,,Shandong achieve premium income is 112.803 billion yuan,Year-on-year growth of 8.88%,Above the national 0.87%,Premium scale in the third.Auto insurance business steady development,Year-on-year growth of 13.2%,Personal marketing business growth by 14.14%,Silver postal agency business grew faster than the 0.31%.Life insurance company's business structure continuously optimize,Life in new single phase rate 39.69%,Increased by 16.26% year-on-year.

　　全行业累计承担各类风险责任19.4万亿元，赔付324.56亿元。农业保险承保种植业8308.73万亩，为1658.36万农户提供了281.74亿元的风险保障。责任保险实现保费8.73亿元，同比增长27.48%，累计赔付3.68亿元。出口信用保险平稳发展，为外贸出口提供1409.66亿元的风险保障，同比增长32.35%。同时，保险业积极吸纳就业，从业人数达51.51万人。

The industry accumulated undertake all kinds of risk responsibility is 19.4 trillion yuan,Pay 32.456 billion yuan.Agricultural insurance covers 83.0873 million acres of planting,For 16.5836 million farmers offered 28.174 billion yuan risk guarantee.Liability insurance achieve premium is 873 million yuan,Year-on-year growth of 27.48%,Accumulative total pay 368 million yuan.Export credit insurance steady development,For foreign trade export provide 140.966 billion yuan risk guarantee,Year-on-year growth of 32.35%.At the same time,The insurance industry actively recruit to employment,Employees 515100 people.

资本市场与直接融资 Capital market and direct financing

　　2012年山东省全年实现股票债券融资合计达1814亿元，同比增长42%，占同期银行新增贷款的33.4%，比2011年提高了9.4个百分点。直接融资首次超过新增贷款的30%。

In 2012 in shandong province to realize the stock bond financing add up to 181.4 billion yuan,Year-on-year growth of 42%,Accounted for 33.4% of new loans the bank for the same period,More than 2011 increased by 9.4%.The first direct financing more than 30% of new loans.

　　截至2012年末，山东省上市公司达到237家，上市股票250只，其中境内上市公司153家，境外上市公司91家，累计募集资金折合人民币3048亿元。

By the end of 2012,Listed companies in shandong province to 237,Listed stock 250 only,The domestic listed companies of 153,91 companies listed on overseas stock markets,To raise funds reduced total RMB 304.8 billion yuan.

　　2012年，山东省新增上市公司15家，融资54亿元，同比分别下降42%、75%；其中境内新增上市公司9家，同比下降59%，占全国同期境内新增上市公司总数的6%，与2011年持平；境外6家，同比增长50%。24家次上市公司实施再融资，融资410亿元，同比增长41%和53%，共计从证券市场融资464亿元，比2011年下降4%。

In 2012,,New listed companies in shandong province, 15,Financing is 5.4 billion yuan,Were down by 42% year-on-year/75%;The new listed companies within the territory of nine,59% year-on-year drop,The same period of the national territory of the 6% of the total number of listed companies,And the same as in 2011;Overseas six,Year-on-year growth of 50%.And The Times listed companies conduct refinancing,Financing is 41 billion yuan,Year-on-year growth of 41% and 53%,A total of 46.4 billion yuan from the stock market financing,Dropped by 4% compared with 2011.